Wyndham Rewards Earner® Plus
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How we calculate effective rate →
The Wyndham Rewards Earner® Plus from Barclays earns up to 3.6% effective value on dining in Madeen's catalog snapshot. Its annual fee is $95. New applicants may see: Earn 45,000 bonus points after spending $1,000 on purchases in the first 90 days and also earn 55,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days..
- Top category
- Dining
- Effective value
- 3.6%
- Annual fee
- $95
Best for dining-heavy spend when the $95 fee fits your usage; confirm issuer terms before applying. Best for spenders who put meaningful volume in dining and can earn 4x points. The welcome bonus can help if you can meet the spend requirement.
What does the Wyndham Rewards Earner Plus earn in each category?
Dining is the strongest category at 3.6% effective value (4x points at about 0.9 cents each). That dining rate ranks higher than about 92% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Wyndham Rewards Earner Plus compares across dining, grocery, gas, travel, and other spend. Catalog spend signals highlight gas.
Dining is the strongest category at 3.6% effective value (4x points at about 0.9 cents each). That dining rate ranks higher than about 92% of the 2,850 cards we track in that category. The five-category effective-rate table on this page shows how Wyndham Rewards Earner Plus compares across dining, grocery, gas, travel, and other spend.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 4x points | 3.6% Top category |
| Grocery Supermarkets and grocery stores | 4x points | 3.6% |
| Gas Gas stations and fuel | 1x points | 0.9% |
| Travel Flights, hotels, transit | 1x points | 0.9% |
| Other General everyday spend | 1x points | 0.9% |
Madeen values Wyndham Rewards at about 0.9 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Wyndham Rewards Earner Plus reward caps and conditions?
The Wyndham Rewards Earner Plus has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates.
- Earn 4 points per $1 spent on dining
- Earn 4 points per $1 spent on grocery store purchases (excluding Target® and Walmart®)
Who should get the Wyndham Rewards Earner Plus?
The Wyndham Rewards Earner Plus fits spenders who put meaningful volume in dining and can earn 4x points. Best for spenders who put meaningful volume in dining and can earn 4x points. The welcome bonus can help if you can meet the spend requirement.
Wyndham Rewards Earner Plus fits spenders who put meaningful volume in dining and can earn 4x points. Madeen ranks its dining effective rate higher than about 92% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 4x points. The welcome bonus can help if you can meet the spend requirement.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for dining-heavy spend when the $95 fee fits your usage; confirm issuer terms before applying.
Pros
- Strongest Madeen category is dining at about 3.6% effective (4x points).
- That dining rate ranks higher than about 92% of cards we track in the category.
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- $95 annual fee requires enough spend in bonus categories to offset.
- Wyndham Rewards value depends on how you redeem, not straight cash back.
What is the Wyndham Rewards Earner Plus welcome bonus?
In Madeen's catalog snapshot, the Wyndham Rewards Earner Plus welcome offer is Earn 45,000 bonus points after spending $1,000 on purchases in the first 90 days and also earn 55,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days.. Minimum spend, eligibility, and offer windows are set by the issuer and can change — confirm.
- Offer
- 100k Wyndham Rewards (~$900 estimated)
- Terms (catalog snapshot)
- Earn 45,000 bonus points after spending $1,000 on purchases in the first 90 days and also earn 55,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days.
- Minimum spend
- $1,000
- Window
- 90Days
Does the Wyndham Rewards Earner Plus have an annual fee?
The Wyndham Rewards Earner Plus has an annual fee of $95 and a foreign transaction fee of None. Confirm current fees on the issuer page before applying.
- Annual fee
- $95
- Foreign transaction fee
- None
What travel perks does the Wyndham Rewards Earner Plus include?
The Wyndham Rewards Earner Plus includes Free hotel night, $0 Fraud Liability Protection, $50 Meal Delivery Credit, Anniversary Bonus in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them.
Free hotel night
Receive 15,000 bonus points each anniversary year after payment of your annual fee-that’s enough for up to two free nights at participating hotels every year.
What benefits come with the Wyndham Rewards Earner Plus?
Sofar Sounds
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Visa Signature Concierge
$150/yrGet assistance with travel planning, entertainment tickets and more.
OpenTable
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Priority Pass airport lounge access
$99/yrEnjoy access to over 1,700 airport lounges and experiences around the globe.
Anniversary Bonus
$25/yrReceive 15,000 bonus points each anniversary year after payment of your annual fee-that’s enough for up to two free nights at participating hotels every year.
Global Entry Statement Credit
$25/yrApply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Signature card to pay the application fee (currently $120) to receive a $120 statement credit.
Golf Benefits from Troon Rewards®
$10/yrEnjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
Roadside Dispatch®
$10/yrThis is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
Stay connected in over 175 countries
$10/yrEligible Visa cardholders can now use the GigSky app to access complimentary or discounted global mobile data, in 175+ countries and destinations worldwide as well as on over 200 of the world’s top cruise ships.
Travel and Emergency Assistance Services
$10/yrWhen you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.
Universal Destinations & Experiences
$10/yrGet exciting benefits at Universal Studios Hollywood and Universal Orlando Resort when you pay with your Visa Signature® or Visa Infinite® card.
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Common questions about the Wyndham Rewards Earner Plus
Where do cardholders spend most with the Wyndham Rewards Earner Plus?
Madeen's RewardsCC catalog snapshot shows the strongest bonus categories on gas (6x), coffee (4x), fast food (4x) for the Wyndham Rewards Earner Plus. These are anonymized issuer category signals, not individual cardholder transactions. Route everyday spend through categories that match your habits, then compare effective rates with Madeen at checkout.
Does the Wyndham Rewards Earner Plus have an annual fee?
The Wyndham Rewards Earner Plus carries an annual fee of $95 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the Wyndham Rewards Earner Plus?
Dining is the strongest Madeen category for the Wyndham Rewards Earner Plus at about 3.6% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page.
Does the Wyndham Rewards Earner Plus charge foreign transaction fees?
The Wyndham Rewards Earner Plus does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees.
What is the Wyndham Rewards Earner Plus welcome bonus?
The Wyndham Rewards Earner Plus welcome offer in our snapshot: Earn 45,000 bonus points after spending $1,000 on purchases in the first 90 days and also earn 55,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
Is the Wyndham Rewards Earner Plus annual fee worth it?
Whether the $95 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Compare effective rates across the cards you already carry in Madeen.
How does the Wyndham Rewards Earner Plus compare to similar cards?
Compare the Wyndham Rewards Earner Plus against Hawaiian Airlines World Elite Mastercard (3.6% on Dining, $99 fee); Hawaiian Airlines World Elite Business Mastercard (3.6% on Dining, $99 fee); FRONTIER Airlines World Mastercard (3.3% on Dining, $99 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Wyndham Rewards Earner Plus This card | Dining | 3.6% | $95 |
| Dining | 3.6% | $99 | |
| Dining | 3.6% | $99 | |
| Dining | 3.3% | $99 | |
Barclays | Dining | 3% | $0 |
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Barclays and related product names are trademarks of their respective owners. Madeen is not affiliated with, sponsored by, endorsed by, or acting on behalf of Barclays. Madeen is an independent credit-card comparison and education service. Issuer websites control current terms, fees, and eligibility.
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