Disney® Inspire Visa® Card
The Disney® Inspire Visa® Card from Chase earns up to 3% effective value on gas in Madeen's catalog snapshot. Its annual fee is $149. New applicants may see: Get a $300 Disney Gift Card eGift to use today upon approval + earn a $300 statement credit after you spend $1,000 on purchases in the first 3 months from account opening. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Gas
- Effective value
- 3%
- Annual fee
- $149
Madeen may earn compensation from some apply links. Affiliate disclosure
Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the Disney Inspire Visa Card earn in each category?
Gas is the strongest category at 3% effective value (3x points at about 1 cents each). That gas rate ranks higher than about 67% of the 1,551 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Gas is the strongest category at 3% effective value (3x points at about 1 cents each). That gas rate ranks higher than about 67% of the 1,551 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 2x points | 2% |
| Grocery Supermarkets and grocery stores | 2x points | 2% |
| Gas Gas stations and fuel | 3x points | 3% Top category |
| Travel Flights, hotels, transit | 1x points | 1% |
| Other General everyday spend | 1x points | 1% |
Madeen values Disney Rewards at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Disney Inspire Visa Card reward caps and conditions?
The Disney Inspire Visa Card has 3 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Earn 2% on card purchases at restaurants
- Earn 3% on card purchases at gas stations
- Earn 2% on card purchases at grocery stores
Who should get the Disney Inspire Visa Card?
The Disney Inspire Visa Card fits spenders who put meaningful volume in gas and can earn 3x points. Best for spenders who put meaningful volume in gas and can earn 3x points. The welcome bonus can help if you can meet the spend requirement.
Disney Inspire Visa Card fits spenders who put meaningful volume in gas and can earn 3x points. Madeen ranks its gas effective rate higher than about 67% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in gas and can earn 3x points. The welcome bonus can help if you can meet the spend requirement.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for gas-heavy spend when the $149 fee fits your usage; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is gas at about 3% effective (3x points).
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- $149 annual fee requires enough spend in bonus categories to offset.
- Multiple caps, activations, or exclusions may limit headline earn rates.
- Disney Rewards value depends on how you redeem, not straight cash back.
Does the Disney Inspire Visa Card have an annual fee, and what's the welcome bonus?
The Disney Inspire Visa Card has an annual fee of $149 and a foreign transaction fee of None. New applicants may see: Get a $300 Disney Gift Card eGift to use today upon approval + earn a $300 statement credit after you spend $1,000 on purchases in the first 3 months from account opening. Confirm current issuer terms before applying.
- Annual fee
- $149
- Foreign transaction fee
- None
- Signup bonus
- Get a $300 Disney Gift Card eGift to use today upon approval + earn a $300 statement credit after you spend $1,000 on purchases in the first 3 months from account opening
What benefits come with the Disney Inspire Visa Card?
The Disney Inspire Visa Card includes $100 Statement Credit, $200 Disney Rewards Dollars, 10% off Select Dining Locations in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- $100 Statement Credit
Earn a $100 Statement Credit after spending $200 per anniversary year on U.S. Disney Theme Park Tickets.
- $200 Disney Rewards Dollars
Earn $200 Disney Rewards Dollars after spending $2,000 per anniversary year on U.S. Disney Resort stays and Disney Cruise Line bookings.
- 10% off Select Dining Locations
Receive 10% off select dining locations most days at the Disneyland® Resort and Walt Disney World® Resort when you use your Disney Inspire Visa Card.
- 10% off Select Merchandise Purchases
Receive 10% off select merchandise purchases at select locations at the Disneyland® Resort and Walt Disney World® Resort when you use your Disney Inspire Visa Card.
- 10% off Select Purchases at DisneyStore.com
Save 10% on select purchases at DisneyStore.com when you use your Disney Inspire Visa Card.
- 15% off Select Guided Tours
Receive 15% off the non-discounted price of select guided tours at the Disneyland® Resort and Walt Disney World® Resort when you use your Disney Inspire Visa Card.
- Baggage Delay Insurance
Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.
- Booking.comIncluded with Visa Signature®
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
Common questions about the Disney Inspire Visa Card
Does the Disney Inspire Visa Card have an annual fee?
The Disney Inspire Visa Card carries an annual fee of $149 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the Disney Inspire Visa Card?
Gas is the strongest Madeen category for the Disney Inspire Visa Card at about 3% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the Disney Inspire Visa Card charge foreign transaction fees?
The Disney Inspire Visa Card does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What is the Disney Inspire Visa Card welcome bonus?
The Disney Inspire Visa Card welcome offer in our snapshot: Get a $300 Disney Gift Card eGift to use today upon approval + earn a $300 statement credit after you spend $1,000 on purchases in the first 3 months from account opening. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
Is the Disney Inspire Visa Card annual fee worth it?
Whether the $149 annual fee pays off depends on how much you spend in gas and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the Disney Inspire Visa Card?
Madeen's catalog lists a typical credit range of Good to Excellent for the Disney Inspire Visa Card. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the Disney Inspire Visa Card compare to similar cards?
Compare the Disney Inspire Visa Card against United Gateway℠ Card (2.4% on Gas, $0 fee); Ink Plus Business (2% on Gas, $95 fee); Aeroplan Card (4.5% on Dining, $95 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Disney Inspire Visa Card This card | Gas | 3% | $149 |
Chase | Gas | 2.4% | $0 |
Chase | Gas | 2% | $95 |
Chase | Dining | 4.5% | $95 |
| Travel | 4% | $795 |
Related Madeen guides
Related cards
Issuer links
Madeen may earn compensation from some apply links. Compensation may affect which offers are available, but it does not control recommendations for cards you have already added to your wallet. Affiliate disclosure
See how this card ranks in your wallet
Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.