Delta SkyMiles® Platinum American Express
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How we calculate effective rate →
The Delta SkyMiles® Platinum American Express from American Express earns up to 3.6% effective value on travel in Madeen's catalog snapshot. Its annual fee is $350. New applicants may see: Earn Up To 100,000 Bonus Miles with your Delta SkyMiles® Platinum American Express Card. Earn 80,000 bonus miles after you spend $4,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 20,000 bonus miles after you make an additional $2,000 in purchases within your first 6 months, starting from the date that your account is opened. Offer ends 07/15/2026.
- Top category
- Travel
- Effective value
- 3.6%
- Annual fee
- $350
Best for travel-heavy spend when the $350 fee fits your usage; confirm issuer terms before applying. Best for spenders who put meaningful volume in travel and can earn 3x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
What does the Delta SkyMiles Platinum American Express earn in each category?
Travel is the strongest category at 3.6% effective value (3x miles at about 1.2 cents each). That travel rate ranks higher than about 99% of the 2,849 cards we track in that category. The five-category effective-rate table on this page shows how Delta SkyMiles Platinum American Express compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight.
Travel is the strongest category at 3.6% effective value (3x miles at about 1.2 cents each). That travel rate ranks higher than about 99% of the 2,849 cards we track in that category. The five-category effective-rate table on this page shows how Delta SkyMiles Platinum American Express compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 2x miles | 2.4% |
| Grocery Supermarkets and grocery stores | 2x miles | 2.4% |
| Gas Gas stations and fuel | 1x miles | 1.2% |
| Travel Flights, hotels, transit | 3x miles | 3.6% Top category |
| Other General everyday spend | 1x miles | 1.2% |
Madeen values Delta SkyMiles at about 1.2 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Delta SkyMiles Platinum American Express reward caps and conditions?
The Delta SkyMiles Platinum American Express has 3 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.
- Earn 2X miles at restaurants
- Earn 2X miles at U.S. supermarkets
- Earn 3X miles on purchases made directly with hotels
Who should get the Delta SkyMiles Platinum American Express?
The Delta SkyMiles Platinum American Express fits spenders who put meaningful volume in travel and can earn 3x miles. Best for spenders who put meaningful volume in travel and can earn 3x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
The Delta SkyMiles Platinum is a strong fit when Delta loyalty and annual travel credits matter more than chasing the highest cash-equivalent earn rate on everyday spend. Madeen still shows the effective-rate math so you can compare it against simpler cards in your wallet.
Best for spenders who put meaningful volume in travel and can earn 3x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
Compare it against simpler no-fee cards if you want minimum complexity.
Worth a look for Delta loyalists; compare the effective rate against a no-fee everyday card before you apply.
Pros
- Solid Delta earn rates on dining, groceries, and hotels
- Travel perks can offset part of the annual fee for frequent Delta flyers
Cons
- Miles value depends on Delta redemptions, not cash back
- Less compelling if you rarely fly Delta
What is the Delta SkyMiles Platinum American Express welcome bonus?
In Madeen's catalog snapshot, the Delta SkyMiles Platinum American Express welcome offer is Earn Up To 100,000 Bonus Miles with your Delta SkyMiles® Platinum American Express Card. Earn 80,000 bonus miles after you spend $4,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 20,000 bonus miles after you make.
- Offer
- 80k Delta SkyMiles (~$960 estimated)
- Terms (catalog snapshot)
- Earn Up To 100,000 Bonus Miles with your Delta SkyMiles® Platinum American Express Card. Earn 80,000 bonus miles after you spend $4,000 or more in purchases with your new Card within the first 6 months of Card Membership and an additional 20,000 bonus miles after you make an additional $2,000 in purchases within your first 6 months, starting from the date that your account is opened. Offer ends 07/15/2026
- Minimum spend
- $4,000
- Window
- 6Months
Does the Delta SkyMiles Platinum American Express have an annual fee?
The Delta SkyMiles Platinum American Express has an annual fee of $350 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $350
- Foreign transaction fee
- None
What travel perks does the Delta SkyMiles Platinum American Express include?
The Delta SkyMiles Platinum American Express includes Trusted traveler credit, Free checked bag, $120 Resy Credit, $120 Rideshare Credit and more in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Trusted traveler credit
Fee Credit for Global Entry or TSA PreCheck®: Receive $120 back for Global Entry or $85 back for TSA PreCheck® after you apply through any Official Enrollment Provider. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
Free checked bag
$60/yrEnjoy your first checked bag free on Delta flights worldwide‡ – and on domestic Delta flights, your second bag flies free too.
How we value this
Editorial: One domestic checked bag per round trip (~2 bags/year × ~$30) for occasional travelers.
What benefits come with the Delta SkyMiles Platinum American Express?
$150 Delta Stays Credit
$150/yrElevate your travel experience with an annual statement credit of up to $150 after using your Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
$120 Resy Credit
$120/yrDiscover restaurants to love on your next trip. With your enrolled Card, you can earn up to $10 per month in statement credits on eligible purchases with U.S. Resy restaurants.
$120 Rideshare Credit
$120/yrGet rewarded to and from the airport. Enroll and earn up to $10 in statement credits each month after using your Card on U.S. rideshare purchases with select providers. That's up to $120 back each year.
Car Rental Loss and Damage Insurance
$40/yrGetting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
20% Back on In-Flight Purchases
$25/yrReceive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in'flight purchases of food, beverages, and audio headsets.
Complimentary Upgrade List
$25/yrCard Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
Fee Credit for Global Entry or TSA PreCheck
$25/yrStay focused on getting where you need to go. Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Delta SkyMiles® Platinum American Express Card If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
Global Assist® Hotline
$25/yrWhenever you travel more than 100 miles from home, you may be eligible for 24/7 emergency assistance and coordination services , including medical, legal, and passport referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.
MQD Headstart and MQD Boost
$25/yrReceive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year. Plus, Get $1 Medallion® Qualification Dollar for each $20 in purchases on your Card in a calendar year, getting you closer to the Medallion Status for next Medallion Year quicker.
Priority Boarding
$25/yrReceive Main Cabin 1 Priority Boarding on Delta flights; board early, stow your carry'on bag and settle in sooner.
ShopRunner
$25/yrGet free 2-day shipping‡ on eligible items at a growing network of 100+ online stores with ShopRunner.
TakeOff 15
$25/yrTake 15% off anytime you book Award Travel with miles on Delta flights when using delta.com and the Fly Delta app.
Related encyclopedia topics
What annual spend bonuses does the Delta SkyMiles Platinum American Express offer?
- Get Closer to Medallion Status with Status Boost® - Earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to two times.
Common questions about the Delta SkyMiles Platinum American Express
Where do cardholders spend most with the Delta SkyMiles Platinum American Express?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on lodging (3x), coffee (2x), fast food (2x) for the Delta SkyMiles Platinum American Express. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Is the Delta SkyMiles Platinum Amex card worth it?
The Delta SkyMiles® Platinum American Express from American Express earns up to 3.6% effective value on travel in Madeen's catalog snapshot. Its annual fee is $350. New applicants may see: Earn Up To 100,000 Bonus Miles with your Delta SkyMiles® Platinum American Express Card. Earn 80,000 bonus miles after you spend $4,000 or more in purchases with your new Card.
How much money is $30,000 Delta SkyMiles worth?
Travel is the strongest Madeen category for the Delta SkyMiles Platinum American Express at about 3.6% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does Delta SkyMiles Platinum American Express Card?
Travel is the strongest Madeen category for the Delta SkyMiles Platinum American Express at about 3.6% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Delta SkyMiles Platinum American Express have an annual fee?
The Delta SkyMiles Platinum American Express carries an annual fee of $350 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Delta SkyMiles Platinum American Express?
Travel is the strongest Madeen category for the Delta SkyMiles Platinum American Express at about 3.6% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
How does the Delta SkyMiles Platinum American Express compare to similar cards?
Compare the Delta SkyMiles Platinum American Express against Delta SkyMiles Platinum Business (3.6% on Travel, $350 fee); American Express Platinum Card for Schwab (3% on Travel, $695 fee); The Platinum Card from American Express Exclusively for Morgan Stanley (3% on Travel, $695 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Delta SkyMiles Platinum American Express This card | Travel | 3.6% | $350 |
American Express | Travel | 3.6% | $350 |
American Express | Travel | 3% | $695 |
| Travel | 3% | $695 | |
American Express | Travel | 3% | $895 |
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American Express and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of American Express. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
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