Madeen encyclopedia

Chase Ink 90-day spacing

Chase Ink 90-day spacing is a application rule for chase cards. Madeen summarizes the public rule text and shows the issuer's related cards so you can compare options before applying. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

20 related cards

LAST REVIEWED • snapshot 2026-06-09

What is Chase Ink 90-day spacing?

Chase Ink business products are commonly spaced about 90 days apart for a cleaner approval profile. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Which chase cards are related?

Madeen links 20 cards from the chase issuer family, ordered with popular cards first. Compare the related cards below against the rule before applying. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

What should you watch for?

Consumers often wait between Chase Ink applications to reduce overlap, especially when opening multiple business cards in the same issuer family. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Ranked by Madeen effective rate in each card's strongest category. Issuer terms control current offers.

Card Issuer Top category Effective rate Annual fee
Aeroplan Card Chase Dining 4.5% $95
Chase Sapphire Reserve Credit Card Chase Travel 4% $795
Southwest Rapid Rewards Plus Credit Card Chase Dining 2.8% $99
IHG One Rewards Premier Credit Card Chase Dining 2.5% $99
United Club℠ Card Chase Dining 2.4% $695
J.P. Morgan Reserve Chase Travel 4% $795
Sapphire Reserve for Business℠ Credit Card Chase Travel 4% $795
AARP Chase Dining 3% $0
Chase Freedom Flex Credit Card Chase Dining 3% $0
Chase Freedom Unlimited Credit Card Chase Dining 3% $0
Chase Sapphire Preferred Credit Card Chase Dining 3% $95
Disney Inspire Visa Card Chase Gas 3% $149
DoorDash Rewards Mastercard Chase Dining 3% $0
World of Hyatt Credit Card Chase Dining 3% $95
Marriott Bonvoy Bountiful Credit Card Chase Dining 2.8% $250
Marriott Bonvoy™ Premier Plus Business Chase Dining 2.8% $99
Southwest Rapid Rewards Performance Business Credit Card Chase Dining 2.8% $299
Southwest Rapid Rewards Premier Business Credit Card Chase Dining 2.8% $149
Southwest Rapid Rewards Premier Credit Card Chase Dining 2.8% $149
Southwest Rapid Rewards Priority Credit Card Chase Dining 2.8% $229

Frequently asked questions

Does Chase Ink 90-day spacing guarantee approval?

No. The rule describes how the issuer typically evaluates applications or bonuses, but final approval still depends on the live application, your profile, and current issuer policy. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Are business cards treated the same way?

Not always. Some issuer rules focus on personal cards, while business or co-brand products may be treated differently under the same brand family. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Why does Madeen keep this rule on a curated page?

These issuer rules are valuable context for comparing cards, but they are still summary pages, not legal advice or approval promises. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Issuer names, card product names, and related marks are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, or endorsed by any card issuer. Madeen is an independent credit-card comparison and education service.

Madeen analysis. Data from catalog snapshot 2026-06-01. Last reviewed 2026-06-09. Reviewed by Madeen editorial review. Issuer pages control rewards, fees, benefits, and eligibility.