Barclays · Business

Hawaiian Airlines® World Elite Business Mastercard®

Highest earn rate in Dining at 3.6% effective value

The Hawaiian Airlines® World Elite Business Mastercard® from Barclays earns up to 3.6% effective value on dining in Madeen's catalog snapshot. Its annual fee is $99. New applicants may see: Earn 50,000 bonus HawaiianMiles after spending $4,000 on purchases within the first 90 days.. Madeen compares this card against the cards you already carry — no bank login required.

Top category
Dining
Effective value
3.6%
Annual fee
$99

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Hawaiian Airlines® World Elite Business Mastercard® card art
Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-03
Data source Madeen catalog analysis

Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.

Madeen analysis

What does the Hawaiian Airlines World Elite Business Mastercard earn in each category?

Dining is the strongest category at 3.6% effective value (2x miles at about 1.8 cents each). That dining rate ranks higher than about 86% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Dining is the strongest category at 3.6% effective value (2x miles at about 1.8 cents each). That dining rate ranks higher than about 86% of the 1,547 cards we track in that category.

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
2x miles 3.6% Top category
Grocery
Supermarkets and grocery stores
1x miles 1.8%
Gas
Gas stations and fuel
2x miles 3.6%
Travel
Flights, hotels, transit
1x miles 1.8%
Other
General everyday spend
1x miles 1.8%

Madeen values Alaska Airlines Atmos Rewards at about 1.8 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Reward rules

What are the Hawaiian Airlines World Elite Business Mastercard reward caps and conditions?

The Hawaiian Airlines World Elite Business Mastercard has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

  • Earn 2x miles on dining
  • Earn 2x miles on gas
Madeen take

Who should get the Hawaiian Airlines World Elite Business Mastercard?

The Hawaiian Airlines World Elite Business Mastercard fits spenders who put meaningful volume in dining and can earn 2x miles. Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement.

Hawaiian Airlines World Elite Business Mastercard fits spenders who put meaningful volume in dining and can earn 2x miles. Madeen ranks its dining effective rate higher than about 86% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement.

Compare it against simpler no-fee cards if you want minimum complexity.

Worth a look for dining spend if you need a business card and can use Alaska Airlines Atmos Rewards the way you redeem today. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Pros

  • Strongest Madeen category is dining at about 3.6% effective (2x miles).
  • That dining rate ranks higher than about 86% of cards we track in the category.
  • No foreign transaction fee listed.
  • Welcome bonus may add value if you can meet spend requirements.

Cons

  • $99 annual fee requires enough spend in bonus categories to offset.
  • Alaska Airlines Atmos Rewards value depends on how you redeem, not straight cash back.
  • Business card — rewards and liability rules differ from consumer cards.
Fees and bonus

Does the Hawaiian Airlines World Elite Business Mastercard have an annual fee, and what's the welcome bonus?

The Hawaiian Airlines World Elite Business Mastercard has an annual fee of $99 and a foreign transaction fee of None. New applicants may see: Earn 50,000 bonus HawaiianMiles after spending $4,000 on purchases within the first 90 days.. Confirm current issuer terms before applying.

Annual fee
$99
Foreign transaction fee
None
Signup bonus
Earn 50,000 bonus HawaiianMiles after spending $4,000 on purchases within the first 90 days.
Benefits

What benefits come with the Hawaiian Airlines World Elite Business Mastercard?

The Hawaiian Airlines World Elite Business Mastercard includes 50%-off companion discount, Anniversary Bonus, Car Rental Insurance in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

  • 50%-off companion discount

    One-time 50%-off companion discount for roundtrip coach travel between Hawaii and North America on Hawaiian Airlines

  • Anniversary Bonus

    Earn 20,000 bonus HawaiianMiles if you spend $50,000-$99,999 in annual purchases -OR- 40,000 bonus HawaiianMiles if you spend $100,000 or more in annual purchases

  • Car Rental InsuranceIncluded with World Elite Mastercard®

    Reimbursement for covered physical damage and/or theft of a rental vehicle with primary protection: 1-800-MASTERCARD.

  • Global emergency servicesIncluded with World Elite Mastercard®

    Call 1-800-MASTERCARD (1-800-627-8372) for 24/7 assistance to report a lost or stolen card.

  • HealthLockIncluded with World Elite Mastercard®

    Enroll in HealthLock for Mastercard Medical Claim Monitor complimentary membership plus a 90-day upgrade to all HealthLock services at no monthly cost.

  • Instacart BusinessIncluded with World Elite Mastercard®

    Fuel your business with same-day delivery of snacks, supplies and more. Enjoy $0 delivery fees* with three free months of Instacart+ and $20 off your second order each month. Offer expires on 1/31/2027.

  • Intuit® QuickBooks® Online and QuickBooks Online PayrollIncluded with World Elite Mastercard®

    Save 30% on QuickBooks Online, QuickBooks Solopreneur or QuickBooks Online Payroll for 12 months.

  • Intuit® TurboTax®Included with World Elite Mastercard®

    Save 20% on the TurboTax solution that best fits your small business needs and can help get your best possible tax outcome.

Spend bonuses

What annual spend bonuses does the Hawaiian Airlines World Elite Business Mastercard offer?

  • Earn 20,000 bonus HawaiianMiles if you spend $50,000-$99,999 in annual purchases -OR- 40,000 bonus HawaiianMiles if you spend $100,000 or more in annual purchases

Common questions about the Hawaiian Airlines World Elite Business Mastercard

Does the Hawaiian Airlines World Elite Business Mastercard have an annual fee?

The Hawaiian Airlines World Elite Business Mastercard carries an annual fee of $99 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.

What category earns the most with the Hawaiian Airlines World Elite Business Mastercard?

Dining is the strongest Madeen category for the Hawaiian Airlines World Elite Business Mastercard at about 3.6% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Does the Hawaiian Airlines World Elite Business Mastercard charge foreign transaction fees?

The Hawaiian Airlines World Elite Business Mastercard does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What is the Hawaiian Airlines World Elite Business Mastercard welcome bonus?

The Hawaiian Airlines World Elite Business Mastercard welcome offer in our snapshot: Earn 50,000 bonus HawaiianMiles after spending $4,000 on purchases within the first 90 days.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.

Is the Hawaiian Airlines World Elite Business Mastercard annual fee worth it?

Whether the $99 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What credit score do you need for the Hawaiian Airlines World Elite Business Mastercard?

Madeen's catalog lists a typical credit range of Good to Excellent for the Hawaiian Airlines World Elite Business Mastercard. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Compare

How does the Hawaiian Airlines World Elite Business Mastercard compare to similar cards?

Compare the Hawaiian Airlines World Elite Business Mastercard against Hawaiian Airlines World Elite Mastercard (3.6% on Dining, $99 fee); FRONTIER Airlines World Mastercard (3.3% on Dining, $99 fee); Barclays View™ Mastercard (3% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

CardTop categoryEffective valueAnnual fee
Hawaiian Airlines World Elite Business Mastercard
This card
Dining3.6%$99
Dining3.6%$99
Dining3.3%$99
Dining3%$0
Dining3%$0
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