Truist Enjoy Travel
The Truist Enjoy Travel from Truist earns up to 2% effective value on travel in Madeen's catalog snapshot. It has no annual fee. New applicants may see: 20,000 bonus miles after you spend $1,500 within 90 days of account opening. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Travel
- Effective value
- 2%
- Annual fee
- $0
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the Truist Enjoy Travel earn in each category?
Travel is the strongest category at 2% effective value (2x miles at about 1 cents each). That travel rate ranks higher than about 66% of the 1,546 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Travel is the strongest category at 2% effective value (2x miles at about 1 cents each). That travel rate ranks higher than about 66% of the 1,546 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1x miles | 1% |
| Grocery Supermarkets and grocery stores | 1x miles | 1% |
| Gas Gas stations and fuel | 1x miles | 1% |
| Travel Flights, hotels, transit | 2x miles | 2% Top category |
| Other General everyday spend | 1x miles | 1% |
Madeen values Truist miles at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Truist Enjoy Travel reward caps and conditions?
The Truist Enjoy Travel has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Earn 2x miles on airfare
- Earn 2x miles on hotels
Who should get the Truist Enjoy Travel?
The Truist Enjoy Travel fits spenders who put meaningful volume in travel and can earn 2x miles. Best for spenders who put meaningful volume in travel and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
Truist Enjoy Travel fits spenders who put meaningful volume in travel and can earn 2x miles. Madeen ranks its travel effective rate higher than about 66% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in travel and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for travel-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is travel at about 2% effective (2x miles).
- No annual fee in our catalog snapshot.
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- Truist miles value depends on how you redeem, not straight cash back.
Does the Truist Enjoy Travel have an annual fee, and what's the welcome bonus?
The Truist Enjoy Travel has an annual fee of $0 and a foreign transaction fee of None. New applicants may see: 20,000 bonus miles after you spend $1,500 within 90 days of account opening. Confirm current issuer terms before applying.
- Annual fee
- $0
- Foreign transaction fee
- None
- Signup bonus
- 20,000 bonus miles after you spend $1,500 within 90 days of account opening
What travel perks does the Truist Enjoy Travel include?
The Truist Enjoy Travel includes Trusted traveler credit, Booking.com, Dovly Uplift™, Loyalty Travel Bonus in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Trusted traveler creditAa statement credit up to $85 for TSA PreCheck® or Global Entry® fee is awarded once every four years.
What benefits come with the Truist Enjoy Travel?
- Booking.comIncluded with Visa Traditional
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
- Dovly Uplift™Included with Visa Traditional
Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
- Loyalty Travel Bonus
Loyalty Travel Bonus based on your Truist deposit relationship when you redeem your rewards for travel through the rewards program.
- OpenTableIncluded with Visa Traditional
Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
- Roadside Dispatch®
Roadside Dispatch will ask you where you are, what the problem is, and while they remain on the phone with you, they will arrange a dispatch to a reliable tow operator or locksmith to provide help.
- Roadside Dispatch®Included with Visa Traditional
This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
- Sofar SoundsIncluded with Visa Traditional
Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
- Travel Accident Insurance
You and your dependents become covered automatically when the entire Common Carrier fare is charged to your covered Visa Signature card account.
Common questions about the Truist Enjoy Travel
Does the Truist Enjoy Travel have an annual fee?
The Truist Enjoy Travel carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the Truist Enjoy Travel?
Travel is the strongest Madeen category for the Truist Enjoy Travel at about 2% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the Truist Enjoy Travel charge foreign transaction fees?
The Truist Enjoy Travel does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What is the Truist Enjoy Travel welcome bonus?
The Truist Enjoy Travel welcome offer in our snapshot: 20,000 bonus miles after you spend $1,500 within 90 days of account opening. Minimum spend, eligibility, and offer windows are set by the issuer and can change. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the Truist Enjoy Travel?
Madeen's catalog lists a typical credit range of Good to Excellent for the Truist Enjoy Travel. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do you redeem rewards on the Truist Enjoy Travel?
Rewards on the Truist Enjoy Travel post as Truist miles. Redemption value depends on how you use Truist miles (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the Truist Enjoy Travel compare to similar cards?
Compare the Truist Enjoy Travel against Truist Business Travel Rewards (2% on Travel, $49 fee); Truist Business Cash Rewards (3% on Gas, $0 fee); Truist Enjoy Cash (3-2-1%) (3% on Gas, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Truist Enjoy Travel This card | Travel | 2% | $0 |
| Travel | 2% | $49 | |
| Gas | 3% | $0 | |
| Gas | 3% | $0 |
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