Robinhood Platinum Card
The Robinhood Platinum Card from Coastal Community Bank earns up to 5% effective value on dining in Madeen's catalog snapshot. Its annual fee is $695. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Dining
- Effective value
- 5%
- Annual fee
- $695
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the Robinhood Platinum Card earn in each category?
Dining is the strongest category at 5% effective value (5% back). That dining rate ranks higher than about 99% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Dining is the strongest category at 5% effective value (5% back). That dining rate ranks higher than about 99% of the 1,547 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 5% back | 5% Top category |
| Grocery Supermarkets and grocery stores | 1% back | 1% |
| Gas Gas stations and fuel | 1% back | 1% |
| Travel Flights, hotels, transit | 1% back | 1% |
| Other General everyday spend | 1% back | 1% |
Madeen values cash back at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Robinhood Platinum Card reward caps and conditions?
The Robinhood Platinum Card has 1 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- 5% cash back on Dining on the first $50,000 in spend per year Capped at $50000 per year.
Who should get the Robinhood Platinum Card?
The Robinhood Platinum Card fits spenders who put meaningful volume in dining and can earn 5% back. Best for spenders who put meaningful volume in dining and can earn 5% back. Travel perks may add value beyond the earn rate.
Robinhood Platinum Card fits spenders who put meaningful volume in dining and can earn 5% back. Madeen ranks its dining effective rate higher than about 99% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 5% back. Travel perks may add value beyond the earn rate.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for dining-heavy spend when the $695 fee fits your usage; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is dining at about 5% effective (5% back).
- That dining rate ranks higher than about 99% of cards we track in the category.
- No foreign transaction fee listed.
- Includes travel or statement credits in our benefits snapshot.
Cons
- $695 annual fee requires enough spend in bonus categories to offset.
Does the Robinhood Platinum Card have an annual fee, and what's the welcome bonus?
The Robinhood Platinum Card has an annual fee of $695 and a foreign transaction fee of None. Issuer pages control fees and offers; Madeen labels this as catalog analysis, not issuer-confirmed terms. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Annual fee
- $695
- Foreign transaction fee
- None
What travel perks does the Robinhood Platinum Card include?
The Robinhood Platinum Card includes Trusted traveler credit, Lounge access, $200 Health Wearables credit, $250 Autonomous rides credit and more in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Trusted traveler creditStay a step ahead with Global Entry or TSA PreCheck®
- Lounge accessUnlimited access to 1,300+ Priority Pass lounges at airports around the globe
What benefits come with the Robinhood Platinum Card?
- $200 Health Wearables credit
One $200 credit per year for health wearable purchases.
- $250 Autonomous rides credit
One $20 credit per month with a $30 credit in December. Valid for for qualifying autonomous ride purchases.
- $250 Dining credit
One $20 credit per month, with a $30 credit in December. Valid at 15,000 participating restaurants.
- $250 Doordash credit
Two $10 credits per month with three in December. Order must be $50+ to qualify.
- $300 Annual travel credit
Visit your favorite spots or explore parts unknown with $150 in statement credit every six months for your travel.
- $500 Annual hotel credit
Find the perfect room directly in app with up to $250 in statement credit every 6 months. Two-night minimum.
- Airport Lounge Access - Priority Pass Select
Eligible cardholders will receive an annual Priority Pass Select membership.
- Amazon One Medical Membership
Amazon One Medical Membership at no cost to you—a $199 value.
Common questions about the Robinhood Platinum Card
Does the Robinhood Platinum Card have an annual fee?
The Robinhood Platinum Card carries an annual fee of $695 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the Robinhood Platinum Card?
Dining is the strongest Madeen category for the Robinhood Platinum Card at about 5% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the Robinhood Platinum Card charge foreign transaction fees?
The Robinhood Platinum Card does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Is the Robinhood Platinum Card annual fee worth it?
Whether the $695 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the Robinhood Platinum Card?
Madeen's catalog lists a typical credit range of Good to Excellent for the Robinhood Platinum Card. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do you redeem rewards on the Robinhood Platinum Card?
Rewards on the Robinhood Platinum Card post as cash back. Redemption value depends on how you use cash back (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the Robinhood Platinum Card compare to similar cards?
Compare the Robinhood Platinum Card against Robinhood Gold Card (3% on Dining, $0 fee); Aven Rewards Visa (6% on Grocery, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Robinhood Platinum Card This card | Dining | 5% | $695 |
Coastal Community Bank | Dining | 3% | $0 |
Coastal Community Bank | Grocery | 6% | $0 |
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