SKYPASS Visa Signature® Business
The SKYPASS Visa Signature® Business from U.S. Bank earns up to 3.2% effective value on dining in Madeen's catalog snapshot. Its annual fee is $99. New applicants may see: Earn 50,000 Bonus Miles when you spend $5,000 in eligible purchases within the first 90 days.. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Dining
- Effective value
- 3.2%
- Annual fee
- $99
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the SKYPASS Visa Signature Business earn in each category?
Dining is the strongest category at 3.2% effective value (2x miles at about 1.6 cents each). That dining rate ranks higher than about 85% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Dining is the strongest category at 3.2% effective value (2x miles at about 1.6 cents each). That dining rate ranks higher than about 85% of the 1,547 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 2x miles | 3.2% Top category |
| Grocery Supermarkets and grocery stores | 1x miles | 1.6% |
| Gas Gas stations and fuel | 2x miles | 3.2% |
| Travel Flights, hotels, transit | 1x miles | 1.6% |
| Other General everyday spend | 1x miles | 1.6% |
Madeen values Korean Air SKYPASS at about 1.6 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the SKYPASS Visa Signature Business reward caps and conditions?
The SKYPASS Visa Signature Business has 1 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Earn 2X miles at gas, EV charging stations and on dining, including takeout and restaurant delivery.
Who should get the SKYPASS Visa Signature Business?
The SKYPASS Visa Signature Business fits spenders who put meaningful volume in dining and can earn 2x miles. Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
SKYPASS Visa Signature Business fits spenders who put meaningful volume in dining and can earn 2x miles. Madeen ranks its dining effective rate higher than about 85% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
Compare it against simpler no-fee cards if you want minimum complexity.
Worth a look for dining spend if you need a business card and can use Korean Air SKYPASS the way you redeem today. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is dining at about 3.2% effective (2x miles).
- That dining rate ranks higher than about 85% of cards we track in the category.
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- $99 annual fee requires enough spend in bonus categories to offset.
- Korean Air SKYPASS value depends on how you redeem, not straight cash back.
- Business card — rewards and liability rules differ from consumer cards.
Does the SKYPASS Visa Signature Business have an annual fee, and what's the welcome bonus?
The SKYPASS Visa Signature Business has an annual fee of $99 and a foreign transaction fee of None. New applicants may see: Earn 50,000 Bonus Miles when you spend $5,000 in eligible purchases within the first 90 days.. Confirm current issuer terms before applying.
- Annual fee
- $99
- Foreign transaction fee
- None
- Signup bonus
- Earn 50,000 Bonus Miles when you spend $5,000 in eligible purchases within the first 90 days.
What travel perks does the SKYPASS Visa Signature Business include?
The SKYPASS Visa Signature Business includes Lounge access, Auto Rental Collision Damage Waiver, Auto Rental Collision Damage Waiver, Booking.com in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Lounge access2 KAL Lounge coupons each year
What benefits come with the SKYPASS Visa Signature Business?
- Auto Rental Collision Damage WaiverIncluded with Visa Signature®
Auto Rental Collision Damage Waiver (ARCDW) provides primary insurance coverage for physical damage and theft, reasonable and customary towing, and valid loss-of-use charges and administrative fees when you reserve and pay for a rental car with your covered Visa Business card.
- Auto Rental Collision Damage Waiver
Get insurance coverage for car rentals made with your Visa card
- Booking.comIncluded with Visa Signature®
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
- Enjoy some quiet time
2 KAL Lounge coupons each year
- Golf Benefits from Troon Rewards®Included with Visa Signature®
Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
- Lost Luggage ReimbursementIncluded with Visa Signature®
Lost Luggage Reimbursement will reimburse you up to $3,000 If your checked luggage or carry on baggage is lost due to theft or misdirection by the common carrier (e.g., airline, rail, bus, ferry). For New York residents coverage is limited to $2,000 per bag.
- OpenTableIncluded with Visa Signature®
Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
- Purchase Security and Extended ProtectionIncluded with Visa Signature®
Purchase Security can replace, repair or reimburse you for an eligible item purchased with your covered card up to $10,000.00 per claim in the event your item is stolen or damaged. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to 1 additional year on eligible warranties of 3 years or less.
Common questions about the SKYPASS Visa Signature Business
Does the SKYPASS Visa Signature Business have an annual fee?
The SKYPASS Visa Signature Business carries an annual fee of $99 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the SKYPASS Visa Signature Business?
Dining is the strongest Madeen category for the SKYPASS Visa Signature Business at about 3.2% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the SKYPASS Visa Signature Business charge foreign transaction fees?
The SKYPASS Visa Signature Business does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What is the SKYPASS Visa Signature Business welcome bonus?
The SKYPASS Visa Signature Business welcome offer in our snapshot: Earn 50,000 Bonus Miles when you spend $5,000 in eligible purchases within the first 90 days.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
Is the SKYPASS Visa Signature Business annual fee worth it?
Whether the $99 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the SKYPASS Visa Signature Business?
Madeen's catalog lists a typical credit range of Excellent for the SKYPASS Visa Signature Business. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the SKYPASS Visa Signature Business compare to similar cards?
Compare the SKYPASS Visa Signature Business against U.S. Bank Altitude Go Visa Signature (4% on Dining, $0 fee); SKYPASS Select Visa Signature (3.2% on Dining, $450 fee); SKYPASS Visa Signature (3.2% on Dining, $99 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
SKYPASS Visa Signature Business This card | Dining | 3.2% | $99 |
U.S. Bank | Dining | 4% | $0 |
U.S. Bank | Dining | 3.2% | $450 |
U.S. Bank | Dining | 3.2% | $99 |
| Dining | 3% | $0 |
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