Truist Business Travel Rewards
Truist and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Truist. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Truist Business Travel Rewards from Truist earns up to 2% effective value on travel in Madeen's catalog snapshot. Its annual fee is $49. New applicants may see: 20,000 bonus miles when you spend $2,000 within 90 days of account opening.
- Top category
- Travel
- Effective value
- 2%
- Annual fee
- $49
Worth a look for travel spend if you need a business card and can use Truist miles the way you redeem today. Best for spenders who put meaningful volume in travel and can earn 2x points. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
What does the Truist Business Travel Rewards earn in each category?
Travel is the strongest category at 2% effective value (2x points at about 1 cents each). That travel rate ranks higher than about 79% of the 2,849 cards we track in that category. The five-category effective-rate table on this page shows how Truist Business Travel Rewards compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight flights.
Travel is the strongest category at 2% effective value (2x points at about 1 cents each). That travel rate ranks higher than about 79% of the 2,849 cards we track in that category. The five-category effective-rate table on this page shows how Truist Business Travel Rewards compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1x points | 1% |
| Grocery Supermarkets and grocery stores | 1x points | 1% |
| Gas Gas stations and fuel | 1x points | 1% |
| Travel Flights, hotels, transit | 2x points | 2% Top category |
| Other General everyday spend | 1x points | 1% |
Madeen values Truist miles at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Truist Business Travel Rewards reward caps and conditions?
The Truist Business Travel Rewards has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.
- Earn 2x miles on airfare
- Earn 2x miles on hotels
Who should get the Truist Business Travel Rewards?
The Truist Business Travel Rewards fits spenders who put meaningful volume in travel and can earn 2x points. Best for spenders who put meaningful volume in travel and can earn 2x points. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
Truist Business Travel Rewards fits spenders who put meaningful volume in travel and can earn 2x points. Madeen ranks its travel effective rate higher than about 79% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in travel and can earn 2x points. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
Compare it against simpler no-fee cards if you want minimum complexity.
Worth a look for travel spend if you need a business card and can use Truist miles the way you redeem today.
Pros
- Strongest Madeen category is travel at about 2% effective (2x points).
- That travel rate ranks higher than about 79% of cards we track in the category.
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- $49 annual fee requires enough spend in bonus categories to offset.
- Truist miles value depends on how you redeem, not straight cash back.
- Business card — rewards and liability rules differ from consumer cards.
What is the Truist Business Travel Rewards welcome bonus?
In Madeen's catalog snapshot, the Truist Business Travel Rewards welcome offer is 20,000 bonus miles when you spend $2,000 within 90 days of account opening. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm on the issuer application page before applying.
- Offer
- 20k Truist miles (~$200 estimated)
- Terms (catalog snapshot)
- 20,000 bonus miles when you spend $2,000 within 90 days of account opening First-year annual fee waived.
- Minimum spend
- $2,000
- Window
- 90Days
Does the Truist Business Travel Rewards have an annual fee?
The Truist Business Travel Rewards has an annual fee of $49 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $49
- Foreign transaction fee
- None
What travel perks does the Truist Business Travel Rewards include?
The Truist Business Travel Rewards includes Trusted traveler credit, Auto Rental Collision Damage Waiver, Auto Rental Collision Damage Waiver, Booking.com in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Trusted traveler credit
$120/yrReceive up to $85 statement credit per organization every 4 years towards TSA PreCheck® or Global Entry® application fee reimbursement.
How we value this
Editorial: Global Entry application fee ($120) is the standard trusted-traveler credit ceiling on premium cards; TSA PreCheck alone is $85.
What benefits come with the Truist Business Travel Rewards?
Sofar Sounds
$240/yrEnjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
Visa Signature Concierge
$150/yrGet assistance with travel planning, entertainment tickets and more.
OpenTable
$120/yrEligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
Auto Rental Collision Damage Waiver
$10/yrreimburses You for damages caused by theft or collision—up to the Actual Cash Value of most rented cars. Auto Rental Collision Damage Waiver covers no other type of loss.
Travel and Emergency Assistance Services
$10/yrare made available to help You in case of an emergency while You are traveling away from home.
Auto Rental Collision Damage Waiver
$10/yr(ARCDW) provides primary insurance coverage for physical damage and theft, reasonable and customary towing, and valid loss-of-use charges and administrative fees when you reserve and pay for a rental car with your covered Visa Business card.
Golf Benefits from Troon Rewards®
$10/yrEnjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
Roadside Dispatch®
$10/yrThis is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Travel and Emergency Assistance Services
$10/yrWhen you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.
Visa Signature Luxury Hotel Collection
$10/yrEnjoy special guest status at 900+ Visa Signature Luxury Hotel properties worldwide.
Visa Signature Rental Car Privileges
$10/yrBook your next road trip with your Visa Signature card to receive up to 25% off base rates on qualifying rentals from Avis and Budget. Your card can also unlock complimentary upgrades (when available), waived Additional Driver Fee and 10% saving on XM Satellite radio during rental.
Travel Accident Insurance
Up to $1,000,000 coverageprovides accidental death and dismemberment coverage. Coverage is in effect on the common carrier (e.g., flight, rail, bus, ferry, cruise ship), as well as while on courtesy ground transportation to and from the airport (or train depot, bus, terminal, etc.) and between terminals, as well as when you are at the airport immediately before departure, or immediately after arrival, on any covered trip.
Related encyclopedia topics
Common questions about the Truist Business Travel Rewards
Where do cardholders spend most with the Truist Business Travel Rewards?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on flights (2x), lodging (2x), rental cars (2x) for the Truist Business Travel Rewards. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Does the Truist Business Travel Rewards have an annual fee?
The Truist Business Travel Rewards carries an annual fee of $49 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Truist Business Travel Rewards?
Travel is the strongest Madeen category for the Truist Business Travel Rewards at about 2% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Truist Business Travel Rewards charge foreign transaction fees?
The Truist Business Travel Rewards does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What is the Truist Business Travel Rewards welcome bonus?
The Truist Business Travel Rewards welcome offer in our snapshot: 20,000 bonus miles when you spend $2,000 within 90 days of account opening. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
Is the Truist Business Travel Rewards annual fee worth it?
Whether the $49 annual fee pays off depends on how much you spend in travel and whether you use the card's benefits. Compare effective rates across the cards you already carry in Madeen.
How does the Truist Business Travel Rewards compare to similar cards?
Compare the Truist Business Travel Rewards against Truist Enjoy Travel (2% on Travel, $0 fee); Truist Business Cash Rewards (3% on Gas, $0 fee); Truist Enjoy Cash (3-2-1%) (3% on Gas, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Truist Business Travel Rewards This card | Travel | 2% | $49 |
Truist | Travel | 2% | $0 |
| Gas | 3% | $0 | |
| Gas | 3% | $0 | |
Truist | Dining | 2% | $299 |
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Madeen publishes merchant guides that rank cards for specific stores and services. Browse guides for travel spend to see which cards win at checkout.
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Truist and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Truist. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
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