Edward Jones® Everyday Solutions Flex Balance Mastercard®
The Edward Jones® Everyday Solutions Flex Balance Mastercard® from U.S. Bank earns up to 0% effective value on dining in Madeen's catalog snapshot. It has no annual fee. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Dining
- Effective value
- 0%
- Annual fee
- $0
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the Edward Jones Everyday Solutions Flex Balance Mastercard earn in each category?
Dining is the strongest category at 0% effective value (0x points at about 1 cents each). Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Dining is the strongest category at 0% effective value (0x points at about 1 cents each).
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 0x points | 0% Top category |
| Grocery Supermarkets and grocery stores | 0x points | 0% |
| Gas Gas stations and fuel | 0x points | 0% |
| Travel Flights, hotels, transit | 0x points | 0% |
| Other General everyday spend | 0x points | 0% |
Madeen values Edward Jones Loyalty Points at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the Edward Jones Everyday Solutions Flex Balance Mastercard?
The Edward Jones Everyday Solutions Flex Balance Mastercard fits spenders who put meaningful volume in dining and can earn 0x points. Best for spenders who put meaningful volume in dining and can earn 0x points. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Edward Jones Everyday Solutions Flex Balance Mastercard fits spenders who put meaningful volume in dining and can earn 0x points. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 0x points.
Mostly a flat base earn card without strong category bonuses.
Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is dining at about 0% effective (0x points).
- No annual fee in our catalog snapshot.
- No foreign transaction fee listed.
Cons
- Edward Jones Loyalty Points value depends on how you redeem, not straight cash back.
Does the Edward Jones Everyday Solutions Flex Balance Mastercard have an annual fee, and what's the welcome bonus?
The Edward Jones Everyday Solutions Flex Balance Mastercard has an annual fee of $0 and a foreign transaction fee of None. Issuer pages control fees and offers; Madeen labels this as catalog analysis, not issuer-confirmed terms. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Annual fee
- $0
- Foreign transaction fee
- None
What benefits come with the Edward Jones Everyday Solutions Flex Balance Mastercard?
The Edward Jones Everyday Solutions Flex Balance Mastercard includes Annual Statement Credit, Cell Phone Protection, Global emergency services in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Annual Statement Credit
$20 annual statement credit for 11 consecutive months of purchases.
- Cell Phone Protection
You can be reimbursed up to $600 for damage or theft of an eligible cell phone when you pay your monthly cell phone bill with your card.
- Global emergency servicesIncluded with Standard Mastercard
Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.
- HealthLockIncluded with Standard Mastercard
Enjoy a HealthLock for Mastercard Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.
- InstacartIncluded with Standard Mastercard
Groceries and more delivered in as fast as one hour. Get $10 off your second order each month, and new Instacart+ members can also get three free months of Instacart+.
- Mastercard ID Theft ProtectionIncluded with Standard Mastercard
Monitor your credit file for fraud, get alerts for suspicious activity and access a resolution specialist.
- Mastercard ID Theft Protection™
Detects and helps quickly resolve ID Theft events, 24/7.
- Mastercard Music and Entertainment Access benefitIncluded with Standard Mastercard
Mastercard gives you exclusive access to ticket presales at top venues and festivals across the U.S. Eligibility restrictions, exclusions and terms apply. Offer expires 3/31/2027.
Common questions about the Edward Jones Everyday Solutions Flex Balance Mastercard
Does the Edward Jones Everyday Solutions Flex Balance Mastercard have an annual fee?
The Edward Jones Everyday Solutions Flex Balance Mastercard carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Edward Jones Everyday Solutions Flex Balance Mastercard?
Dining is the strongest Madeen category for the Edward Jones Everyday Solutions Flex Balance Mastercard at about 0% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Edward Jones Everyday Solutions Flex Balance Mastercard charge foreign transaction fees?
The Edward Jones Everyday Solutions Flex Balance Mastercard does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the Edward Jones Everyday Solutions Flex Balance Mastercard?
Madeen's catalog lists a typical credit range of Good to Excellent for the Edward Jones Everyday Solutions Flex Balance Mastercard. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do you redeem rewards on the Edward Jones Everyday Solutions Flex Balance Mastercard?
Rewards on the Edward Jones Everyday Solutions Flex Balance Mastercard post as Edward Jones Loyalty Points. Redemption value depends on how you use Edward Jones Loyalty Points (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations.
How do I maximize rewards on the Edward Jones Everyday Solutions Flex Balance Mastercard?
To maximize the Edward Jones Everyday Solutions Flex Balance Mastercard, route dining and other bonus categories through this card when they match your spend, then compare it against cards you already carry with Madeen at checkout—no bank login required. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the Edward Jones Everyday Solutions Flex Balance Mastercard compare to similar cards?
Compare the Edward Jones Everyday Solutions Flex Balance Mastercard against U.S. Bank Altitude Go Visa Signature (4% on Dining, $0 fee); SKYPASS Select Visa Signature (3.2% on Dining, $450 fee); SKYPASS Visa Signature (3.2% on Dining, $99 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Edward Jones Everyday Solutions Flex Balance Mastercard This card | Dining | 0% | $0 |
U.S. Bank | Dining | 4% | $0 |
U.S. Bank | Dining | 3.2% | $450 |
U.S. Bank | Dining | 3.2% | $99 |
U.S. Bank | Dining | 3.2% | $99 |
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