avianca lifemiles American Express®
The avianca lifemiles American Express® from First Electronic Bank earns up to 2.4% effective value on dining in Madeen's catalog snapshot. Its annual fee is $99. New applicants may see: Earn up to 40,000 miles after spending a total of $3,000 in the first 90 days. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Dining
- Effective value
- 2.4%
- Annual fee
- $99
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the avianca lifemiles American Express earn in each category?
Dining is the strongest category at 2.4% effective value (2x miles at about 1.2 cents each). That dining rate ranks higher than about 63% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Dining is the strongest category at 2.4% effective value (2x miles at about 1.2 cents each). That dining rate ranks higher than about 63% of the 1,547 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 2x miles | 2.4% Top category |
| Grocery Supermarkets and grocery stores | 2x miles | 2.4% |
| Gas Gas stations and fuel | 1x miles | 1.2% |
| Travel Flights, hotels, transit | 1x miles | 1.2% |
| Other General everyday spend | 1x miles | 1.2% |
Madeen values Avianca LifeMiles at about 1.2 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the avianca lifemiles American Express reward caps and conditions?
The avianca lifemiles American Express has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- 2x miles on dining
- 2x miles on groceries
Who should get the avianca lifemiles American Express?
The avianca lifemiles American Express fits spenders who put meaningful volume in dining and can earn 2x miles. Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement.
avianca lifemiles American Express fits spenders who put meaningful volume in dining and can earn 2x miles. Madeen ranks its dining effective rate higher than about 63% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for dining-heavy spend when the $99 fee fits your usage; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is dining at about 2.4% effective (2x miles).
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- $99 annual fee requires enough spend in bonus categories to offset.
- Avianca LifeMiles value depends on how you redeem, not straight cash back.
Does the avianca lifemiles American Express have an annual fee, and what's the welcome bonus?
The avianca lifemiles American Express has an annual fee of $99 and a foreign transaction fee of None. New applicants may see: Earn up to 40,000 miles after spending a total of $3,000 in the first 90 days. Confirm current issuer terms before applying.
- Annual fee
- $99
- Foreign transaction fee
- None
- Signup bonus
- Earn up to 40,000 miles after spending a total of $3,000 in the first 90 days
What benefits come with the avianca lifemiles American Express?
The avianca lifemiles American Express includes avianca lifemiles silver elite status in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- avianca lifemiles silver elite status
Each year your status will automatically renew if you maintain an active avianca lifemiles card, with access to benefits, like avianca lounge access, premium seat selection, select upgrade options, additional checked bag, 30% bonus miles, priority check-in, priority boarding
Common questions about the avianca lifemiles American Express
Does the avianca lifemiles American Express have an annual fee?
The avianca lifemiles American Express carries an annual fee of $99 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the avianca lifemiles American Express?
Dining is the strongest Madeen category for the avianca lifemiles American Express at about 2.4% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the avianca lifemiles American Express charge foreign transaction fees?
The avianca lifemiles American Express does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What is the avianca lifemiles American Express welcome bonus?
The avianca lifemiles American Express welcome offer in our snapshot: Earn up to 40,000 miles after spending a total of $3,000 in the first 90 days. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
Is the avianca lifemiles American Express annual fee worth it?
Whether the $99 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the avianca lifemiles American Express?
Madeen's catalog lists a typical credit range of Good to Excellent for the avianca lifemiles American Express. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the avianca lifemiles American Express compare to similar cards?
Compare the avianca lifemiles American Express against Brooks Brothers World Mastercard (4% on Dining, $0 fee); Qatar Airways Privilege Club Infinite (3.8% on Dining, $499 fee); Bilt Obsidian Card (3% on Dining, $95 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
avianca lifemiles American Express This card | Dining | 2.4% | $99 |
First Electronic Bank | Dining | 4% | $0 |
First Electronic Bank | Dining | 3.8% | $499 |
First Electronic Bank | Dining | 3% | $95 |
First Electronic Bank | Dining | 3% | $0 |
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