SKYPASS Visa Signature®
The SKYPASS Visa Signature® from U.S. Bank earns up to 3.2% effective value on dining in Madeen's catalog snapshot. Its annual fee is $99. New applicants may see: Earn 40,000 Bonus Miles when you spend $4,000 in eligible purchases within the first 90 days.. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Dining
- Effective value
- 3.2%
- Annual fee
- $99
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the SKYPASS Visa Signature earn in each category?
Dining is the strongest category at 3.2% effective value (2x miles at about 1.6 cents each). That dining rate ranks higher than about 85% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Dining is the strongest category at 3.2% effective value (2x miles at about 1.6 cents each). That dining rate ranks higher than about 85% of the 1,547 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 2x miles | 3.2% Top category |
| Grocery Supermarkets and grocery stores | 1x miles | 1.6% |
| Gas Gas stations and fuel | 1x miles | 1.6% |
| Travel Flights, hotels, transit | 2x miles | 3.2% |
| Other General everyday spend | 1x miles | 1.6% |
Madeen values Korean Air SKYPASS at about 1.6 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the SKYPASS Visa Signature reward caps and conditions?
The SKYPASS Visa Signature has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- 2X miles on dining, including takeout and restaurant delivery
- 2X miles on hotels
Who should get the SKYPASS Visa Signature?
The SKYPASS Visa Signature fits spenders who put meaningful volume in dining and can earn 2x miles. Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
SKYPASS Visa Signature fits spenders who put meaningful volume in dining and can earn 2x miles. Madeen ranks its dining effective rate higher than about 85% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for dining-heavy spend when the $99 fee fits your usage; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is dining at about 3.2% effective (2x miles).
- That dining rate ranks higher than about 85% of cards we track in the category.
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- $99 annual fee requires enough spend in bonus categories to offset.
- Korean Air SKYPASS value depends on how you redeem, not straight cash back.
Does the SKYPASS Visa Signature have an annual fee, and what's the welcome bonus?
The SKYPASS Visa Signature has an annual fee of $99 and a foreign transaction fee of None. New applicants may see: Earn 40,000 Bonus Miles when you spend $4,000 in eligible purchases within the first 90 days.. Confirm current issuer terms before applying.
- Annual fee
- $99
- Foreign transaction fee
- None
- Signup bonus
- Earn 40,000 Bonus Miles when you spend $4,000 in eligible purchases within the first 90 days.
What travel perks does the SKYPASS Visa Signature include?
The SKYPASS Visa Signature includes Lounge access, Auto Rental Collision Damage Waiver, Booking.com, Dovly Uplift™ in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Lounge access2 KAL Lounge coupons each year
What benefits come with the SKYPASS Visa Signature?
- Auto Rental Collision Damage Waiver
Get insurance coverage for car rentals made with your Visa card
- Booking.comIncluded with Visa Signature®
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
- Dovly Uplift™Included with Visa Signature®
Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
- Enjoy some quiet time
Enjoy 2 KAL Lounge coupons each year.
- Global Entry Statement CreditIncluded with Visa Signature®
Apply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Signature card to pay the application fee (currently $120) to receive a $120 statement credit.
- Golf Benefits from Troon Rewards®Included with Visa Signature®
Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
- OpenTableIncluded with Visa Signature®
Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
- Priority Pass airport lounge accessIncluded with Visa Signature®
Enjoy access to over 1,700 airport lounges and experiences around the globe.
Common questions about the SKYPASS Visa Signature
Does the SKYPASS Visa Signature have an annual fee?
The SKYPASS Visa Signature carries an annual fee of $99 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the SKYPASS Visa Signature?
Dining is the strongest Madeen category for the SKYPASS Visa Signature at about 3.2% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the SKYPASS Visa Signature charge foreign transaction fees?
The SKYPASS Visa Signature does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What is the SKYPASS Visa Signature welcome bonus?
The SKYPASS Visa Signature welcome offer in our snapshot: Earn 40,000 Bonus Miles when you spend $4,000 in eligible purchases within the first 90 days.. Minimum spend, eligibility, and offer windows are set by the issuer and can change. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Is the SKYPASS Visa Signature annual fee worth it?
Whether the $99 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the SKYPASS Visa Signature?
Madeen's catalog lists a typical credit range of Excellent for the SKYPASS Visa Signature. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the SKYPASS Visa Signature compare to similar cards?
Compare the SKYPASS Visa Signature against U.S. Bank Altitude Go Visa Signature (4% on Dining, $0 fee); SKYPASS Select Visa Signature (3.2% on Dining, $450 fee); SKYPASS Visa Signature Business (3.2% on Dining, $99 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
SKYPASS Visa Signature This card | Dining | 3.2% | $99 |
U.S. Bank | Dining | 4% | $0 |
U.S. Bank | Dining | 3.2% | $450 |
U.S. Bank | Dining | 3.2% | $99 |
| Dining | 3% | $0 |
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