AAA Travel Advantage Visa Signature®
The AAA Travel Advantage Visa Signature® from Comenity earns up to 5% effective value on gas in Madeen's catalog snapshot. It has no annual fee. New applicants may see: Start earning today with a $100 statement credit after you spend $1,000 on your card in the first 90 days of account opening. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Gas
- Effective value
- 5%
- Annual fee
- $0
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the AAA Travel Advantage Visa Signature earn in each category?
Gas is the strongest category at 5% effective value (5% back). That gas rate ranks higher than about 99% of the 1,551 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Gas is the strongest category at 5% effective value (5% back). That gas rate ranks higher than about 99% of the 1,551 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 3% back | 3% |
| Grocery Supermarkets and grocery stores | 3% back | 3% |
| Gas Gas stations and fuel | 5% back | 5% Top category |
| Travel Flights, hotels, transit | 1% back | 1% |
| Other General everyday spend | 1% back | 1% |
Madeen values cash back at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the AAA Travel Advantage Visa Signature reward caps and conditions?
The AAA Travel Advantage Visa Signature has 3 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- 3% cash back at Restaurants
- 5% cash back on Gas and electric vehicle-charging stations Capped at $7000 per year.
- 3% cash back at Grocery stores
Who should get the AAA Travel Advantage Visa Signature?
The AAA Travel Advantage Visa Signature fits spenders who put meaningful volume in gas and can earn 5% back. Best for spenders who put meaningful volume in gas and can earn 5% back. The welcome bonus can help if you can meet the spend requirement.
AAA Travel Advantage Visa Signature fits spenders who put meaningful volume in gas and can earn 5% back. Madeen ranks its gas effective rate higher than about 99% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in gas and can earn 5% back. The welcome bonus can help if you can meet the spend requirement.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for gas-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is gas at about 5% effective (5% back).
- That gas rate ranks higher than about 99% of cards we track in the category.
- No annual fee in our catalog snapshot.
- No foreign transaction fee listed.
Cons
- Multiple caps, activations, or exclusions may limit headline earn rates.
Does the AAA Travel Advantage Visa Signature have an annual fee, and what's the welcome bonus?
The AAA Travel Advantage Visa Signature has an annual fee of $0 and a foreign transaction fee of None. New applicants may see: Start earning today with a $100 statement credit after you spend $1,000 on your card in the first 90 days of account opening. Confirm current issuer terms before applying.
- Annual fee
- $0
- Foreign transaction fee
- None
- Signup bonus
- Start earning today with a $100 statement credit after you spend $1,000 on your card in the first 90 days of account opening
What benefits come with the AAA Travel Advantage Visa Signature?
The AAA Travel Advantage Visa Signature includes Booking.com, Dovly Uplift™, Global Entry Statement Credit in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Booking.comIncluded with Visa Signature®
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
- Dovly Uplift™Included with Visa Signature®
Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
- Global Entry Statement CreditIncluded with Visa Signature®
Apply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Signature card to pay the application fee (currently $120) to receive a $120 statement credit.
- Golf Benefits from Troon Rewards®Included with Visa Signature®
Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
- OpenTableIncluded with Visa Signature®
Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
- Priority Pass airport lounge accessIncluded with Visa Signature®
Enjoy access to over 1,700 airport lounges and experiences around the globe.
- Roadside Dispatch®Included with Visa Signature®
This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
- Sofar SoundsIncluded with Visa Signature®
Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
Common questions about the AAA Travel Advantage Visa Signature
Does the AAA Travel Advantage Visa Signature have an annual fee?
The AAA Travel Advantage Visa Signature carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the AAA Travel Advantage Visa Signature?
Gas is the strongest Madeen category for the AAA Travel Advantage Visa Signature at about 5% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the AAA Travel Advantage Visa Signature charge foreign transaction fees?
The AAA Travel Advantage Visa Signature does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What is the AAA Travel Advantage Visa Signature welcome bonus?
The AAA Travel Advantage Visa Signature welcome offer in our snapshot: Start earning today with a $100 statement credit after you spend $1,000 on your card in the first 90 days of account opening. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
What credit score do you need for the AAA Travel Advantage Visa Signature?
Madeen's catalog lists a typical credit range of Good for the AAA Travel Advantage Visa Signature. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do you redeem rewards on the AAA Travel Advantage Visa Signature?
Rewards on the AAA Travel Advantage Visa Signature post as cash back. Redemption value depends on how you use cash back (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the AAA Travel Advantage Visa Signature compare to similar cards?
Compare the AAA Travel Advantage Visa Signature against Coast to Coast Visa (3% on Gas, $0 fee); Good Sam Rewards Visa (3% on Gas, $0 fee); Sportsman's Warehouse Explorewards Visa (2% on Gas, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
AAA Travel Advantage Visa Signature This card | Gas | 5% | $0 |
Comenity | Gas | 3% | $0 |
Comenity | Gas | 3% | $0 |
| Gas | 2% | $0 | |
| Grocery | 5% | $0 |
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