Wyndham Rewards Earner®
The Wyndham Rewards Earner® from Barclays earns up to 4.5% effective value on gas in Madeen's catalog snapshot. It has no annual fee. New applicants may see: Earn 30,000 bonus points after spending $1,000 on purchases in the first 90 days and also earn 30,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days.. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Gas
- Effective value
- 4.5%
- Annual fee
- $0
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the Wyndham Rewards Earner earn in each category?
Gas is the strongest category at 4.5% effective value (5x points at about 0.9 cents each). That gas rate ranks higher than about 99% of the 1,551 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Gas is the strongest category at 4.5% effective value (5x points at about 0.9 cents each). That gas rate ranks higher than about 99% of the 1,551 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 2x points | 1.8% |
| Grocery Supermarkets and grocery stores | 2x points | 1.8% |
| Gas Gas stations and fuel | 5x points | 4.5% Top category |
| Travel Flights, hotels, transit | 1x points | 0.9% |
| Other General everyday spend | 1x points | 0.9% |
Madeen values Wyndham Rewards at about 0.9 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Wyndham Rewards Earner reward caps and conditions?
The Wyndham Rewards Earner has 3 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Earn 2 points per $1 spent on dining
- Earn 5 points per $1 spent on qualifying gas purchases
- Earn 2 points per $1 spent on grocery store purchases (excluding Target® and Walmart®)
Who should get the Wyndham Rewards Earner?
The Wyndham Rewards Earner fits spenders who put meaningful volume in gas and can earn 5x points. Best for spenders who put meaningful volume in gas and can earn 5x points. The welcome bonus can help if you can meet the spend requirement.
Wyndham Rewards Earner fits spenders who put meaningful volume in gas and can earn 5x points. Madeen ranks its gas effective rate higher than about 99% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in gas and can earn 5x points. The welcome bonus can help if you can meet the spend requirement.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for gas-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is gas at about 4.5% effective (5x points).
- That gas rate ranks higher than about 99% of cards we track in the category.
- No annual fee in our catalog snapshot.
- No foreign transaction fee listed.
Cons
- Multiple caps, activations, or exclusions may limit headline earn rates.
- Wyndham Rewards value depends on how you redeem, not straight cash back.
Does the Wyndham Rewards Earner have an annual fee, and what's the welcome bonus?
The Wyndham Rewards Earner has an annual fee of $0 and a foreign transaction fee of None. New applicants may see: Earn 30,000 bonus points after spending $1,000 on purchases in the first 90 days and also earn 30,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days.. Confirm current issuer terms before applying.
- Annual fee
- $0
- Foreign transaction fee
- None
- Signup bonus
- Earn 30,000 bonus points after spending $1,000 on purchases in the first 90 days and also earn 30,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days.
What benefits come with the Wyndham Rewards Earner?
The Wyndham Rewards Earner includes Annual Bonus, Automatic Gold Level Benefits!, Booking.com in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Annual Bonus
Earn 7,500 bonus points each anniversary year if you spend $15,000 on eligible purchases—that’s enough for up to one free night at participating properties.
- Automatic Gold Level Benefits!
Automatically receive a Wyndham Rewards GOLD member level and enjoy perks like free WiFi, preferred room selection, late checkout, and more.
- Booking.comIncluded with Visa Signature®
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
- Dovly Uplift™Included with Visa Signature®
Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
- Enjoy a Cardmember Booking Discount
Wyndham Rewards Earner Cardmembers can save even more on our Best Available Rate at participating Hotels by Wyndham.
- Global Entry Statement CreditIncluded with Visa Signature®
Apply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Signature card to pay the application fee (currently $120) to receive a $120 statement credit.
- go free® Faster
Redeem 10% fewer Wyndham Rewards points for go free® awards.
- Golf Benefits from Troon Rewards®Included with Visa Signature®
Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
What annual spend bonuses does the Wyndham Rewards Earner offer?
- Earn 7,500 bonus points each anniversary year if you spend $15,000 on eligible purchases—that’s enough for up to one free night at participating properties
Common questions about the Wyndham Rewards Earner
Does the Wyndham Rewards Earner have an annual fee?
The Wyndham Rewards Earner carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the Wyndham Rewards Earner?
Gas is the strongest Madeen category for the Wyndham Rewards Earner at about 4.5% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the Wyndham Rewards Earner charge foreign transaction fees?
The Wyndham Rewards Earner does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What is the Wyndham Rewards Earner welcome bonus?
The Wyndham Rewards Earner welcome offer in our snapshot: Earn 30,000 bonus points after spending $1,000 on purchases in the first 90 days and also earn 30,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
What credit score do you need for the Wyndham Rewards Earner?
Madeen's catalog lists a typical credit range of Good to Excellent for the Wyndham Rewards Earner. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do you redeem rewards on the Wyndham Rewards Earner?
Rewards on the Wyndham Rewards Earner post as Wyndham Rewards. Redemption value depends on how you use Wyndham Rewards (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the Wyndham Rewards Earner compare to similar cards?
Compare the Wyndham Rewards Earner against Wyndham Rewards Earner Business (7.2% on Gas, $95 fee); Wyndham Rewards Earner Plus (5.4% on Gas, $75 fee); The AARP Essential Rewards Mastercard (3% on Gas, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Wyndham Rewards Earner This card | Gas | 4.5% | $0 |
Barclays | Gas | 7.2% | $95 |
Barclays | Gas | 5.4% | $75 |
| Gas | 3% | $0 |
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