U.S. Bank Cash+® Visa Signature®
The U.S. Bank Cash+® Visa Signature® from U.S. Bank earns up to 5% effective value on travel in Madeen's catalog snapshot. It has no annual fee. New applicants may see: Earn a $200 rewards bonus after you spend $1,000 in eligible purchases within the first 90 days of account opening.. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Travel
- Effective value
- 5%
- Annual fee
- $0
Madeen may earn compensation from some apply links. Affiliate disclosure
Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the U.S. Bank Cash+ Visa Signature earn in each category?
Travel is the strongest category at 5% effective value (5% back). That travel rate ranks higher than about 100% of the 1,546 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Travel is the strongest category at 5% effective value (5% back). That travel rate ranks higher than about 100% of the 1,546 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 2% back | 2% |
| Grocery Supermarkets and grocery stores | 2% back | 2% |
| Gas Gas stations and fuel | 2% back | 2% |
| Travel Flights, hotels, transit | 5% back | 5% Top category |
| Other General everyday spend | 5% back | 5% |
Madeen values cash back at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the U.S. Bank Cash+ Visa Signature reward caps and conditions?
The U.S. Bank Cash+ Visa Signature has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose. Capped at $2000 per quarter.
- 2% cash back on one everyday category, like gas stations and EV charging stations, grocery stores or restaurants.
Who should get the U.S. Bank Cash+ Visa Signature?
The U.S. Bank Cash+ Visa Signature fits spenders who put meaningful volume in travel and can earn 5% back. Best for spenders who put meaningful volume in travel and can earn 5% back. The welcome bonus can help if you can meet the spend requirement.
U.S. Bank Cash+ Visa Signature fits spenders who put meaningful volume in travel and can earn 5% back. Madeen ranks its travel effective rate higher than about 100% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in travel and can earn 5% back. The welcome bonus can help if you can meet the spend requirement.
Foreign transaction fees make it weaker for international spend.
Best for travel-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is travel at about 5% effective (5% back).
- That travel rate ranks higher than about 100% of cards we track in the category.
- No annual fee in our catalog snapshot.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- Charges $3 foreign transaction fees.
Does the U.S. Bank Cash+ Visa Signature have an annual fee, and what's the welcome bonus?
The U.S. Bank Cash+ Visa Signature has an annual fee of $0 and a foreign transaction fee of $3. New applicants may see: Earn a $200 rewards bonus after you spend $1,000 in eligible purchases within the first 90 days of account opening.. Confirm current issuer terms before applying.
- Annual fee
- $0
- Foreign transaction fee
- $3
- Signup bonus
- Earn a $200 rewards bonus after you spend $1,000 in eligible purchases within the first 90 days of account opening.
What benefits come with the U.S. Bank Cash+ Visa Signature?
The U.S. Bank Cash+ Visa Signature includes Booking.com, Dovly Uplift™, Earn more cash back in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Booking.comIncluded with Visa Signature®
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
- Dovly Uplift™Included with Visa Signature®
Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
- Earn more cash back
Earn even more cash back when making purchases at over 1,100 online stores through the Rewards Center Earn Mall.
- Flexible redemption
Get your cash back as a statement credit, a rewards card, or directly deposited to your U.S. Bank checking or savings account. Flexible options designed to fit your needs.
- Global Entry Statement CreditIncluded with Visa Signature®
Apply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Signature card to pay the application fee (currently $120) to receive a $120 statement credit.
- Golf Benefits from Troon Rewards®Included with Visa Signature®
Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
- OpenTableIncluded with Visa Signature®
Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
- Pay over time with a U.S. Bank ExtendPay® Plan.
Receive a new cardmember $0 fee offer* on ExtendPay Plans opened in the first 60 days after account opening.
Common questions about the U.S. Bank Cash+ Visa Signature
Does the U.S. Bank Cash+ Visa Signature have an annual fee?
The U.S. Bank Cash+ Visa Signature carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the U.S. Bank Cash+ Visa Signature?
Travel is the strongest Madeen category for the U.S. Bank Cash+ Visa Signature at about 5% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the U.S. Bank Cash+ Visa Signature charge foreign transaction fees?
The U.S. Bank Cash+ Visa Signature charges a foreign transaction fee of $3 in our catalog snapshot. Check issuer terms before international spend because rates and fee waivers can change. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What is the U.S. Bank Cash+ Visa Signature welcome bonus?
The U.S. Bank Cash+ Visa Signature welcome offer in our snapshot: Earn a $200 rewards bonus after you spend $1,000 in eligible purchases within the first 90 days of account opening.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
What credit score do you need for the U.S. Bank Cash+ Visa Signature?
Madeen's catalog lists a typical credit range of Good to Excellent for the U.S. Bank Cash+ Visa Signature. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do you redeem rewards on the U.S. Bank Cash+ Visa Signature?
Rewards on the U.S. Bank Cash+ Visa Signature post as cash back. Redemption value depends on how you use cash back (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the U.S. Bank Cash+ Visa Signature compare to similar cards?
Compare the U.S. Bank Cash+ Visa Signature against H-D™ H.O.G.™ Elite Visa Signature (5% on Gas, $99 fee); U.S. Bank Altitude Connect Visa Signature (4% on Gas, $0 fee); U.S. Bank Altitude Go Visa Signature (4% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
U.S. Bank Cash+ Visa Signature This card | Travel | 5% | $0 |
U.S. Bank | Gas | 5% | $99 |
| Gas | 4% | $0 | |
U.S. Bank | Dining | 4% | $0 |
| Gas | 4% | $95 |
Related Madeen guides
Related cards
Issuer links
Madeen may earn compensation from some apply links. Compensation may affect which offers are available, but it does not control recommendations for cards you have already added to your wallet. Affiliate disclosure
See how this card ranks in your wallet
Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.