World of Hyatt Credit Card

Dining is the strongest category at 3% effective value (2x points at about 1.5 cents each). That dining rate ranks higher than about 66% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Dining is the strongest category at 3% effective value (2x points at about 1.5 cents each). That dining rate ranks higher than about 66% of the 1,547 cards we track in that category.

Madeen values World of Hyatt Loyalty Program at about 1.5 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

The World of Hyatt Credit Card has 3 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

• 2 Bonus Points per $1 spent on airline tickets purchased directly from the airline
• 2 Bonus Points per $1 spent at restaurants
• 2 Bonus Points per $1 spent on local transit and commuting

The World of Hyatt Credit Card fits spenders who put meaningful volume in dining and can earn 2x points. Best for spenders who put meaningful volume in dining and can earn 2x points. The welcome bonus can help if you can meet the spend requirement.

World of Hyatt Credit Card fits spenders who put meaningful volume in dining and can earn 2x points. Madeen ranks its dining effective rate higher than about 66% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in dining and can earn 2x points. The welcome bonus can help if you can meet the spend requirement.

Compare it against simpler no-fee cards if you want minimum complexity.

Best for dining-heavy spend when the $95 fee fits your usage; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

The World of Hyatt Credit Card has an annual fee of $95 and a foreign transaction fee of None. New applicants may see: Earn up to 60,000 Bonus Points - 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months of account opening and up to 30,000 more Bonus Points by earning 2 Bonus Points total.

Annual fee

$95

Foreign transaction fee

None

Signup bonus

Earn up to 60,000 Bonus Points - 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months of account opening and up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

The World of Hyatt Credit Card includes Free hotel night, 2 additional qualifying night credits, 5 qualifying night credits, Auto Rental Collision Damage Waiver in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.

• Free hotel nightReceive one free night at any Category 1–4 Hyatt hotel or resort every year after your cardmember anniversary.

• 2 additional qualifying night credits

  Earn 2 additional qualifying night credits every time you spend $5,000 on your card.

• 5 qualifying night credits

  You receive 5 qualifying night credits towards your next tier status every year.

• Auto Rental Collision Damage Waiver

  Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.

• Baggage Delay Insurance

  Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.

• Booking.comIncluded with Visa Signature®

  Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.

• Complimentary Instacart+ Membership

  Get complimentary Instacart+ Membership and receive unlimited deliveries with $0 delivery fees on eligible orders. Service fees and Terms apply. Benefits end 12/31/27.

• DoorDash

  Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027 Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.

• Dovly Uplift™Included with Visa Signature®

  Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.

• A free night at any Category 1–4 Hyatt hotel or resort if you spend $15,000 in a calendar year

Compare the World of Hyatt Credit Card against Aeroplan Card (4.5% on Dining, $95 fee); AARP (3% on Dining, $0 fee); Chase Freedom Flex Credit Card (3% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

• Dining

• Aeroplan® CardChase · 4.5% on dining
• AARP®Chase · 3% on dining
• Chase Freedom Flex® Credit CardChase · 3% on dining
• Chase Freedom Unlimited® Credit CardChase · 3% on dining

Madeen may earn compensation from some apply links. Compensation may affect which offers are available, but it does not control recommendations for cards you have already added to your wallet. Affiliate disclosure