Booking.com Genius Rewards Visa Signature®
The Booking.com Genius Rewards Visa Signature® from First Electronic Bank earns up to 3% effective value on dining in Madeen's catalog snapshot. It has no annual fee. New applicants may see: $150 in Credits after spending $1,500 in the first 90 days. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Dining
- Effective value
- 3%
- Annual fee
- $0
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the Booking.com Genius Rewards Visa Signature earn in each category?
Dining is the strongest category at 3% effective value (3x points at about 1 cents each). That dining rate ranks higher than about 66% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Dining is the strongest category at 3% effective value (3x points at about 1 cents each). That dining rate ranks higher than about 66% of the 1,547 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 3x points | 3% Top category |
| Grocery Supermarkets and grocery stores | 3x points | 3% |
| Gas Gas stations and fuel | 3x points | 3% |
| Travel Flights, hotels, transit | 2x points | 2% |
| Other General everyday spend | 2x points | 2% |
Madeen values Booking.com Rewards Program at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Booking.com Genius Rewards Visa Signature reward caps and conditions?
The Booking.com Genius Rewards Visa Signature has 3 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- 3% in Travel Credits on dining (eating places and restaurants, drinking places, fast food restaurants, and/or caterers)
- 3% in Travel Credits on gas (gas stations, automated fuel dispensers, and electric vehicle charging stations)
- 3% in Travel Credits on groceries (grocery stores, supermarkets, delis, and bakeries)
Who should get the Booking.com Genius Rewards Visa Signature?
The Booking.com Genius Rewards Visa Signature fits spenders who put meaningful volume in dining and can earn 3x points. Best for spenders who put meaningful volume in dining and can earn 3x points. The welcome bonus can help if you can meet the spend requirement.
Booking.com Genius Rewards Visa Signature fits spenders who put meaningful volume in dining and can earn 3x points. Madeen ranks its dining effective rate higher than about 66% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 3x points. The welcome bonus can help if you can meet the spend requirement.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is dining at about 3% effective (3x points).
- No annual fee in our catalog snapshot.
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- Multiple caps, activations, or exclusions may limit headline earn rates.
- Booking.com Rewards Program value depends on how you redeem, not straight cash back.
Does the Booking.com Genius Rewards Visa Signature have an annual fee, and what's the welcome bonus?
The Booking.com Genius Rewards Visa Signature has an annual fee of $0 and a foreign transaction fee of None. New applicants may see: $150 in Credits after spending $1,500 in the first 90 days. Confirm current issuer terms before applying.
- Annual fee
- $0
- Foreign transaction fee
- None
- Signup bonus
- $150 in Credits after spending $1,500 in the first 90 days
What benefits come with the Booking.com Genius Rewards Visa Signature?
The Booking.com Genius Rewards Visa Signature includes Annual Spend Bonus, Booking.com, Dovly Uplift™ in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Annual Spend Bonus
You will qualify and receive $100 in bonus Travel Credits (“Annual Spend Bonus”) after you make net Purchases totaling $15,000 or more with your Program Card during each 12-month period beginning on your Program Card open date (“Anniversary Date”) and ending on the day of the following year prior to your next Anniversary Date (the “Anniversary Year”).
- Booking.comIncluded with Visa Signature®
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
- Dovly Uplift™Included with Visa Signature®
Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
- Genius Level 3 Status
You will receive “Genius Level 3” status under the Booking.com Terms as a benefit of being a cardholder.
- Global Entry Statement CreditIncluded with Visa Signature®
Apply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Signature card to pay the application fee (currently $120) to receive a $120 statement credit.
- Golf Benefits from Troon Rewards®Included with Visa Signature®
Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
- In-App Bonus
You will earn 6% (4% bonus in addition to the Base Earning Rate) in Travel Credits for each dollar of eligible net Purchases spent resulting from accommodations bookings made via the Booking.com mobile application.
- OpenTableIncluded with Visa Signature®
Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
What annual spend bonuses does the Booking.com Genius Rewards Visa Signature offer?
- $100 in bonus Travel Credits after you make net Purchases totaling $15,000 or more with your Program Card during each 12-month period
Common questions about the Booking.com Genius Rewards Visa Signature
Does the Booking.com Genius Rewards Visa Signature have an annual fee?
The Booking.com Genius Rewards Visa Signature carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the Booking.com Genius Rewards Visa Signature?
Dining is the strongest Madeen category for the Booking.com Genius Rewards Visa Signature at about 3% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the Booking.com Genius Rewards Visa Signature charge foreign transaction fees?
The Booking.com Genius Rewards Visa Signature does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What is the Booking.com Genius Rewards Visa Signature welcome bonus?
The Booking.com Genius Rewards Visa Signature welcome offer in our snapshot: $150 in Credits after spending $1,500 in the first 90 days. Minimum spend, eligibility, and offer windows are set by the issuer and can change. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the Booking.com Genius Rewards Visa Signature?
Madeen's catalog lists a typical credit range of Good to Excellent for the Booking.com Genius Rewards Visa Signature. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do you redeem rewards on the Booking.com Genius Rewards Visa Signature?
Rewards on the Booking.com Genius Rewards Visa Signature post as Booking.com Rewards Program. Redemption value depends on how you use Booking.com Rewards Program (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the Booking.com Genius Rewards Visa Signature compare to similar cards?
Compare the Booking.com Genius Rewards Visa Signature against Brooks Brothers World Mastercard (4% on Dining, $0 fee); Qatar Airways Privilege Club Infinite (3.8% on Dining, $499 fee); Bilt Obsidian Card (3% on Dining, $95 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Booking.com Genius Rewards Visa Signature This card | Dining | 3% | $0 |
First Electronic Bank | Dining | 4% | $0 |
First Electronic Bank | Dining | 3.8% | $499 |
First Electronic Bank | Dining | 3% | $95 |
First Electronic Bank | Dining | 2.5% | $99 |
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