Venture Rewards
The Venture Rewards from Capital One earns up to 1% effective value on dining in Madeen's catalog snapshot. Its annual fee is $95. New applicants may see: Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Dining
- Effective value
- 1%
- Annual fee
- $95
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the Venture Rewards earn in each category?
Dining is the strongest category at 1% effective value (2x miles at about 0.5 cents each). That dining rate ranks higher than about 2% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Dining is the strongest category at 1% effective value (2x miles at about 0.5 cents each). That dining rate ranks higher than about 2% of the 1,547 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 2x miles | 1% Top category |
| Grocery Supermarkets and grocery stores | 2x miles | 1% |
| Gas Gas stations and fuel | 2x miles | 1% |
| Travel Flights, hotels, transit | 2x miles | 1% |
| Other General everyday spend | 2x miles | 1% |
Madeen values Capital One Miles at about 0.5 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the Venture Rewards?
The Venture Rewards fits spenders who put meaningful volume in dining and can earn 2x miles. Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
Capital One Venture is a straightforward travel-rewards card when you want simple miles earning without juggling category rules. Madeen compares its effective rate against flat-rate and category cards you already carry.
Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
Less compelling if the $95 annual fee is hard to offset. Mostly a flat base earn card without strong category bonuses.
A solid mid-tier travel card; compare effective rates in Madeen before upgrading to Venture X or adding category cards.
Pros
- Simple travel-focused earn with flexible Capital One miles redemptions
- Easier to explain than multi-category travel setups
Cons
- Miles value depends on redemption path, not cash back
- Premium Venture X can beat it on benefits if you use the credits
Does the Venture Rewards have an annual fee, and what's the welcome bonus?
The Venture Rewards has an annual fee of $95 and a foreign transaction fee of None. New applicants may see: Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening. Confirm current issuer terms before applying.
- Annual fee
- $95
- Foreign transaction fee
- None
- Signup bonus
- Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening
What travel perks does the Venture Rewards include?
The Venture Rewards includes Trusted traveler credit, Lounge access, 24-hour Travel Assistance Services, Auto Rental Collision Damage Waiver and more in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Trusted traveler creditReceive up to a $120 credit for Global Entry or TSA PreCheck
- Lounge accessEscape the crows with 2 visits per year to Capitol One Lounges or to 100+ locations through our Partner Lounge Network
What benefits come with the Venture Rewards?
- 24-hour Travel Assistance Services
If your credit card is lost or stolen, you can get an emergency replacement card and a cash advance.
- Auto Rental Collision Damage Waiver
Rent an eligible vehicle with your credit card and you can be covered for damage due to collision or theft.
- Capital One Dining
Make your next meal even more memorable with access to cardholder-only reservations at award-winning restaurants and tickets to curated culinary events. Explore dining benefits.
- Capital One Entertainment
Enjoy access to can't-miss events across music, sports and dining with exclusive pre-sales, tickets, suite experiences and more. Explore entertainment.
- Capital One Lounge
Relax and recharge away from the airport crowds with luxurious amenities and fresh, local food and beverage options.
- Capital One Shopping
Capital One Shopping is an online shopping tool that automatically applies available coupon codes to your order. Learn more about Capital One Shopping.
- Capital One Travel
Get our best prices on thousands of trip options'even after you book. Plus, pay flexibly with your rewards, a card or both. Explore Capital One Travel.
- CreditWise®
Get alerts when your TransUnion® or Experian® credit report changes. Learn more about CreditWise.
Common questions about the Venture Rewards
Does the Venture Rewards have an annual fee?
The Venture Rewards carries an annual fee of $95 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the Venture Rewards?
Dining is the strongest Madeen category for the Venture Rewards at about 1% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the Venture Rewards charge foreign transaction fees?
The Venture Rewards does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What is the Venture Rewards welcome bonus?
The Venture Rewards welcome offer in our snapshot: Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
Is the Venture Rewards annual fee worth it?
Whether the $95 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the Venture Rewards?
Madeen's catalog lists a typical credit range of Excellent for the Venture Rewards. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the Venture Rewards compare to similar cards?
Compare the Venture Rewards against Pottery Barn Key Rewards Visa (4% on Dining, $0 fee); SavorOne Dining Rewards (4% on Dining, $95 fee); The Key Rewards Visa (4% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Venture Rewards This card | Dining | 1% | $95 |
Capital One | Dining | 4% | $0 |
Capital One | Dining | 4% | $95 |
Capital One | Dining | 4% | $0 |
Capital One | Dining | 4% | $0 |
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