U.S. Bank

SKYPASS Select Visa Signature®

Highest earn rate in Dining at 3.2% effective value

The SKYPASS Select Visa Signature® from U.S. Bank earns up to 3.2% effective value on dining in Madeen's catalog snapshot. Its annual fee is $450. New applicants may see: Earn 60,000 Bonus Miles when you spend $5,000 in eligible purchases within the first 90 days.. Madeen compares this card against the cards you already carry — no bank login required.

Top category
Dining
Effective value
3.2%
Annual fee
$450

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SKYPASS Select Visa Signature® card art
Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-03
Data source Madeen catalog analysis

Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.

Madeen analysis

What does the SKYPASS Select Visa Signature earn in each category?

Dining is the strongest category at 3.2% effective value (2x miles at about 1.6 cents each). That dining rate ranks higher than about 85% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Dining is the strongest category at 3.2% effective value (2x miles at about 1.6 cents each). That dining rate ranks higher than about 85% of the 1,547 cards we track in that category.

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
2x miles 3.2% Top category
Grocery
Supermarkets and grocery stores
1x miles 1.6%
Gas
Gas stations and fuel
1x miles 1.6%
Travel
Flights, hotels, transit
2x miles 3.2%
Other
General everyday spend
1x miles 1.6%

Madeen values Korean Air SKYPASS at about 1.6 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Reward rules

What are the SKYPASS Select Visa Signature reward caps and conditions?

The SKYPASS Select Visa Signature has 3 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

  • 2X miles on other airlines
  • 2X miles on dining, including takeout and restaurant delivery
  • 2X miles on hotels
Madeen take

Who should get the SKYPASS Select Visa Signature?

The SKYPASS Select Visa Signature fits spenders who put meaningful volume in dining and can earn 2x miles. Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.

SKYPASS Select Visa Signature fits spenders who put meaningful volume in dining and can earn 2x miles. Madeen ranks its dining effective rate higher than about 85% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.

Compare it against simpler no-fee cards if you want minimum complexity.

Best for dining-heavy spend when the $450 fee fits your usage; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Pros

  • Strongest Madeen category is dining at about 3.2% effective (2x miles).
  • That dining rate ranks higher than about 85% of cards we track in the category.
  • No foreign transaction fee listed.
  • Welcome bonus may add value if you can meet spend requirements.

Cons

  • $450 annual fee requires enough spend in bonus categories to offset.
  • Multiple caps, activations, or exclusions may limit headline earn rates.
  • Korean Air SKYPASS value depends on how you redeem, not straight cash back.
Fees and bonus

Does the SKYPASS Select Visa Signature have an annual fee, and what's the welcome bonus?

The SKYPASS Select Visa Signature has an annual fee of $450 and a foreign transaction fee of None. New applicants may see: Earn 60,000 Bonus Miles when you spend $5,000 in eligible purchases within the first 90 days.. Confirm current issuer terms before applying.

Annual fee
$450
Foreign transaction fee
None
Signup bonus
Earn 60,000 Bonus Miles when you spend $5,000 in eligible purchases within the first 90 days.
Travel perks

What travel perks does the SKYPASS Select Visa Signature include?

The SKYPASS Select Visa Signature includes Trusted traveler credit, Lounge access, $200 travel credit, 10,000 Bonus Miles and more in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

  • Trusted traveler creditUp to $120 TSA PreCheck® or Global Entry® application fee statement credit
  • Lounge accessPriority Pass Select - get four free lounge visits each year for you to access and enjoy at 1,600+ Priority Pass airport lounges and experiences around the world.
Benefits

What benefits come with the SKYPASS Select Visa Signature?

  • $200 travel credit

    Get a $200 statement credit on travel purchases annually.

  • 10,000 Bonus Miles

    Earn 10,000 Bonus Miles at renewal after $35,000 in spend annually

  • 5,000 Bonus Miles

    Earn 5,000 Bonus Miles after spending $15,000 annually

  • Auto Rental Collision Damage Waiver

    Get insurance coverage for car rentals made with your Visa card

  • Booking.comIncluded with Visa Signature®

    Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.

  • Dovly Uplift™Included with Visa Signature®

    Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.

  • Enjoy some quiet time

    2 KAL Lounge coupons each year

  • Get to the gate faster

    Up to $120 TSA PreCheck® or Global Entry® application fee statement credit.

Spend bonuses

What annual spend bonuses does the SKYPASS Select Visa Signature offer?

  • Earn 10,000 Bonus Miles at renewal after $35,000 in spend annually
  • Earn 5,000 Bonus Miles after spending $15,000 annually

Common questions about the SKYPASS Select Visa Signature

Does the SKYPASS Select Visa Signature have an annual fee?

The SKYPASS Select Visa Signature carries an annual fee of $450 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What category earns the most with the SKYPASS Select Visa Signature?

Dining is the strongest Madeen category for the SKYPASS Select Visa Signature at about 3.2% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Does the SKYPASS Select Visa Signature charge foreign transaction fees?

The SKYPASS Select Visa Signature does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What is the SKYPASS Select Visa Signature welcome bonus?

The SKYPASS Select Visa Signature welcome offer in our snapshot: Earn 60,000 Bonus Miles when you spend $5,000 in eligible purchases within the first 90 days.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.

Is the SKYPASS Select Visa Signature annual fee worth it?

Whether the $450 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What credit score do you need for the SKYPASS Select Visa Signature?

Madeen's catalog lists a typical credit range of Excellent for the SKYPASS Select Visa Signature. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Compare

How does the SKYPASS Select Visa Signature compare to similar cards?

Compare the SKYPASS Select Visa Signature against U.S. Bank Altitude Go Visa Signature (4% on Dining, $0 fee); SKYPASS Visa Signature (3.2% on Dining, $99 fee); SKYPASS Visa Signature Business (3.2% on Dining, $99 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

CardTop categoryEffective valueAnnual fee
SKYPASS Select Visa Signature
This card
Dining3.2%$450
Dining4%$0
Dining3.2%$99
Dining3.2%$99
Dining3%$0
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