Madeen encyclopedia

Citi ThankYou Rewards

Citi ThankYou Rewards is a issuer currency program linked to 15 cards in the Madeen catalog. Madeen uses about 1¢ per point for effective-rate comparisons. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

What is Citi ThankYou Rewards?

Citi's points program on Premier, Prestige (legacy), and select cards. Transfer to airlines; cash redemption rates vary by card. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Which cards earn Citi ThankYou Rewards?

Madeen tracks 15 U.S. credit cards earning Citi ThankYou Rewards. Rankings below use effective rate — multiplier times catalog cents-per-point. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

How valuable is Citi ThankYou Rewards?

Madeen effective-rate analysis assumes about 1 cents per points for comparison across categories. Your redemption value may differ. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

How does Citi ThankYou Rewards compare to cash back?

Citi ThankYou Rewards can beat flat cash back when multipliers and redemptions align; see related cards sorted by Madeen effective rate. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Ranked by Madeen effective rate in each card's strongest category. Issuer terms control current offers.

Card Issuer Top category Effective rate Annual fee
Citi Custom Cash℠ Citi Dining 4% $0
Citi Forward Citi Dining 4% $0
Citi Prestige Citi Dining 4% $495
AT&T Points Plus Card From Citi Citi Gas 2.4% $0
AT&T Universal Rewards World Mastercard Citi Gas 2.4% $0
Drivers Edge Platinum Select Citi Grocery 2.4% $0
Citi Strata Premier Citi Dining 2.4% $95
Citi Professional℠  ThankYou Rewards Citi Dining 2.4% $0
Citi Strata Citi Grocery 2.4% $0
Citi Strata Elite Citi Dining 2.4% $595
AT&T Access Citi Other 1.6% $0
PremierPass Expedia Elite Citi Grocery 1.6% $75
Citi Rewards+ Citi Grocery 1.6% $0
Citi Rewards+℠  Student Citi Grocery 1.6% $0
Citi ThankYou Preferred Citi Dining 1.6% $0

Related Madeen guides

Frequently asked questions

What is Citi ThankYou Rewards?
Citi's points program on Premier, Prestige (legacy), and select cards. Transfer to airlines; cash redemption rates vary by card. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Which credit cards earn Citi ThankYou Rewards?
Madeen tracks 15 cards that earn Citi ThankYou Rewards. See the related cards table on this page for effective rates and annual fees. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Does Madeen guarantee approval or bonus eligibility?
No. Madeen summarizes public catalog and issuer information for education. Approval, offers, and benefit enrollment are controlled by issuers and can change. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Madeen analysis. Data from catalog snapshot 2026-06-01. Last reviewed 2026-06-01. Reviewed by Madeen editorial review. Issuer pages control rewards, fees, benefits, and eligibility.