City National Crystal® Visa Infinite®
The City National Crystal® Visa Infinite® from City National Bank earns up to 3% effective value on dining in Madeen's catalog snapshot. Its annual fee is $400. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Dining
- Effective value
- 3%
- Annual fee
- $400
Madeen may earn compensation from some apply links. Affiliate disclosure
Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the City National Crystal Visa Infinite earn in each category?
Dining is the strongest category at 3% effective value (3x points at about 1 cents each). That dining rate ranks higher than about 66% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Dining is the strongest category at 3% effective value (3x points at about 1 cents each). That dining rate ranks higher than about 66% of the 1,547 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 3x points | 3% Top category |
| Grocery Supermarkets and grocery stores | 1x points | 1% |
| Gas Gas stations and fuel | 1x points | 1% |
| Travel Flights, hotels, transit | 1x points | 1% |
| Other General everyday spend | 1x points | 1% |
Madeen values CNB Rewards at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the City National Crystal Visa Infinite?
The City National Crystal Visa Infinite fits spenders who put meaningful volume in dining and can earn 3x points. Best for spenders who put meaningful volume in dining and can earn 3x points. Travel perks may add value beyond the earn rate.
City National Crystal Visa Infinite fits spenders who put meaningful volume in dining and can earn 3x points. Madeen ranks its dining effective rate higher than about 66% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 3x points. Travel perks may add value beyond the earn rate.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for dining-heavy spend when the $400 fee fits your usage; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is dining at about 3% effective (3x points).
- No foreign transaction fee listed.
- Includes travel or statement credits in our benefits snapshot.
Cons
- $400 annual fee requires enough spend in bonus categories to offset.
- CNB Rewards value depends on how you redeem, not straight cash back.
Does the City National Crystal Visa Infinite have an annual fee, and what's the welcome bonus?
The City National Crystal Visa Infinite has an annual fee of $400 and a foreign transaction fee of None. Issuer pages control fees and offers; Madeen labels this as catalog analysis, not issuer-confirmed terms. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Annual fee
- $400
- Foreign transaction fee
- None
What travel perks does the City National Crystal Visa Infinite include?
The City National Crystal Visa Infinite includes Trusted traveler credit, Lounge access, $100 Global Entry Application Fee Statement Credit, $350 Airline Incidental Fees Statement Credit and more in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
- Trusted traveler credit$120 Global Entry Application Fee Statement Credit - Pay the Global Entry application fee with your Crystal Visa Innite Card to receive a $120 statement credit. If approved, use your membership to participate in the U.S. Transportation and Security Administration’s TSA Pre® program at no additional charge.
- Lounge accessPriority Pass™ Select Airport Lounge Access - Crystal Visa In?nite Cardholders Priority Pass Select program members and their accompanying guests can experience a more relaxing way to travel, with access to a global network of more than 1,300 airport lounges worldwide.
What benefits come with the City National Crystal Visa Infinite?
- $100 Global Entry Application Fee Statement Credit
Pay the Global Entry application fee with your Crystal Visa In?nite Card to receive a $120 statement credit. If approved, use your membership to participate in the U.S. Transportation and Security Administration’s TSA Pre?® program at no additional charge.
- $350 Airline Incidental Fees Statement Credit
Receive a statement credit of up to $350 per account, per calendar year for Qualifying Airline Purchases.
- $550 Airline Lounge Club Membership Fee Statement Credit
Receive a statement credit of up to $550 per account per calendar year with $50,000 yearly spend. Applies to any airline lounge club worldwide.
- Auto Rental Collision Damage WaiverIncluded with Visa Infinite®
When you use your covered Visa card to rent a vehicle, you’ll get built-in Auto Rental Coverage. You can be covered for physical damage, theft, reasonable and customary towing and loss-of-use charges. Decline the Collision Damage Waiver coverage offered by the rental agency and make sure your name is listed as the primary renter on the auto rental contract.
- Booking.comIncluded with Visa Infinite®
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
- Dovly Uplift™Included with Visa Infinite®
Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
- Extended Warranty ProtectionIncluded with Visa Infinite®
When you use your covered Visa card for your eligible purchases Extended Warranty Protection will extend the term of your eligible manufacturer’s U.S. warranty by 1 additional year on eligible warranties of 3 years or less; for a manufacturer’s warranty of 3 months, the term is extended an additional 12 months for a combined total of 15 months of coverage; for warranties of one year or more an additional year of coverage is provided.
- Global Entry Statement CreditIncluded with Visa Infinite®
Apply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Infinite card to pay the application fee (currently $120) to receive a $120 statement credit.
What annual spend bonuses does the City National Crystal Visa Infinite offer?
- Receive a statement credit of up to $550 per account per calendar year with $50,000 yearly spend. Applies to any airline lounge club worldwide.
Common questions about the City National Crystal Visa Infinite
Does the City National Crystal Visa Infinite have an annual fee?
The City National Crystal Visa Infinite carries an annual fee of $400 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the City National Crystal Visa Infinite?
Dining is the strongest Madeen category for the City National Crystal Visa Infinite at about 3% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the City National Crystal Visa Infinite charge foreign transaction fees?
The City National Crystal Visa Infinite does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Is the City National Crystal Visa Infinite annual fee worth it?
Whether the $400 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the City National Crystal Visa Infinite?
Madeen's catalog lists a typical credit range of Good to Excellent for the City National Crystal Visa Infinite. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do you redeem rewards on the City National Crystal Visa Infinite?
Rewards on the City National Crystal Visa Infinite post as CNB Rewards. Redemption value depends on how you use CNB Rewards (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the City National Crystal Visa Infinite compare to similar cards?
Compare the City National Crystal Visa Infinite against City National Bank Visa Everyday Rewards+ (4% on Dining, $0 fee); City National Bank Visa Business Cash Preferred (3% on Dining, $0 fee); City National Bank Visa Reserve Rewards+ Card (2% on Dining, $390 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
City National Crystal Visa Infinite This card | Dining | 3% | $400 |
City National Bank | Dining | 4% | $0 |
City National Bank | Dining | 3% | $0 |
City National Bank | Dining | 2% | $390 |
City National Bank | Other | 5% | $0 |
Related Madeen guides
Related cards
Issuer links
Madeen may earn compensation from some apply links. Compensation may affect which offers are available, but it does not control recommendations for cards you have already added to your wallet. Affiliate disclosure
See how this card ranks in your wallet
Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.