Marriott Bonvoy Bountiful® Credit Card
The Marriott Bonvoy Bountiful® Credit Card from Chase earns up to 2.8% effective value on dining in Madeen's catalog snapshot. Its annual fee is $250. New applicants may see: Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Dining
- Effective value
- 2.8%
- Annual fee
- $250
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the Marriott Bonvoy Bountiful Credit Card earn in each category?
Dining is the strongest category at 2.8% effective value (4x points at about 0.7 cents each). That dining rate ranks higher than about 65% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Dining is the strongest category at 2.8% effective value (4x points at about 0.7 cents each). That dining rate ranks higher than about 65% of the 1,547 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 4x points | 2.8% Top category |
| Grocery Supermarkets and grocery stores | 4x points | 2.8% |
| Gas Gas stations and fuel | 2x points | 1.4% |
| Travel Flights, hotels, transit | 2x points | 1.4% |
| Other General everyday spend | 2x points | 1.4% |
Madeen values Marriott Bonvoy at about 0.7 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Marriott Bonvoy Bountiful Credit Card reward caps and conditions?
The Marriott Bonvoy Bountiful Credit Card has 1 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Earn 4X points for every $1 on the first $15,000 in combined purchases each year on grocery stores and dining Capped at $15000 per year.
Who should get the Marriott Bonvoy Bountiful Credit Card?
The Marriott Bonvoy Bountiful Credit Card fits spenders who put meaningful volume in dining and can earn 4x points. Best for spenders who put meaningful volume in dining and can earn 4x points. The welcome bonus can help if you can meet the spend requirement.
Marriott Bonvoy Bountiful Credit Card fits spenders who put meaningful volume in dining and can earn 4x points. Madeen ranks its dining effective rate higher than about 65% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 4x points. The welcome bonus can help if you can meet the spend requirement.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for dining-heavy spend when the $250 fee fits your usage; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is dining at about 2.8% effective (4x points).
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- $250 annual fee requires enough spend in bonus categories to offset.
- Marriott Bonvoy value depends on how you redeem, not straight cash back.
Does the Marriott Bonvoy Bountiful Credit Card have an annual fee, and what's the welcome bonus?
The Marriott Bonvoy Bountiful Credit Card has an annual fee of $250 and a foreign transaction fee of None. New applicants may see: Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening. Confirm current issuer terms before applying.
- Annual fee
- $250
- Foreign transaction fee
- None
- Signup bonus
- Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening
What benefits come with the Marriott Bonvoy Bountiful Credit Card?
The Marriott Bonvoy Bountiful Credit Card includes 15 Elite Night Credits, Additional Marriott Bonvoy® Stay Points, Automatic Gold Elite Benefits in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- 15 Elite Night Credits
Receive 15 Elite Night Credits each calendar year. Restrictions apply.
- Additional Marriott Bonvoy® Stay Points
Earn 1,000 Bonus Points per eligible stay at hotels participating in Marriott Bonvoy®.
- Automatic Gold Elite Benefits
You will automatically receive Gold Elite Status each account anniversary year as a cardmember.
- Baggage Delay Insurance
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.
- Booking.comIncluded with Visa Signature®
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
- Complimentary Instacart+ Membership
Get complimentary Instacart+ Membership and receive unlimited deliveries with $0 delivery fees on eligible orders. Service fees and Terms apply. Benefits end 12/31/27.
- DoorDash
Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027 Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.
- Dovly Uplift™Included with Visa Signature®
Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
What annual spend bonuses does the Marriott Bonvoy Bountiful Credit Card offer?
- Free Night Award every year - As a Marriott Bonvoy Bountiful™ Cardmember, you'll enjoy a Free Night Award every calendar year, after $15,000 in spend, valid for a one night hotel stay at a property with a redemption level of up to 50,000 points. Certain hotels have resort fees.
Common questions about the Marriott Bonvoy Bountiful Credit Card
Does the Marriott Bonvoy Bountiful Credit Card have an annual fee?
The Marriott Bonvoy Bountiful Credit Card carries an annual fee of $250 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the Marriott Bonvoy Bountiful Credit Card?
Dining is the strongest Madeen category for the Marriott Bonvoy Bountiful Credit Card at about 2.8% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the Marriott Bonvoy Bountiful Credit Card charge foreign transaction fees?
The Marriott Bonvoy Bountiful Credit Card does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What is the Marriott Bonvoy Bountiful Credit Card welcome bonus?
The Marriott Bonvoy Bountiful Credit Card welcome offer in our snapshot: Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
Is the Marriott Bonvoy Bountiful Credit Card annual fee worth it?
Whether the $250 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the Marriott Bonvoy Bountiful Credit Card?
Madeen's catalog lists a typical credit range of Good to Excellent for the Marriott Bonvoy Bountiful Credit Card. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the Marriott Bonvoy Bountiful Credit Card compare to similar cards?
Compare the Marriott Bonvoy Bountiful Credit Card against Aeroplan Card (4.5% on Dining, $95 fee); AARP (3% on Dining, $0 fee); Chase Freedom Flex Credit Card (3% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Marriott Bonvoy Bountiful Credit Card This card | Dining | 2.8% | $250 |
Chase | Dining | 4.5% | $95 |
Chase | Dining | 3% | $0 |
| Dining | 3% | $0 | |
| Dining | 3% | $0 |
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