Madeen encyclopedia

Travel

Madeen ranks credit cards for travel by effective rate — earn multiplier times cents-per-point. Top cards below from 1612 in our catalog. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

What is the best credit card for travel?

Baxter Credit Union Travel Rewards+ Visa® leads on effective rate for travel in our snapshot at 5%. Your best card depends on fees and spend. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

How does Madeen rank travel cards?

Madeen effective rate equals category multiplier times estimated cash value per point. Issuer pages control current rules and caps. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Ranked by Madeen effective rate in each card's strongest category. Issuer terms control current offers.

Card Issuer Top category Effective rate Annual fee
Baxter Credit Union Travel Rewards+ Visa Baxter Credit Union Travel 5% $95
BFSFCU BEYOND Visa Signature Bank-Fund Staff Federal Credit Union Travel 5% $0
Amtrak Guest Rewards Preferred Mastercard FNBO Travel 5% $99
GreenState Credit Union World Mastercard GreenState Credit Union Travel 5% $0
U.S. Bank Cash+ Visa Signature U.S. Bank Travel 5% $0
Best Western Rewards Mastercard FNBO Travel 4.6% $0
Best Western Rewards Premium Mastercard FNBO Travel 4.6% $0
BMO Escape BMO Travel 4% $150
Chase Sapphire Reserve Credit Card Chase Travel 4% $795
Wells Fargo Autograph Journey Wells Fargo Travel 4% $95
J.P. Morgan Reserve Chase Travel 4% $795
Sapphire Reserve for Business℠ Credit Card Chase Travel 4% $795
Citi Custom Cash℠ Citi Travel 4% $0
Citi Prestige Citi Travel 4% $495
My GM Rewards Card™ Goldman Sachs Travel 4% $0
Wells Fargo Attune Wells Fargo Travel 4% $0
Delta SkyMiles Platinum American Express American Express Travel 3.6% $350
Delta SkyMiles Platinum Business American Express Travel 3.6% $350
Atmos Rewards™ Ascent Visa Signature Bank of America Travel 3.6% $95
Alaska Airlines Business Bank of America Travel 3.6% $75

Related Madeen guides

Frequently asked questions

What is Travel?
Spend category hub for travel purchases. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Does Madeen guarantee approval or bonus eligibility?
No. Madeen summarizes public catalog and issuer information for education. Approval, offers, and benefit enrollment are controlled by issuers and can change. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Madeen analysis. Data from catalog snapshot 2026-06-01. Last reviewed 2026-06-01. Reviewed by Madeen editorial review. Issuer pages control rewards, fees, benefits, and eligibility.