First Electronic Bank

Qatar Airways Privilege Club Infinite

Highest earn rate in Dining at 3.8% effective value

The Qatar Airways Privilege Club Infinite from First Electronic Bank earns up to 3.8% effective value on dining in Madeen's catalog snapshot. Its annual fee is $499. New applicants may see: Earn up to 50,000 Avios: 25,000 Avios after your first transaction and 25,000 Avios + 150 Qpoints after spending a total of $5,000 in the first 90 days. Madeen compares this card against the cards you already carry — no bank login required.

Top category
Dining
Effective value
3.8%
Annual fee
$499

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Qatar Airways Privilege Club Infinite card art
Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-03
Data source Madeen catalog analysis

Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.

Madeen analysis

What does the Qatar Airways Privilege Club Infinite earn in each category?

Dining is the strongest category at 3.8% effective value (3x miles at about 1.3 cents each). That dining rate ranks higher than about 86% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Dining is the strongest category at 3.8% effective value (3x miles at about 1.3 cents each). That dining rate ranks higher than about 86% of the 1,547 cards we track in that category.

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
3x miles 3.8% Top category
Grocery
Supermarkets and grocery stores
1x miles 1.3%
Gas
Gas stations and fuel
1x miles 1.3%
Travel
Flights, hotels, transit
1x miles 1.3%
Other
General everyday spend
1x miles 1.3%

Madeen values Qatar Airways Privilege Club Avios at about 1.3 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Reward rules

What are the Qatar Airways Privilege Club Infinite reward caps and conditions?

The Qatar Airways Privilege Club Infinite has 1 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

  • 3x Avios on dining
Madeen take

Who should get the Qatar Airways Privilege Club Infinite?

The Qatar Airways Privilege Club Infinite fits spenders who put meaningful volume in dining and can earn 3x miles. Best for spenders who put meaningful volume in dining and can earn 3x miles. The welcome bonus can help if you can meet the spend requirement.

Qatar Airways Privilege Club Infinite fits spenders who put meaningful volume in dining and can earn 3x miles. Madeen ranks its dining effective rate higher than about 86% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in dining and can earn 3x miles. The welcome bonus can help if you can meet the spend requirement.

Compare it against simpler no-fee cards if you want minimum complexity.

Best for dining-heavy spend when the $499 fee fits your usage; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Pros

  • Strongest Madeen category is dining at about 3.8% effective (3x miles).
  • That dining rate ranks higher than about 86% of cards we track in the category.
  • No foreign transaction fee listed.
  • Welcome bonus may add value if you can meet spend requirements.

Cons

  • $499 annual fee requires enough spend in bonus categories to offset.
  • Qatar Airways Privilege Club Avios value depends on how you redeem, not straight cash back.
Fees and bonus

Does the Qatar Airways Privilege Club Infinite have an annual fee, and what's the welcome bonus?

The Qatar Airways Privilege Club Infinite has an annual fee of $499 and a foreign transaction fee of None. New applicants may see: Earn up to 50,000 Avios: 25,000 Avios after your first transaction and 25,000 Avios + 150 Qpoints after spending a total of $5,000 in the first 90 days. Confirm current issuer terms before applying.

Annual fee
$499
Foreign transaction fee
None
Signup bonus
Earn up to 50,000 Avios: 25,000 Avios after your first transaction and 25,000 Avios + 150 Qpoints after spending a total of $5,000 in the first 90 days
Benefits

What benefits come with the Qatar Airways Privilege Club Infinite?

The Qatar Airways Privilege Club Infinite includes Auto rental collision damage waiver, Auto Rental Collision Damage Waiver, Booking.com in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

  • Auto rental collision damage waiver

    Auto rental collision damage waiver

  • Auto Rental Collision Damage WaiverIncluded with Visa Infinite®

    When you use your covered Visa card to rent a vehicle, you’ll get built-in Auto Rental Coverage. You can be covered for physical damage, theft, reasonable and customary towing and loss-of-use charges. Decline the Collision Damage Waiver coverage offered by the rental agency and make sure your name is listed as the primary renter on the auto rental contract.

  • Booking.comIncluded with Visa Infinite®

    Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.

  • Car rental discounts

    Car rental discounts

  • Dovly Uplift™Included with Visa Infinite®

    Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.

  • Extended Warranty Protection

    Extended Warranty Protection

  • Extended Warranty ProtectionIncluded with Visa Infinite®

    When you use your covered Visa card for your eligible purchases Extended Warranty Protection will extend the term of your eligible manufacturer’s U.S. warranty by 1 additional year on eligible warranties of 3 years or less; for a manufacturer’s warranty of 3 months, the term is extended an additional 12 months for a combined total of 15 months of coverage; for warranties of one year or more an additional year of coverage is provided.

  • Global Entry Statement CreditIncluded with Visa Infinite®

    Apply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Infinite card to pay the application fee (currently $120) to receive a $120 statement credit.

Common questions about the Qatar Airways Privilege Club Infinite

Does the Qatar Airways Privilege Club Infinite have an annual fee?

The Qatar Airways Privilege Club Infinite carries an annual fee of $499 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What category earns the most with the Qatar Airways Privilege Club Infinite?

Dining is the strongest Madeen category for the Qatar Airways Privilege Club Infinite at about 3.8% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Does the Qatar Airways Privilege Club Infinite charge foreign transaction fees?

The Qatar Airways Privilege Club Infinite does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What is the Qatar Airways Privilege Club Infinite welcome bonus?

The Qatar Airways Privilege Club Infinite welcome offer in our snapshot: Earn up to 50,000 Avios: 25,000 Avios after your first transaction and 25,000 Avios + 150 Qpoints after spending a total of $5,000 in the first 90 days. Minimum spend, eligibility, and offer windows are set by the issuer and can change.

Is the Qatar Airways Privilege Club Infinite annual fee worth it?

Whether the $499 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What credit score do you need for the Qatar Airways Privilege Club Infinite?

Madeen's catalog lists a typical credit range of Good to Excellent for the Qatar Airways Privilege Club Infinite. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Compare

How does the Qatar Airways Privilege Club Infinite compare to similar cards?

Compare the Qatar Airways Privilege Club Infinite against Brooks Brothers World Mastercard (4% on Dining, $0 fee); Bilt Obsidian Card (3% on Dining, $95 fee); Booking.com Genius Rewards Visa Signature (3% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

CardTop categoryEffective valueAnnual fee
Qatar Airways Privilege Club Infinite
This card
Dining3.8%$499
Dining4%$0
First Electronic Bank
Dining3%$95
Dining3%$0
Dining2.5%$99
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