Zero fraud liability
Zero fraud liability is a protection benefit on 14 cards in the Madeen catalog. You are not responsible for unauthorized charges reported promptly according to issuer and network r. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
LAST REVIEWED • snapshot 2026-06-01
What is Zero fraud liability?
You are not responsible for unauthorized charges reported promptly according to issuer and network rules. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Which cards include Zero fraud liability?
14 catalog cards match Zero fraud liability by title or taxonomy. Table ranks by Madeen effective rate in the strongest spend category. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Is Zero fraud liability worth it?
Weigh Zero fraud liability against annual fees on related cards. A perk matters only if you would use it and the fee is offset by spend or credits. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Related credit cards
Ranked by Madeen effective rate in each card's strongest category. Issuer terms control current offers.
| Card | Issuer | Top category | Effective rate | Annual fee |
|---|---|---|---|---|
| Aeroplan Card | Chase | Dining | 4.5% | $95 |
| Huntington Voice Business | Huntington | Dining | 4% | $0 |
| Wells Fargo Attune | Wells Fargo | Travel | 4% | $0 |
| Wells Fargo Autograph Journey | Wells Fargo | Travel | 4% | $95 |
| GM Business™ Mastercard | Barclays | Dining | 3% | $0 |
| Chase Freedom Flex Credit Card | Chase | Dining | 3% | $0 |
| Chase Freedom Unlimited Credit Card | Chase | Dining | 3% | $0 |
| Amazon Visa | Chase | Dining | 2% | $0 |
| Prime Visa | Chase | Dining | 2% | $0 |
| Chase Freedom Rise Credit Card | Chase | Dining | 1.5% | $0 |
| Veridian Credit Union Visa Signature | Veridian Credit Union | Dining | 1.5% | $0 |
| Capital Vacations World Mastercard | Barclays | Dining | 1% | $0 |
| Veridian Credit Union Visa Platinum Rewards | Veridian Credit Union | Dining | 1% | $0 |
| Veridian Credit Union Visa Platinum | Veridian Credit Union | Dining | 0% | $0 |
Frequently asked questions
What is Zero fraud liability on a credit card?
You are not responsible for unauthorized charges reported promptly according to issuer and network rules. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
How many cards include Zero fraud liability?
Madeen lists 14 cards with Zero fraud liability or a matching benefit title in our catalog snapshot. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Does Madeen guarantee approval or bonus eligibility?
No. Madeen summarizes public catalog and issuer information for education. Approval, offers, and benefit enrollment are controlled by issuers and can change. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Issuer names, card product names, and related marks are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, or endorsed by any card issuer. Madeen is an independent credit-card comparison and education service.
Madeen analysis. Data from catalog snapshot 2026-06-01. Last reviewed 2026-06-01. Reviewed by Madeen editorial review. Issuer pages control rewards, fees, benefits, and eligibility.