U.S. Bank · Business

Edward Jones® Everyday Solutions Business World Elite Mastercard®

Highest earn rate in Dining at 2% effective value

The Edward Jones® Everyday Solutions Business World Elite Mastercard® from U.S. Bank earns up to 2% effective value on dining in Madeen's catalog snapshot. It has no annual fee. New applicants may see: Earn 20,000 Loyalty Points® when you spend $1,500 within 90 days of opening your account.. Madeen compares this card against the cards you already carry — no bank login required.

Top category
Dining
Effective value
2%
Annual fee
$0

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Edward Jones® Everyday Solutions Business World Elite Mastercard® card art
Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-03
Data source Madeen catalog analysis

Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.

Madeen analysis

What does the Edward Jones Everyday Solutions Business World Elite Mastercard earn in each category?

Dining is the strongest category at 2% effective value (2x points at about 1 cents each). That dining rate ranks higher than about 29% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Dining is the strongest category at 2% effective value (2x points at about 1 cents each). That dining rate ranks higher than about 29% of the 1,547 cards we track in that category.

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
2x points 2% Top category
Grocery
Supermarkets and grocery stores
2x points 2%
Gas
Gas stations and fuel
2x points 2%
Travel
Flights, hotels, transit
2x points 2%
Other
General everyday spend
2x points 2%

Madeen values Edward Jones Loyalty Points at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Madeen take

Who should get the Edward Jones Everyday Solutions Business World Elite Mastercard?

The Edward Jones Everyday Solutions Business World Elite Mastercard fits spenders who put meaningful volume in dining and can earn 2x points. Best for spenders who put meaningful volume in dining and can earn 2x points. The welcome bonus can help if you can meet the spend requirement.

Edward Jones Everyday Solutions Business World Elite Mastercard fits spenders who put meaningful volume in dining and can earn 2x points. Madeen ranks its dining effective rate higher than about 29% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in dining and can earn 2x points. The welcome bonus can help if you can meet the spend requirement.

Mostly a flat base earn card without strong category bonuses.

Worth a look for dining spend if you need a business card and can use Edward Jones Loyalty Points the way you redeem today. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Pros

  • Strongest Madeen category is dining at about 2% effective (2x points).
  • No annual fee in our catalog snapshot.
  • No foreign transaction fee listed.
  • Welcome bonus may add value if you can meet spend requirements.

Cons

  • Edward Jones Loyalty Points value depends on how you redeem, not straight cash back.
  • Business card — rewards and liability rules differ from consumer cards.
Fees and bonus

Does the Edward Jones Everyday Solutions Business World Elite Mastercard have an annual fee, and what's the welcome bonus?

The Edward Jones Everyday Solutions Business World Elite Mastercard has an annual fee of $0 and a foreign transaction fee of None. New applicants may see: Earn 20,000 Loyalty Points® when you spend $1,500 within 90 days of opening your account.. Confirm current issuer terms before applying.

Annual fee
$0
Foreign transaction fee
None
Signup bonus
Earn 20,000 Loyalty Points® when you spend $1,500 within 90 days of opening your account.
Benefits

What benefits come with the Edward Jones Everyday Solutions Business World Elite Mastercard?

The Edward Jones Everyday Solutions Business World Elite Mastercard includes Car Rental Insurance, Global emergency services, HealthLock in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

  • Car Rental InsuranceIncluded with World Elite Mastercard®

    Reimbursement for covered physical damage and/or theft of a rental vehicle with primary protection: 1-800-MASTERCARD.

  • Global emergency servicesIncluded with World Elite Mastercard®

    Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.

  • HealthLockIncluded with World Elite Mastercard®

    Enroll in HealthLock for Mastercard Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.

  • Instacart BusinessIncluded with World Elite Mastercard®

    Fuel your business with same-day delivery of snacks, supplies and more. Enjoy $0 delivery fees* with three free months of Instacart+ and $20 off your second order each month. Offer expires on 1/31/2027.

  • Intuit® QuickBooks® Online and QuickBooks Online PayrollIncluded with World Elite Mastercard®

    Save 30% on QuickBooks Online, QuickBooks Solopreneur or QuickBooks Online Payroll for 12 months.

  • Intuit® TurboTax®Included with World Elite Mastercard®

    Save 20% on the TurboTax solution that best fits your small business needs and can help get your best possible tax outcome.

  • LuminaryIncluded with World Elite Mastercard®

    Save 30% on an annual or monthly Luminary membership to access Luminary’s global professional education and networking platform. Offer expires on 11/30/2027.

  • Mastercard GolfIncluded with World Elite Mastercard®

    Impress clients and employees alike with exclusive PGA TOUR® experiences and access to other amazing golf benefits.

Common questions about the Edward Jones Everyday Solutions Business World Elite Mastercard

Does the Edward Jones Everyday Solutions Business World Elite Mastercard have an annual fee?

The Edward Jones Everyday Solutions Business World Elite Mastercard carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.

What category earns the most with the Edward Jones Everyday Solutions Business World Elite Mastercard?

Dining is the strongest Madeen category for the Edward Jones Everyday Solutions Business World Elite Mastercard at about 2% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.

Does the Edward Jones Everyday Solutions Business World Elite Mastercard charge foreign transaction fees?

The Edward Jones Everyday Solutions Business World Elite Mastercard does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What is the Edward Jones Everyday Solutions Business World Elite Mastercard welcome bonus?

The Edward Jones Everyday Solutions Business World Elite Mastercard welcome offer in our snapshot: Earn 20,000 Loyalty Points® when you spend $1,500 within 90 days of opening your account.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.

What credit score do you need for the Edward Jones Everyday Solutions Business World Elite Mastercard?

Madeen's catalog lists a typical credit range of Good to Excellent for the Edward Jones Everyday Solutions Business World Elite Mastercard. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

How do you redeem rewards on the Edward Jones Everyday Solutions Business World Elite Mastercard?

Rewards on the Edward Jones Everyday Solutions Business World Elite Mastercard post as Edward Jones Loyalty Points. Redemption value depends on how you use Edward Jones Loyalty Points (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations.

Compare

How does the Edward Jones Everyday Solutions Business World Elite Mastercard compare to similar cards?

Compare the Edward Jones Everyday Solutions Business World Elite Mastercard against U.S. Bank Altitude Go Visa Signature (4% on Dining, $0 fee); SKYPASS Select Visa Signature (3.2% on Dining, $450 fee); SKYPASS Visa Signature (3.2% on Dining, $99 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

CardTop categoryEffective valueAnnual fee
Edward Jones Everyday Solutions Business World Elite Mastercard
This card
Dining2%$0
Dining4%$0
Dining3.2%$450
Dining3.2%$99
Dining3.2%$99
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