Comenity

Sportsman's Warehouse Explorewards Visa®

Highest earn rate in Gas at 2% effective value

The Sportsman's Warehouse Explorewards Visa® from Comenity earns up to 2% effective value on gas in Madeen's catalog snapshot. It has no annual fee. Madeen compares this card against the cards you already carry — no bank login required.

Top category
Gas
Effective value
2%
Annual fee
$0

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Sportsman's Warehouse Explorewards Visa® card art
Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-03
Data source Madeen catalog analysis

Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.

Madeen analysis

What does the Sportsman's Warehouse Explorewards Visa earn in each category?

Gas is the strongest category at 2% effective value (2% back). That gas rate ranks higher than about 22% of the 1,551 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Gas is the strongest category at 2% effective value (2% back). That gas rate ranks higher than about 22% of the 1,551 cards we track in that category.

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
1% back 1%
Grocery
Supermarkets and grocery stores
1% back 1%
Gas
Gas stations and fuel
2% back 2% Top category
Travel
Flights, hotels, transit
1% back 1%
Other
General everyday spend
1% back 1%

Madeen values cash back at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Reward rules

What are the Sportsman's Warehouse Explorewards Visa reward caps and conditions?

The Sportsman's Warehouse Explorewards Visa has 1 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

  • 2 point per $1 spent on gas
Madeen take

Who should get the Sportsman's Warehouse Explorewards Visa?

The Sportsman's Warehouse Explorewards Visa fits spenders who put meaningful volume in gas and can earn 2% back. Best for spenders who put meaningful volume in gas and can earn 2% back. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Sportsman's Warehouse Explorewards Visa fits spenders who put meaningful volume in gas and can earn 2% back. Madeen ranks its gas effective rate higher than about 22% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in gas and can earn 2% back.

Foreign transaction fees make it weaker for international spend.

Best for gas-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Pros

  • Strongest Madeen category is gas at about 2% effective (2% back).
  • No annual fee in our catalog snapshot.

Cons

  • Charges $3 foreign transaction fees.
Fees and bonus

Does the Sportsman's Warehouse Explorewards Visa have an annual fee, and what's the welcome bonus?

The Sportsman's Warehouse Explorewards Visa has an annual fee of $0 and a foreign transaction fee of $3. Issuer pages control fees and offers; Madeen labels this as catalog analysis, not issuer-confirmed terms. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Annual fee
$0
Foreign transaction fee
$3
Benefits

What benefits come with the Sportsman's Warehouse Explorewards Visa?

The Sportsman's Warehouse Explorewards Visa includes Booking.com, Dovly Uplift™, OpenTable in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

  • Booking.comIncluded with Visa Traditional

    Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.

  • Dovly Uplift™Included with Visa Traditional

    Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.

  • OpenTableIncluded with Visa Traditional

    Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.

  • Roadside Dispatch®Included with Visa Traditional

    This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.

  • Sofar SoundsIncluded with Visa Traditional

    Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.

Common questions about the Sportsman's Warehouse Explorewards Visa

Does the Sportsman's Warehouse Explorewards Visa have an annual fee?

The Sportsman's Warehouse Explorewards Visa carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What category earns the most with the Sportsman's Warehouse Explorewards Visa?

Gas is the strongest Madeen category for the Sportsman's Warehouse Explorewards Visa at about 2% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Does the Sportsman's Warehouse Explorewards Visa charge foreign transaction fees?

The Sportsman's Warehouse Explorewards Visa charges a foreign transaction fee of $3 in our catalog snapshot. Check issuer terms before international spend because rates and fee waivers can change. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What credit score do you need for the Sportsman's Warehouse Explorewards Visa?

Madeen's catalog lists a typical credit range of Fair for the Sportsman's Warehouse Explorewards Visa. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

How do you redeem rewards on the Sportsman's Warehouse Explorewards Visa?

Rewards on the Sportsman's Warehouse Explorewards Visa post as cash back. Redemption value depends on how you use cash back (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

How do I maximize rewards on the Sportsman's Warehouse Explorewards Visa?

To maximize the Sportsman's Warehouse Explorewards Visa, route gas and other bonus categories through this card when they match your spend, then compare it against cards you already carry with Madeen at checkout—no bank login required. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Compare

How does the Sportsman's Warehouse Explorewards Visa compare to similar cards?

Compare the Sportsman's Warehouse Explorewards Visa against AAA Travel Advantage Visa Signature (5% on Gas, $0 fee); Coast to Coast Visa (3% on Gas, $0 fee); Good Sam Rewards Visa (3% on Gas, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

CardTop categoryEffective valueAnnual fee
Sportsman's Warehouse Explorewards Visa
This card
Gas2%$0
Gas5%$0
Gas3%$0
Gas3%$0
Grocery5%$0
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