Wyndham Rewards Earner® Plus
The Wyndham Rewards Earner® Plus from Barclays earns up to 5.4% effective value on gas in Madeen's catalog snapshot. Its annual fee is $75. New applicants may see: Earn 45,000 bonus points after spending $1,000 on purchases in the first 90 days and also earn 30,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days.. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Gas
- Effective value
- 5.4%
- Annual fee
- $75
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the Wyndham Rewards Earner Plus earn in each category?
Gas is the strongest category at 5.4% effective value (6x points at about 0.9 cents each). That gas rate ranks higher than about 100% of the 1,551 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Gas is the strongest category at 5.4% effective value (6x points at about 0.9 cents each). That gas rate ranks higher than about 100% of the 1,551 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 4x points | 3.6% |
| Grocery Supermarkets and grocery stores | 4x points | 3.6% |
| Gas Gas stations and fuel | 6x points | 5.4% Top category |
| Travel Flights, hotels, transit | 1x points | 0.9% |
| Other General everyday spend | 1x points | 0.9% |
Madeen values Wyndham Rewards at about 0.9 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Wyndham Rewards Earner Plus reward caps and conditions?
The Wyndham Rewards Earner Plus has 3 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Earn 4 points per $1 spent on dining
- Earn 6 points per $1 on qualifying gas purchases
- Earn 4 points per $1 spent on grocery store purchases (excluding Target® and Walmart®)
Who should get the Wyndham Rewards Earner Plus?
The Wyndham Rewards Earner Plus fits spenders who put meaningful volume in gas and can earn 6x points. Best for spenders who put meaningful volume in gas and can earn 6x points. The welcome bonus can help if you can meet the spend requirement.
Wyndham Rewards Earner Plus fits spenders who put meaningful volume in gas and can earn 6x points. Madeen ranks its gas effective rate higher than about 100% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in gas and can earn 6x points. The welcome bonus can help if you can meet the spend requirement.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for gas-heavy spend when the $75 fee fits your usage; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is gas at about 5.4% effective (6x points).
- That gas rate ranks higher than about 100% of cards we track in the category.
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- $75 annual fee requires enough spend in bonus categories to offset.
- Multiple caps, activations, or exclusions may limit headline earn rates.
- Wyndham Rewards value depends on how you redeem, not straight cash back.
Does the Wyndham Rewards Earner Plus have an annual fee, and what's the welcome bonus?
The Wyndham Rewards Earner Plus has an annual fee of $75 and a foreign transaction fee of None. New applicants may see: Earn 45,000 bonus points after spending $1,000 on purchases in the first 90 days and also earn 30,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days.. Confirm current issuer terms before applying.
- Annual fee
- $75
- Foreign transaction fee
- None
- Signup bonus
- Earn 45,000 bonus points after spending $1,000 on purchases in the first 90 days and also earn 30,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days.
What travel perks does the Wyndham Rewards Earner Plus include?
The Wyndham Rewards Earner Plus includes Free hotel night, Annual Bonus, Automatic Platinum Level Benefits!, Booking.com in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Free hotel nightReceive 7,500 bonus points each anniversary year—that’s enough for up to one free night at participating properties
What benefits come with the Wyndham Rewards Earner Plus?
- Annual Bonus
Receive 7,500 bonus points each anniversary year—that’s enough for up to one free night at participating properties.
- Automatic Platinum Level Benefits!
Automatically receive a Wyndham Rewards PLATINUM member level and enjoy perks like early check-in, car rental upgrades, and more. See details
- Booking.comIncluded with Visa Signature®
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
- Dovly Uplift™Included with Visa Signature®
Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
- Enjoy a Cardmember Booking Discount
Wyndham Rewards Earner Plus Cardmembers can save even more on our Best Available Rate at participating Hotels by Wyndham.
- Global Entry Statement CreditIncluded with Visa Signature®
Apply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Signature card to pay the application fee (currently $120) to receive a $120 statement credit.
- go free® Faster
Redeem 10% fewer Wyndham Rewards points for go free® awards.
- Golf Benefits from Troon Rewards®Included with Visa Signature®
Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
Common questions about the Wyndham Rewards Earner Plus
Does the Wyndham Rewards Earner Plus have an annual fee?
The Wyndham Rewards Earner Plus carries an annual fee of $75 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the Wyndham Rewards Earner Plus?
Gas is the strongest Madeen category for the Wyndham Rewards Earner Plus at about 5.4% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the Wyndham Rewards Earner Plus charge foreign transaction fees?
The Wyndham Rewards Earner Plus does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What is the Wyndham Rewards Earner Plus welcome bonus?
The Wyndham Rewards Earner Plus welcome offer in our snapshot: Earn 45,000 bonus points after spending $1,000 on purchases in the first 90 days and also earn 30,000 bonus points after spending $500 at Hotels by Wyndham in the first 180 days.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
Is the Wyndham Rewards Earner Plus annual fee worth it?
Whether the $75 annual fee pays off depends on how much you spend in gas and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the Wyndham Rewards Earner Plus?
Madeen's catalog lists a typical credit range of Good to Excellent for the Wyndham Rewards Earner Plus. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the Wyndham Rewards Earner Plus compare to similar cards?
Compare the Wyndham Rewards Earner Plus against Wyndham Rewards Earner Business (7.2% on Gas, $95 fee); Wyndham Rewards Earner (4.5% on Gas, $0 fee); The AARP Essential Rewards Mastercard (3% on Gas, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Wyndham Rewards Earner Plus This card | Gas | 5.4% | $75 |
Barclays | Gas | 7.2% | $95 |
Barclays | Gas | 4.5% | $0 |
| Gas | 3% | $0 |
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