Truist Business Cash Rewards

Gas is the strongest category at 3% effective value (3% back). That gas rate ranks higher than about 67% of the 1,551 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Gas is the strongest category at 3% effective value (3% back). That gas rate ranks higher than about 67% of the 1,551 cards we track in that category.

Madeen values cash back at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

The Truist Business Cash Rewards has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

• 2% at restaurants and office supply stores, up to $2,000 in combined spend in 2% and 3% categories per month Capped at $2000 per month.
• 3% cash back on gas, up to $2,000 in combined spend in 2% and 3% categories per month Capped at $2000 per month.

The Truist Business Cash Rewards fits spenders who put meaningful volume in gas and can earn 3% back. Best for spenders who put meaningful volume in gas and can earn 3% back. The welcome bonus can help if you can meet the spend requirement.

Truist Business Cash Rewards fits spenders who put meaningful volume in gas and can earn 3% back. Madeen ranks its gas effective rate higher than about 67% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in gas and can earn 3% back. The welcome bonus can help if you can meet the spend requirement.

Foreign transaction fees make it weaker for international spend.

Worth a look for gas spend if you need a business card and can use cash back the way you redeem today. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

The Truist Business Cash Rewards has an annual fee of $0 and a foreign transaction fee of $3. New applicants may see: Earn $300 in bonus rewards after you spend $3,000 in the first 90 days after account opening.. Confirm current issuer terms before applying.

Annual fee

$0

Foreign transaction fee

$3

Signup bonus

Earn $300 in bonus rewards after you spend $3,000 in the first 90 days after account opening.

The Truist Business Cash Rewards includes Auto Rental Collision Damage Waiver, Auto Rental Collision Damage Waiver, Booking.com in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

• Auto Rental Collision Damage WaiverIncluded with Visa Signature®

  Auto Rental Collision Damage Waiver (ARCDW) provides primary insurance coverage for physical damage and theft, reasonable and customary towing, and valid loss-of-use charges and administrative fees when you reserve and pay for a rental car with your covered Visa Business card.

• Auto Rental Collision Damage Waiver

  Auto Rental Collision Damage Waiver reimburses You for damages caused by theft or collision—up to the Actual Cash Value of most rented cars. Auto Rental Collision Damage Waiver covers no other type of loss.

• Booking.comIncluded with Visa Signature®

  Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.

• Golf Benefits from Troon Rewards®Included with Visa Signature®

  Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.

• Lost Luggage ReimbursementIncluded with Visa Signature®

  Lost Luggage Reimbursement will reimburse you up to $3,000 If your checked luggage or carry on baggage is lost due to theft or misdirection by the common carrier (e.g., airline, rail, bus, ferry). For New York residents coverage is limited to $2,000 per bag.

• Loyalty cash bonus

  10%, 25%, or 50% Loyalty Cash Bonus based on your Truist business deposit relationship when cash rewards are redeemed into a Truist business deposit account

• OpenTableIncluded with Visa Signature®

  Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.

• Purchase Security and Extended ProtectionIncluded with Visa Signature®

  Purchase Security can replace, repair or reimburse you for an eligible item purchased with your covered card up to $10,000.00 per claim in the event your item is stolen or damaged. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to 1 additional year on eligible warranties of 3 years or less.

Compare the Truist Business Cash Rewards against Truist Enjoy Cash (3-2-1%) (3% on Gas, $0 fee); Truist Business Travel Rewards (2% on Travel, $49 fee); Truist Enjoy Beyond (2% on Dining, $195 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

• Gas

• Truist Enjoy Cash (3-2-1%)Truist · 3% on gas
• Truist Business Travel RewardsTruist · 2% on travel
• Truist Enjoy BeyondTruist · 2% on dining

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