Wyndham Rewards Earner® Premier
Barclays and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Barclays. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
How we calculate effective rate →
The Wyndham Rewards Earner® Premier from Barclays earns up to 3.6% effective value on dining in Madeen's catalog snapshot. Its annual fee is $395. New applicants may see: Earn 90,000 bonus points after spending $6,000 on purchases and paying the annual fee in full, both within the first 120 days, and also earn 30,000 bonus points after spending $750 at Hotels by Wyndham in the first 180 days..
- Top category
- Dining
- Effective value
- 3.6%
- Annual fee
- $395
Best for dining-heavy spend when the $395 fee fits your usage; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 4x points. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
What does the Wyndham Rewards Earner Premier earn in each category?
Dining is the strongest category at 3.6% effective value (4x points at about 0.9 cents each). That dining rate ranks higher than about 92% of the 2,857 cards we track in that category. The five-category effective-rate table on this page shows how Wyndham Rewards Earner Premier compares across dining, grocery, gas, travel, and other spend.
Dining is the strongest category at 3.6% effective value (4x points at about 0.9 cents each). That dining rate ranks higher than about 92% of the 2,857 cards we track in that category. The five-category effective-rate table on this page shows how Wyndham Rewards Earner Premier compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 4x points | 3.6% Top category |
| Grocery Supermarkets and grocery stores | 4x points | 3.6% |
| Gas Gas stations and fuel | 1x points | 0.9% |
| Travel Flights, hotels, transit | 1x points | 0.9% |
| Other General everyday spend | 1x points | 0.9% |
Madeen values Wyndham Rewards at about 0.9 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Wyndham Rewards Earner Premier reward caps and conditions?
The Wyndham Rewards Earner Premier has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.
- Earn 4 points per $1 spent on dining
- Earn 4 points per $1 spent on grocery store purchases (excluding Target® and Walmart®)
Who should get the Wyndham Rewards Earner Premier?
The Wyndham Rewards Earner Premier fits spenders who put meaningful volume in dining and can earn 4x points. Best for spenders who put meaningful volume in dining and can earn 4x points. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
Wyndham Rewards Earner Premier fits spenders who put meaningful volume in dining and can earn 4x points. Madeen ranks its dining effective rate higher than about 92% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 4x points. The welcome bonus can help if you can meet the spend requirement. Travel perks may add value beyond the earn rate.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for dining-heavy spend when the $395 fee fits your usage; confirm issuer terms before applying.
Pros
- Strongest Madeen category is dining at about 3.6% effective (4x points).
- That dining rate ranks higher than about 92% of cards we track in the category.
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- $395 annual fee requires enough spend in bonus categories to offset.
- Wyndham Rewards value depends on how you redeem, not straight cash back.
What is the Wyndham Rewards Earner Premier welcome bonus?
In Madeen's catalog snapshot, the Wyndham Rewards Earner Premier welcome offer is Earn 90,000 bonus points after spending $6,000 on purchases and paying the annual fee in full, both within the first 120 days, and also earn 30,000 bonus points after spending $750 at Hotels by Wyndham in the first 180 days.. Minimum spend, eligibility, and offer windows are set.
- Offer
- 120k Wyndham Rewards (~$1080 estimated)
- Terms (catalog snapshot)
- Earn 90,000 bonus points after spending $6,000 on purchases and paying the annual fee in full, both within the first 120 days, and also earn 30,000 bonus points after spending $750 at Hotels by Wyndham in the first 180 days.
- Minimum spend
- $6,000
- Window
- 120Days
Does the Wyndham Rewards Earner Premier have an annual fee?
The Wyndham Rewards Earner Premier has an annual fee of $395 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $395
- Foreign transaction fee
- None
What travel perks does the Wyndham Rewards Earner Premier include?
The Wyndham Rewards Earner Premier includes Trusted traveler credit, Free hotel night, $0 Fraud Liability Protection, $100: Statement Credit after making Eligible Hotel Purchases and more in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Trusted traveler credit
Enjoy up to a $120 statement credit back every 4 years for your TSA PreCheck or Global Entry application fee.
Free hotel night
Receive 30,000 bonus points each anniversary year after payment of your annual fee-that’s enough for up to four free nights at participating hotels every year.
What benefits come with the Wyndham Rewards Earner Premier?
Sofar Sounds
$240/yrEnjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
Visa Signature Concierge
$150/yrGet assistance with travel planning, entertainment tickets and more.
Up to $120: Statement Credit after applying for TSA Precheck or Global Entry
$120/yrEnjoy up to a $120 statement credit back every 4 years for your TSA PreCheck or Global Entry application fee.
Up to $120: Statement Credit after making Eligible Meal Delivery Purchases
$120/yrEnjoy up to $10 in statement credits back each month--up to $120 each calendar year--after making qualifying meal delivery purchases with your card.
OpenTable
$120/yrEligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
$100: Statement Credit after making Eligible Hotel Purchases
$100/yrYou are eligible to receive a single statement credit of $100 back after spending $100 or more in the aggregate at Wyndham® hotels, Wyndham Grand® hotels, Dolce Hotels and Resorts® by Wyndham, Trademark Collection® by Wyndham and/or Registry Collection Hotels® each calendar year.
Up to $100: Statement Credit after making Eligible Streaming Service Purchases
$100/yrReceive statement credits on qualifying streaming subscriptions—stream more of what you love.
$95: Value of Your Complimentary Wyndham Insider Membership
$95/yrReceive a complimentary subscription to Wyndham Rewards Insider (a $95/year value). Unlock a world of exclusive discounts and deals, plus earn points even faster.1
$65: Statement Credit after making Eligible Wholesale Membership Club Purchases
$65/yrReceive a $65 statement credit back each calendar year after making qualifying wholesale club membership purchases with your ca
Anniversary Bonus
$25/yrReceive 30,000 bonus points each anniversary year after payment of your annual fee-that’s enough for up to four free nights at participating hotels every year.
Golf Benefits from Troon Rewards®
$10/yrEnjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
Roadside Dispatch®
$10/yrThis is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Related encyclopedia topics
Common questions about the Wyndham Rewards Earner Premier
Does the Wyndham Rewards Earner Premier have an annual fee?
The Wyndham Rewards Earner Premier carries an annual fee of $395 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Wyndham Rewards Earner Premier?
Dining is the strongest Madeen category for the Wyndham Rewards Earner Premier at about 3.6% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Wyndham Rewards Earner Premier charge foreign transaction fees?
The Wyndham Rewards Earner Premier does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What is the Wyndham Rewards Earner Premier welcome bonus?
The Wyndham Rewards Earner Premier welcome offer in our snapshot: Earn 90,000 bonus points after spending $6,000 on purchases and paying the annual fee in full, both within the first 120 days, and also earn 30,000 bonus points after spending $750 at Hotels by Wyndham in the first 180 days.. Minimum spend, eligibility, and offer windows are set by the.
Is the Wyndham Rewards Earner Premier annual fee worth it?
Whether the $395 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Compare effective rates across the cards you already carry in Madeen.
What credit score do you need for the Wyndham Rewards Earner Premier?
Madeen's catalog lists a typical credit range of Good to Excellent for the Wyndham Rewards Earner Premier. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification.
How does the Wyndham Rewards Earner Premier compare to similar cards?
Compare the Wyndham Rewards Earner Premier against Hawaiian Airlines World Elite Mastercard (3.6% on Dining, $99 fee); Hawaiian Airlines World Elite Business Mastercard (3.6% on Dining, $99 fee); Wyndham Rewards Earner Plus (3.6% on Dining, $95 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Wyndham Rewards Earner Premier This card | Dining | 3.6% | $395 |
| Dining | 3.6% | $99 | |
| Dining | 3.6% | $99 | |
| Dining | 3.6% | $95 | |
| Dining | 3.3% | $99 |
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Barclays and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Barclays. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
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