Premium credit cards ($300+ annual fee)
Madeen lists 20 indexable premium credit cards ($300+ annual fee) in our catalog snapshot, ranked by effective earn rate. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Which premium credit cards ($300+ annual fee) are in the Madeen catalog?
Top effective rate among matches: Robinhood Platinum Card at 5%. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Related credit cards
Ranked by Madeen effective rate in each card's strongest category. Issuer terms control current offers.
| Card | Issuer | Top category | Effective rate | Annual fee |
|---|---|---|---|---|
| Robinhood Platinum Card | Coastal Community Bank | Dining | 5% | $695 |
| Chase Sapphire Reserve Credit Card | Chase | Travel | 4% | $795 |
| J.P. Morgan Reserve | Chase | Travel | 4% | $795 |
| Sapphire Reserve for Business℠ Credit Card | Chase | Travel | 4% | $795 |
| Citi Prestige | Citi | Dining | 4% | $495 |
| Qatar Airways Privilege Club Infinite | First Electronic Bank | Dining | 3.8% | $499 |
| Delta SkyMiles Platinum American Express | American Express | Travel | 3.6% | $350 |
| Delta SkyMiles Platinum Business | American Express | Travel | 3.6% | $350 |
| Hilton Honors American Express Aspire | American Express | Dining | 3.5% | $550 |
| SKYPASS Select Visa Signature | U.S. Bank | Dining | 3.2% | $450 |
| Citi AAdvantage Globe™ Card | Citi | Dining | 3% | $350 |
| Amegy Bank Reserve | Amegy Bank | Dining | 3% | $450 |
| American Express Platinum Card for Schwab | American Express | Travel | 3% | $695 |
| The Platinum Card from American Express Exclusively for Morgan Stanley | American Express | Travel | 3% | $695 |
| The Platinum Card | American Express | Travel | 3% | $895 |
| California Bank & Trust Reserve | California Bank & Trust | Dining | 3% | $450 |
| City National Crystal Visa Infinite | City National Bank | Dining | 3% | $400 |
| National Bank of Arizona Reserve | National Bank of Arizona | Dining | 3% | $450 |
| Nevada State Bank Reserve | Nevada State Bank | Dining | 3% | $450 |
| Vectra Bank Colorado Reserve | Vectra Bank Colorado | Dining | 3% | $450 |
Frequently asked questions
- What is Premium credit cards ($300+ annual fee)?
- Premium credit cards ($300+ annual fee) in the Madeen credit card encyclopedia. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
- Does Madeen guarantee approval or bonus eligibility?
- No. Madeen summarizes public catalog and issuer information for education. Approval, offers, and benefit enrollment are controlled by issuers and can change. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Madeen analysis. Data from catalog snapshot 2026-06-01. Last reviewed 2026-06-01. Reviewed by Madeen editorial review. Issuer pages control rewards, fees, benefits, and eligibility.