Venture X Rewards
The Venture X Rewards from Capital One earns up to 1% effective value on dining in Madeen's catalog snapshot. Its annual fee is $395. New applicants may see: Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Dining
- Effective value
- 1%
- Annual fee
- $395
Madeen may earn compensation from some apply links. Affiliate disclosure
Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the Venture X Rewards earn in each category?
Dining is the strongest category at 1% effective value (2x miles at about 0.5 cents each). That dining rate ranks higher than about 2% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Dining is the strongest category at 1% effective value (2x miles at about 0.5 cents each). That dining rate ranks higher than about 2% of the 1,547 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 2x miles | 1% Top category |
| Grocery Supermarkets and grocery stores | 2x miles | 1% |
| Gas Gas stations and fuel | 2x miles | 1% |
| Travel Flights, hotels, transit | 2x miles | 1% |
| Other General everyday spend | 2x miles | 1% |
Madeen values Capital One Miles at about 0.5 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the Venture X Rewards?
The Venture X Rewards fits spenders who put meaningful volume in dining and can earn 2x miles. Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
Venture X makes sense when you travel enough to use the lounge access and annual travel credits that offset its fee. Madeen shows whether its effective earn rate still beats simpler cards for the spend you actually run.
Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
Less compelling if the $395 annual fee is hard to offset. Mostly a flat base earn card without strong category bonuses.
Compare against Venture and your flat-rate fallback in Madeen before paying the premium fee.
Pros
- Premium travel benefits plus strong Capital One miles earning
- Can be compelling for frequent travelers who use the credits
Cons
- Annual fee is hard to justify for occasional trips
- Miles value still depends on how you redeem
Does the Venture X Rewards have an annual fee, and what's the welcome bonus?
The Venture X Rewards has an annual fee of $395 and a foreign transaction fee of None. New applicants may see: Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.. Confirm current issuer terms before applying.
- Annual fee
- $395
- Foreign transaction fee
- None
- Signup bonus
- Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.
What travel perks does the Venture X Rewards include?
The Venture X Rewards includes Trusted traveler credit, Lounge access, $300 Annual Travel Credit, 10,000 Miles Anniversary Bonus and more in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Trusted traveler creditReceive up to a $120 credit for Global Entry or TSA PreCheck
- Lounge accessCapital One Lounges - Escape the airport crowd by visiting our all-inclusive Lounges—enjoy unlimited complimentary access for you and 2 guests per visit. Partner Lounge Network - Enjoy unlimited access for you and 2 guests to 1,300+ lounges worldwide from Priority Pass™ and Plaza Premium Group.
What benefits come with the Venture X Rewards?
- $300 Annual Travel Credit
Receive an annual $300 credit for bookings through Capital One Travel.
- 10,000 Miles Anniversary Bonus
Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary.
- Auto rental collision coverage
Get reimbursed for damage or theft when you pay for a rental car with the Venture X card.
- Auto Rental Collision Damage WaiverIncluded with Visa Infinite®
When you use your covered Visa card to rent a vehicle, you’ll get built-in Auto Rental Coverage. You can be covered for physical damage, theft, reasonable and customary towing and loss-of-use charges. Decline the Collision Damage Waiver coverage offered by the rental agency and make sure your name is listed as the primary renter on the auto rental contract.
- Booking.comIncluded with Visa Infinite®
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
- Capital One Dining
Cardholders enjoy access to exclusive reservations at award-winning restaurants and tickets to unforgettable culinary experiences.
- Capital One Entertainment
Cardholders can experience events across, music, sports and dining with exclusive access to pre-sales, tickets and more.
- Capital One Lounges
Escape the airport crowd by visiting our all-inclusive Lounges—enjoy unlimited complimentary access for you and 2 guests per visit.
What annual spend bonuses does the Venture X Rewards offer?
- Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
Common questions about the Venture X Rewards
Does the Venture X Rewards have an annual fee?
The Venture X Rewards carries an annual fee of $395 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the Venture X Rewards?
Dining is the strongest Madeen category for the Venture X Rewards at about 1% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the Venture X Rewards charge foreign transaction fees?
The Venture X Rewards does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What is the Venture X Rewards welcome bonus?
The Venture X Rewards welcome offer in our snapshot: Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
Is the Venture X Rewards annual fee worth it?
Whether the $395 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the Venture X Rewards?
Madeen's catalog lists a typical credit range of Excellent for the Venture X Rewards. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the Venture X Rewards compare to similar cards?
Compare the Venture X Rewards against Pottery Barn Key Rewards Visa (4% on Dining, $0 fee); SavorOne Dining Rewards (4% on Dining, $95 fee); The Key Rewards Visa (4% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Venture X Rewards This card | Dining | 1% | $395 |
Capital One | Dining | 4% | $0 |
Capital One | Dining | 4% | $95 |
Capital One | Dining | 4% | $0 |
Capital One | Dining | 4% | $0 |
Related Madeen guides
Related cards
Issuer links
Madeen may earn compensation from some apply links. Compensation may affect which offers are available, but it does not control recommendations for cards you have already added to your wallet. Affiliate disclosure
See how this card ranks in your wallet
Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.