Marriott Bonvoy™ Premier Plus Business
The Marriott Bonvoy™ Premier Plus Business from Chase earns up to 2.8% effective value on dining in Madeen's catalog snapshot. Its annual fee is $99. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Dining
- Effective value
- 2.8%
- Annual fee
- $99
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the Marriott Bonvoy™ Premier Plus Business earn in each category?
Dining is the strongest category at 2.8% effective value (4x points at about 0.7 cents each). That dining rate ranks higher than about 65% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Dining is the strongest category at 2.8% effective value (4x points at about 0.7 cents each). That dining rate ranks higher than about 65% of the 1,547 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 4x points | 2.8% Top category |
| Grocery Supermarkets and grocery stores | 2x points | 1.4% |
| Gas Gas stations and fuel | 4x points | 2.8% |
| Travel Flights, hotels, transit | 2x points | 1.4% |
| Other General everyday spend | 2x points | 1.4% |
Madeen values Marriott Bonvoy at about 0.7 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Marriott Bonvoy™ Premier Plus Business reward caps and conditions?
The Marriott Bonvoy™ Premier Plus Business has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- 4X Points for every $1 spent at restaurants
- 4X Points for every $1 spent at gas stations
Who should get the Marriott Bonvoy™ Premier Plus Business?
The Marriott Bonvoy™ Premier Plus Business fits spenders who put meaningful volume in dining and can earn 4x points. Best for spenders who put meaningful volume in dining and can earn 4x points. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Marriott Bonvoy™ Premier Plus Business fits spenders who put meaningful volume in dining and can earn 4x points. Madeen ranks its dining effective rate higher than about 65% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 4x points.
Compare it against simpler no-fee cards if you want minimum complexity.
Worth a look for dining spend if you need a business card and can use Marriott Bonvoy the way you redeem today. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is dining at about 2.8% effective (4x points).
- No foreign transaction fee listed.
Cons
- $99 annual fee requires enough spend in bonus categories to offset.
- Marriott Bonvoy value depends on how you redeem, not straight cash back.
- Business card — rewards and liability rules differ from consumer cards.
Does the Marriott Bonvoy™ Premier Plus Business have an annual fee, and what's the welcome bonus?
The Marriott Bonvoy™ Premier Plus Business has an annual fee of $99 and a foreign transaction fee of None. Issuer pages control fees and offers; Madeen labels this as catalog analysis, not issuer-confirmed terms. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Annual fee
- $99
- Foreign transaction fee
- None
What benefits come with the Marriott Bonvoy™ Premier Plus Business?
The Marriott Bonvoy™ Premier Plus Business includes Extended Warranty, Lost Luggage Protection, Purchase Protection in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Extended Warranty
Up to 1 additional year on original manufacturer's warranty of 3 years or less.
- Lost Luggage Protection
Up to $3,000 per passenger. Applies if you or an immediate family member check or carry on luggage that is damaged or lost by the carrier.
- Purchase Protection
Up to $10,000 per eligible purchase within 120 days of the purchase date. Maximum of $50,000 per card, per year.
- Rental Insurance
Coverage for damage to or theft of a rental vehicle. Must decline the collision damage waiver (CDW) at the counter. Coverage is primary when renting for business purposes.
- Trip Delay Protection
Up to $500 per tickets. Applies when your common carrier travel is delayed 12 or more hours.
Common questions about the Marriott Bonvoy™ Premier Plus Business
Does the Marriott Bonvoy™ Premier Plus Business have an annual fee?
The Marriott Bonvoy™ Premier Plus Business carries an annual fee of $99 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the Marriott Bonvoy™ Premier Plus Business?
Dining is the strongest Madeen category for the Marriott Bonvoy™ Premier Plus Business at about 2.8% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the Marriott Bonvoy™ Premier Plus Business charge foreign transaction fees?
The Marriott Bonvoy™ Premier Plus Business does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Is the Marriott Bonvoy™ Premier Plus Business annual fee worth it?
Whether the $99 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the Marriott Bonvoy™ Premier Plus Business?
Madeen's catalog lists a typical credit range of Excellent for the Marriott Bonvoy™ Premier Plus Business. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do you redeem rewards on the Marriott Bonvoy™ Premier Plus Business?
Rewards on the Marriott Bonvoy™ Premier Plus Business post as Marriott Bonvoy. Redemption value depends on how you use Marriott Bonvoy (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the Marriott Bonvoy™ Premier Plus Business compare to similar cards?
Compare the Marriott Bonvoy™ Premier Plus Business against Aeroplan Card (4.5% on Dining, $95 fee); AARP (3% on Dining, $0 fee); Chase Freedom Flex Credit Card (3% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Marriott Bonvoy™ Premier Plus Business This card | Dining | 2.8% | $99 |
Chase | Dining | 4.5% | $95 |
Chase | Dining | 3% | $0 |
| Dining | 3% | $0 | |
| Dining | 3% | $0 |
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