U.S. Bank Business Altitude™ Connect Visa Signature®
The U.S. Bank Business Altitude™ Connect Visa Signature® from U.S. Bank earns up to 4% effective value on gas in Madeen's catalog snapshot. Its annual fee is $95. New applicants may see: Earn 75,000 bonus points. Just spend $6,000 on the Account Owner’s card in the first 180 days of opening your account.. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Gas
- Effective value
- 4%
- Annual fee
- $95
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the U.S. Bank Business Altitude™ Connect Visa Signature earn in each category?
Gas is the strongest category at 4% effective value (4x points at about 1 cents each). That gas rate ranks higher than about 86% of the 1,551 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Gas is the strongest category at 4% effective value (4x points at about 1 cents each). That gas rate ranks higher than about 86% of the 1,551 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 2x points | 2% |
| Grocery Supermarkets and grocery stores | 1x points | 1% |
| Gas Gas stations and fuel | 4x points | 4% Top category |
| Travel Flights, hotels, transit | 1x points | 1% |
| Other General everyday spend | 1x points | 1% |
Madeen values U.S. Bank Altitude points at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the U.S. Bank Business Altitude™ Connect Visa Signature reward caps and conditions?
The U.S. Bank Business Altitude™ Connect Visa Signature has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Earn 4X points on travel, including airfare, hotels, gas and EV charging stations on the first $150,000 in combined annual spend. Capped at $150000 per year.
- Get 2X points on dining, takeout and restaurant delivery
Who should get the U.S. Bank Business Altitude™ Connect Visa Signature?
The U.S. Bank Business Altitude™ Connect Visa Signature fits spenders who put meaningful volume in gas and can earn 4x points. Best for spenders who put meaningful volume in gas and can earn 4x points. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
U.S. Bank Business Altitude™ Connect Visa Signature fits spenders who put meaningful volume in gas and can earn 4x points. Madeen ranks its gas effective rate higher than about 86% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in gas and can earn 4x points. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
Compare it against simpler no-fee cards if you want minimum complexity.
Worth a look for gas spend if you need a business card and can use U.S. Bank Altitude points the way you redeem today. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is gas at about 4% effective (4x points).
- That gas rate ranks higher than about 86% of cards we track in the category.
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- $95 annual fee requires enough spend in bonus categories to offset.
- U.S. Bank Altitude points value depends on how you redeem, not straight cash back.
- Business card — rewards and liability rules differ from consumer cards.
Does the U.S. Bank Business Altitude™ Connect Visa Signature have an annual fee, and what's the welcome bonus?
The U.S. Bank Business Altitude™ Connect Visa Signature has an annual fee of $95 and a foreign transaction fee of None. New applicants may see: Earn 75,000 bonus points. Just spend $6,000 on the Account Owner’s card in the first 180 days of opening your account.. Confirm current issuer terms before applying.
- Annual fee
- $95
- Foreign transaction fee
- None
- Signup bonus
- Earn 75,000 bonus points. Just spend $6,000 on the Account Owner’s card in the first 180 days of opening your account. First-year annual fee waived.
What travel perks does the U.S. Bank Business Altitude™ Connect Visa Signature include?
The U.S. Bank Business Altitude™ Connect Visa Signature includes Lounge access, Airport lounge access, Auto Rental Collision Damage Waiver, Booking.com in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Lounge accessPriority Pass™ Digital annual membership with access to more than 1,300 VIP lounges worldwide, plus four complimentary visits per membership year.
What benefits come with the U.S. Bank Business Altitude™ Connect Visa Signature?
- Airport lounge access
Priority Pass Digital annual membership with access to more than 1,300 VIP lounges worldwide, plus four complimentary visits per membership year.
- Auto Rental Collision Damage WaiverIncluded with Visa Signature®
Auto Rental Collision Damage Waiver (ARCDW) provides primary insurance coverage for physical damage and theft, reasonable and customary towing, and valid loss-of-use charges and administrative fees when you reserve and pay for a rental car with your covered Visa Business card.
- Booking.comIncluded with Visa Signature®
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
- Earn more for your business when you hail a ride.
As a cardmember you'll receive a $25 statement credit after every three consecutive monthly taxi or rideshare transactions paid for with your card.
- Golf Benefits from Troon Rewards®Included with Visa Signature®
Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
- Lost Luggage ReimbursementIncluded with Visa Signature®
Lost Luggage Reimbursement will reimburse you up to $3,000 If your checked luggage or carry on baggage is lost due to theft or misdirection by the common carrier (e.g., airline, rail, bus, ferry). For New York residents coverage is limited to $2,000 per bag.
- OpenTableIncluded with Visa Signature®
Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
- Purchase Security and Extended ProtectionIncluded with Visa Signature®
Purchase Security can replace, repair or reimburse you for an eligible item purchased with your covered card up to $10,000.00 per claim in the event your item is stolen or damaged. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to 1 additional year on eligible warranties of 3 years or less.
Common questions about the U.S. Bank Business Altitude™ Connect Visa Signature
Does the U.S. Bank Business Altitude™ Connect Visa Signature have an annual fee?
The U.S. Bank Business Altitude™ Connect Visa Signature carries an annual fee of $95 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the U.S. Bank Business Altitude™ Connect Visa Signature?
Gas is the strongest Madeen category for the U.S. Bank Business Altitude™ Connect Visa Signature at about 4% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the U.S. Bank Business Altitude™ Connect Visa Signature charge foreign transaction fees?
The U.S. Bank Business Altitude™ Connect Visa Signature does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What is the U.S. Bank Business Altitude™ Connect Visa Signature welcome bonus?
The U.S. Bank Business Altitude™ Connect Visa Signature welcome offer in our snapshot: Earn 75,000 bonus points. Just spend $6,000 on the Account Owner’s card in the first 180 days of opening your account.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
Is the U.S. Bank Business Altitude™ Connect Visa Signature annual fee worth it?
Whether the $95 annual fee pays off depends on how much you spend in gas and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the U.S. Bank Business Altitude™ Connect Visa Signature?
Madeen's catalog lists a typical credit range of Excellent for the U.S. Bank Business Altitude™ Connect Visa Signature. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the U.S. Bank Business Altitude™ Connect Visa Signature compare to similar cards?
Compare the U.S. Bank Business Altitude™ Connect Visa Signature against H-D™ H.O.G.™ Elite Visa Signature (5% on Gas, $99 fee); U.S. Bank Altitude Connect Visa Signature (4% on Gas, $0 fee); H-D™ Visa Signature (3% on Gas, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
U.S. Bank Business Altitude™ Connect Visa Signature This card | Gas | 4% | $95 |
U.S. Bank | Gas | 5% | $99 |
| Gas | 4% | $0 | |
U.S. Bank | Gas | 3% | $0 |
U.S. Bank | Gas | 3% | $0 |
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