Grocery
Madeen ranks credit cards for grocery by effective rate — earn multiplier times cents-per-point. Top cards below from 1612 in our catalog. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
What is the best credit card for grocery?
Blue Cash Preferred® leads on effective rate for grocery in our snapshot at 6%. Your best card depends on fees and spend. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
How does Madeen rank grocery cards?
Madeen effective rate equals category multiplier times estimated cash value per point. Issuer pages control current rules and caps. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Related credit cards
Ranked by Madeen effective rate in each card's strongest category. Issuer terms control current offers.
| Card | Issuer | Top category | Effective rate | Annual fee |
|---|---|---|---|---|
| Blue Cash Preferred | American Express | Grocery | 6% | $95 |
| Morgan Stanley Blue Cash Preferred Card | American Express | Grocery | 6% | $95 |
| Aven Rewards Visa | Coastal Community Bank | Grocery | 6% | $0 |
| USALLIANCE Financial Visa Signature | USALLIANCE Financial | Grocery | 6% | $0 |
| SoFi Smart Card | Bank of Missouri | Grocery | 5% | $0 |
| Citi Dividend | Citi | Grocery | 5% | $0 |
| AAA Daily Advantage Visa Signature | Comenity | Grocery | 5% | $0 |
| Credit One Bank Platinum X5 Visa Signature | Credit One | Grocery | 5% | $95 |
| Best Western Rewards Mastercard | FNBO | Grocery | 4.6% | $0 |
| Best Western Rewards Premium Mastercard | FNBO | Grocery | 4.6% | $0 |
| Aeroplan Card | Chase | Grocery | 4.5% | $95 |
| Pottery Barn Key Rewards Visa | Capital One | Grocery | 4% | $0 |
| The Key Rewards Visa | Capital One | Grocery | 4% | $0 |
| West Elm Key Rewards Visa | Capital One | Grocery | 4% | $0 |
| Williams Sonoma Key Rewards Visa | Capital One | Grocery | 4% | $0 |
| Citi Custom Cash℠ | Citi | Grocery | 4% | $0 |
| Brooks Brothers World Mastercard | First Electronic Bank | Grocery | 4% | $0 |
| My GM Rewards Card™ | Goldman Sachs | Grocery | 4% | $0 |
| Huntington Voice Business | Huntington | Grocery | 4% | $0 |
| Verizon Visa | Synchrony Bank | Grocery | 4% | $0 |
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Frequently asked questions
- What is Grocery?
- Spend category hub for grocery purchases. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
- Does Madeen guarantee approval or bonus eligibility?
- No. Madeen summarizes public catalog and issuer information for education. Approval, offers, and benefit enrollment are controlled by issuers and can change. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Madeen analysis. Data from catalog snapshot 2026-06-01. Last reviewed 2026-06-01. Reviewed by Madeen editorial review. Issuer pages control rewards, fees, benefits, and eligibility.