Madeen Card Rules Index
The Madeen Card Rules Index is a public reference for the reward-rule catalog behind Madeen's educational articles and iPhone recommendation logic. It is designed to make Madeen's original analysis easier for readers, crawlers, and answer engines to verify and cite.
Catalog Coverage
Category Rule Coverage
Category rules describe when a card earns more than its base rate, such as dining, gas, groceries, travel, or all other purchases. Counts can change as issuers adjust products and Madeen refreshes the catalog.
| Category | Cards | Rules | Capped rules | Highest modeled multiplier |
|---|---|---|---|---|
| gas | 995 | 999 | 56 | 8x |
| dining | 879 | 882 | 211 | 7x |
| groceries | 605 | 607 | 40 | 6x |
| other | 447 | 464 | 221 | 6x |
| travel | 282 | 306 | 24 | 7x |
Reward Currency Mix
Madeen compares cash back, points, and miles by converting rewards into estimated cash-equivalent value. Those estimates are practical comparison assumptions, not guarantees of redemption value.
- 679 cards use cash back as the primary reward currency.
- 847 cards use points as the primary reward currency.
- 86 cards use miles as the primary reward currency.
Annual Fee Distribution
- 1,039 cards have a $0 annual fee in the catalog snapshot.
- 302 cards have an annual fee above $0 and below $100.
- 33 cards have an annual fee from $100 to $299.
- 238 cards have an annual fee of $300 or more.
How To Use This Reference
Use this page as a catalog-level source for Madeen analysis. For current card terms, use issuer pages. For methodology, including how Madeen separates issuer facts from catalog analysis, read Madeen's editorial methodology.