Delta SkyMiles® Platinum Business

Travel is the strongest category at 3.6% effective value (3x miles at about 1.2 cents each). That travel rate ranks higher than about 99% of the 1,546 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Travel is the strongest category at 3.6% effective value (3x miles at about 1.2 cents each). That travel rate ranks higher than about 99% of the 1,546 cards we track in that category.

Madeen values Delta SkyMiles at about 1.2 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

The Delta SkyMiles Platinum Business has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

• 3 miles on every dollar spent on purchases made directly with hotels
• 1.5 miles on every dollar spent on eligible transit

The Delta SkyMiles Platinum Business fits spenders who put meaningful volume in travel and can earn 3x miles. Best for spenders who put meaningful volume in travel and can earn 3x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.

Delta SkyMiles Platinum Business fits spenders who put meaningful volume in travel and can earn 3x miles. Madeen ranks its travel effective rate higher than about 99% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in travel and can earn 3x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.

Compare it against simpler no-fee cards if you want minimum complexity.

Worth a look for travel spend if you need a business card and can use Delta SkyMiles the way you redeem today. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

The Delta SkyMiles Platinum Business has an annual fee of $350 and a foreign transaction fee of None. New applicants may see: Earn 70,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months of Card Membership.. Confirm current issuer terms before applying.

Annual fee

$350

Foreign transaction fee

None

Signup bonus

Earn 70,000 Bonus Miles after you spend $6,000 in purchases on your new Card in your first 6 months of Card Membership.

The Delta SkyMiles Platinum Business includes Trusted traveler credit, Free checked bag, $120 Resy Credit, $120 Rideshare Credit and more in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

• Trusted traveler creditFee Credit for Global Entry or TSA PreCheck - Receive either a $120 statement credit for Global Entry or up to an $85 statement credit for TSA PreCheck®. TSA PreCheck® can expedite security screening and Global Entry can reduce wait time at U.S. Customs at select airports. If you are approved for Global Entry, you will also receive access to TSA PreCheck® at no additional charge. You can apply for TSA PreCheck® through any Authorized Enrollment Provider. Only one credit will be given in a 4 year period for Global Entry or in a 4.5 year period for TSA PreCheck® for a 5-year plan only, depending on whichever application fee is charged to your Card first.
• Free checked bagYou can check your first bag for free and save up to $60 on a round trip Delta flight.

• $120 Resy Credit

  With the $120 Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card.

• $120 Rideshare Credit

  Earn up to $10 back each month after using your enrolled Delta SkyMiles® Platinum Business American Express Card for U.S. rideshare purchases with select providers.

• $200 Delta Stays Credit

  Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com

• Baggage Insurance Plan

  Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip.

• Car Rental Loss and Damage Insurance

  When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, You can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.

• Companion Certificate

  Enjoy a Companion Certificate on Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card.

• Complimentary Upgrade List

  Not a Medallion Member? Delta SkyMiles® Platinum Business Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.

• Extended Warranty

  When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer's Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions.

• Status Boost® - With Status Boost®, get closer to Medallion® Status by earning 10,000 Medallion® Qualification Miles (MQMs) after you spend $25,000 in purchases on your Card in a calendar year, up to 2 times per year. MQMs are used to determine Medallion Status and are different from the miles you earn toward flights.

Compare the Delta SkyMiles Platinum Business against Delta SkyMiles Platinum American Express (3.6% on Travel, $350 fee); American Express Platinum Card for Schwab (3% on Travel, $695 fee); The Platinum Card from American Express Exclusively for Morgan Stanley (3% on Travel, $695 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

• Travel

• Delta SkyMiles® Platinum American ExpressAmerican Express · 3.6% on travel
• American Express Platinum Card® for SchwabAmerican Express · 3% on travel
• The Platinum Card from American Express Exclusively for Morgan StanleyAmerican Express · 3% on travel
• The Platinum Card®American Express · 3% on travel

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