Cell phone protection
Cell phone protection is a protection benefit on 15 cards in the Madeen catalog. Covers theft or damage to a cell phone when monthly wireless bills are paid with the eligible card,. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
What is Cell phone protection?
Covers theft or damage to a cell phone when monthly wireless bills are paid with the eligible card, subject to deductibles and caps. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Which cards include Cell phone protection?
15 catalog cards match Cell phone protection by title or taxonomy. Table ranks by Madeen effective rate in the strongest spend category. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Is Cell phone protection worth it?
Weigh Cell phone protection against annual fees on related cards. A perk matters only if you would use it and the fee is offset by spend or credits. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Related credit cards
Ranked by Madeen effective rate in each card's strongest category. Issuer terms control current offers.
| Card | Issuer | Top category | Effective rate | Annual fee |
|---|---|---|---|---|
| Wyndham Rewards Earner Business | Barclays | Gas | 7.2% | $95 |
| BMO Cash Back Mastercard | BMO | Other | 5% | $0 |
| PenFed Platinum Rewards Visa Signature Card | PenFed Credit Union | Gas | 5% | $0 |
| USAA Cashback Rewards Plus American Express | USAA | Gas | 5% | $0 |
| World Rewards Mastercard | Banner Bank | Dining | 4% | $0 |
| Sapphire Reserve for Business℠ Credit Card | Chase | Travel | 4% | $795 |
| PNC Cash Rewards | PNC | Gas | 4% | $0 |
| Hilton Honors American Express Aspire | American Express | Dining | 3.5% | $550 |
| Amegy Bank Elite | Amegy Bank | Dining | 3% | $195 |
| Amegy Bank Reserve | Amegy Bank | Dining | 3% | $450 |
| Amegy Bank Vivid Rewards | Amegy Bank | Dining | 3% | $0 |
| The Platinum Card from American Express Exclusively for Morgan Stanley | American Express | Travel | 3% | $695 |
| The Platinum Card | American Express | Travel | 3% | $895 |
| BMO Business Platinum Rewards | BMO | Gas | 3% | $0 |
| BMO Premium Rewards Mastercard | BMO | Dining | 3% | $95 |
Frequently asked questions
What is Cell phone protection on a credit card?
Covers theft or damage to a cell phone when monthly wireless bills are paid with the eligible card, subject to deductibles and caps. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
How many cards include Cell phone protection?
Madeen lists 15 cards with Cell phone protection or a matching benefit title in our catalog snapshot. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Does Madeen guarantee approval or bonus eligibility?
No. Madeen summarizes public catalog and issuer information for education. Approval, offers, and benefit enrollment are controlled by issuers and can change. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Madeen analysis. Data from catalog snapshot 2026-06-01. Last reviewed 2026-06-01. Reviewed by Madeen editorial review. Issuer pages control rewards, fees, benefits, and eligibility.