GreenState Credit Union World Mastercard
The GreenState Credit Union World Mastercard from GreenState Credit Union earns up to 5% effective value on travel in Madeen's catalog snapshot. It has no annual fee. New applicants may see: Make $1000 in purchases within 2 months with the card and you’ll receive 10,000 bonus points. Cash that in for $100 or bank it for something bigger down the road!. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Travel
- Effective value
- 5%
- Annual fee
- $0
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the GreenState Credit Union World Mastercard earn in each category?
Travel is the strongest category at 5% effective value (5x points at about 1 cents each). That travel rate ranks higher than about 100% of the 1,546 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Travel is the strongest category at 5% effective value (5x points at about 1 cents each). That travel rate ranks higher than about 100% of the 1,546 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1x points | 1% |
| Grocery Supermarkets and grocery stores | 1x points | 1% |
| Gas Gas stations and fuel | 2x points | 2% |
| Travel Flights, hotels, transit | 5x points | 5% Top category |
| Other General everyday spend | 1x points | 1% |
Madeen values GreenState Rewards at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the GreenState Credit Union World Mastercard reward caps and conditions?
The GreenState Credit Union World Mastercard has 3 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- 5x points on airlines
- 2x points on gas
- 5x points on hotels
Who should get the GreenState Credit Union World Mastercard?
The GreenState Credit Union World Mastercard fits spenders who put meaningful volume in travel and can earn 5x points. Best for spenders who put meaningful volume in travel and can earn 5x points. The welcome bonus can help if you can meet the spend requirement.
GreenState Credit Union World Mastercard fits spenders who put meaningful volume in travel and can earn 5x points. Madeen ranks its travel effective rate higher than about 100% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in travel and can earn 5x points. The welcome bonus can help if you can meet the spend requirement.
Foreign transaction fees make it weaker for international spend.
Best for travel-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is travel at about 5% effective (5x points).
- That travel rate ranks higher than about 100% of cards we track in the category.
- No annual fee in our catalog snapshot.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- Charges $2 foreign transaction fees.
- Multiple caps, activations, or exclusions may limit headline earn rates.
- GreenState Rewards value depends on how you redeem, not straight cash back.
Does the GreenState Credit Union World Mastercard have an annual fee, and what's the welcome bonus?
The GreenState Credit Union World Mastercard has an annual fee of $0 and a foreign transaction fee of $2. New applicants may see: Make $1000 in purchases within 2 months with the card and you’ll receive 10,000 bonus points. Cash that in for $100 or bank it for something bigger down the road!. Confirm current issuer terms before applying.
- Annual fee
- $0
- Foreign transaction fee
- $2
- Signup bonus
- Make $1000 in purchases within 2 months with the card and you’ll receive 10,000 bonus points. Cash that in for $100 or bank it for something bigger down the road!
What benefits come with the GreenState Credit Union World Mastercard?
The GreenState Credit Union World Mastercard includes Global emergency services, HealthLock, Instacart in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Global emergency servicesIncluded with World Mastercard®
Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.
- HealthLockIncluded with World Mastercard®
Enjoy a HealthLock for Mastercard Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.
- InstacartIncluded with World Mastercard®
Groceries and more delivered in as fast as one hour. Get $10 off your second order each month, and new Instacart+ members can also get three free months of Instacart+.
- Mastercard GolfIncluded with World Mastercard®
Get exclusive PGA TOUR® experiences and access amazing golf benefits with our Golf Concierge Service.
- Mastercard ID Theft ProtectionIncluded with World Mastercard®
Monitor your credit file for fraud, get alerts for suspicious activity and access a resolution specialist.
- Mastercard Music and Entertainment Access benefitIncluded with World Mastercard®
Mastercard gives you exclusive access to ticket presales at top venues and festivals across the U.S. Eligibility restrictions, exclusions and terms apply. Offer expires 3/31/2027.
- Mastercard Transit BenefitIncluded with World Mastercard®
Save when you tap and go with your eligible Mastercard and receive a $2.50 statement credit when you spend $10 or more each month at participating transit systems.
- Mastercard TravelIncluded with World Mastercard®
Browse exclusive Mastercard benefits, book travel, get hotel upgrades and more.
Common questions about the GreenState Credit Union World Mastercard
Does the GreenState Credit Union World Mastercard have an annual fee?
The GreenState Credit Union World Mastercard carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the GreenState Credit Union World Mastercard?
Travel is the strongest Madeen category for the GreenState Credit Union World Mastercard at about 5% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the GreenState Credit Union World Mastercard charge foreign transaction fees?
The GreenState Credit Union World Mastercard charges a foreign transaction fee of $2 in our catalog snapshot. Check issuer terms before international spend because rates and fee waivers can change. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What is the GreenState Credit Union World Mastercard welcome bonus?
The GreenState Credit Union World Mastercard welcome offer in our snapshot: Make $1000 in purchases within 2 months with the card and you’ll receive 10,000 bonus points. Cash that in for $100 or bank it for something bigger down the road!. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
What credit score do you need for the GreenState Credit Union World Mastercard?
Madeen's catalog lists a typical credit range of Good to Excellent for the GreenState Credit Union World Mastercard. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do you redeem rewards on the GreenState Credit Union World Mastercard?
Rewards on the GreenState Credit Union World Mastercard post as GreenState Rewards. Redemption value depends on how you use GreenState Rewards (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the GreenState Credit Union World Mastercard compare to similar cards?
Compare the GreenState Credit Union World Mastercard against GreenState Credit Union Platinum Rewards Mastercard (3% on Gas, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
GreenState Credit Union World Mastercard This card | Travel | 5% | $0 |
GreenState Credit Union | Gas | 3% | $0 |
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