Barclays

Princess® Rewards Visa®

Highest earn rate in Dining at 1% effective value

The Princess® Rewards Visa® from Barclays earns up to 1% effective value on dining in Madeen's catalog snapshot. It has no annual fee. New applicants may see: Earn 20,000 Bonus Points after spending $1,000 in qualifying purchases within the first 90 days - that's enough to redeem for $200 in onboard credit. Madeen compares this card against the cards you already carry — no bank login required.

Top category
Dining
Effective value
1%
Annual fee
$0

Madeen may earn compensation from some apply links. Affiliate disclosure

Princess® Rewards Visa® card art
Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-03
Data source Madeen catalog analysis

Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.

Madeen analysis

What does the Princess Rewards Visa earn in each category?

Dining is the strongest category at 1% effective value (1x points at about 1 cents each). That dining rate ranks higher than about 2% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Dining is the strongest category at 1% effective value (1x points at about 1 cents each). That dining rate ranks higher than about 2% of the 1,547 cards we track in that category.

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
1x points 1% Top category
Grocery
Supermarkets and grocery stores
1x points 1%
Gas
Gas stations and fuel
1x points 1%
Travel
Flights, hotels, transit
1x points 1%
Other
General everyday spend
1x points 1%

Madeen values Princess Cruises at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Madeen take

Who should get the Princess Rewards Visa?

The Princess Rewards Visa fits spenders who put meaningful volume in dining and can earn 1x points. Best for spenders who put meaningful volume in dining and can earn 1x points. The welcome bonus can help if you can meet the spend requirement.

Princess Rewards Visa fits spenders who put meaningful volume in dining and can earn 1x points. Madeen ranks its dining effective rate higher than about 2% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in dining and can earn 1x points. The welcome bonus can help if you can meet the spend requirement.

Mostly a flat base earn card without strong category bonuses.

Best for dining-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Pros

  • Strongest Madeen category is dining at about 1% effective (1x points).
  • No annual fee in our catalog snapshot.
  • No foreign transaction fee listed.
  • Welcome bonus may add value if you can meet spend requirements.

Cons

  • Princess Cruises value depends on how you redeem, not straight cash back.
Fees and bonus

Does the Princess Rewards Visa have an annual fee, and what's the welcome bonus?

The Princess Rewards Visa has an annual fee of $0 and a foreign transaction fee of None. New applicants may see: Earn 20,000 Bonus Points after spending $1,000 in qualifying purchases within the first 90 days - that's enough to redeem for $200 in onboard credit. Confirm current issuer terms before applying.

Annual fee
$0
Foreign transaction fee
None
Signup bonus
Earn 20,000 Bonus Points after spending $1,000 in qualifying purchases within the first 90 days - that's enough to redeem for $200 in onboard credit
Benefits

What benefits come with the Princess Rewards Visa?

The Princess Rewards Visa includes Booking.com, Concierge service, Dovly Uplift™ in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

  • Booking.comIncluded with Visa Signature®

    Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.

  • Concierge service

    Concierge service receive personal assistance via telephone, including recommendations and reservations for dining, travel, entertainment, and more.

  • Dovly Uplift™Included with Visa Signature®

    Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.

  • FICO® Credit Score

    Free online access to your FICO® Credit Score lets you keep an eye on your credit score and get alerts when we learn that your score has changed.

  • Global Entry Statement CreditIncluded with Visa Signature®

    Apply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Signature card to pay the application fee (currently $120) to receive a $120 statement credit.

  • Golf Benefits from Troon Rewards®Included with Visa Signature®

    Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.

  • OpenTableIncluded with Visa Signature®

    Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.

  • Priority Pass airport lounge accessIncluded with Visa Signature®

    Enjoy access to over 1,700 airport lounges and experiences around the globe.

Common questions about the Princess Rewards Visa

Does the Princess Rewards Visa have an annual fee?

The Princess Rewards Visa carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What category earns the most with the Princess Rewards Visa?

Dining is the strongest Madeen category for the Princess Rewards Visa at about 1% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Does the Princess Rewards Visa charge foreign transaction fees?

The Princess Rewards Visa does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What is the Princess Rewards Visa welcome bonus?

The Princess Rewards Visa welcome offer in our snapshot: Earn 20,000 Bonus Points after spending $1,000 in qualifying purchases within the first 90 days - that's enough to redeem for $200 in onboard credit. Minimum spend, eligibility, and offer windows are set by the issuer and can change.

What credit score do you need for the Princess Rewards Visa?

Madeen's catalog lists a typical credit range of Good to Excellent for the Princess Rewards Visa. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

How do you redeem rewards on the Princess Rewards Visa?

Rewards on the Princess Rewards Visa post as Princess Cruises. Redemption value depends on how you use Princess Cruises (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Compare

How does the Princess Rewards Visa compare to similar cards?

Compare the Princess Rewards Visa against Hawaiian Airlines World Elite Mastercard (3.6% on Dining, $99 fee); Hawaiian Airlines World Elite Business Mastercard (3.6% on Dining, $99 fee); FRONTIER Airlines World Mastercard (3.3% on Dining, $99 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

CardTop categoryEffective valueAnnual fee
Princess Rewards Visa
This card
Dining1%$0
Dining3.6%$99
Dining3.6%$99
Dining3.3%$99
Dining3%$0
Guides
Compare
Apply

Issuer links

Madeen may earn compensation from some apply links. Compensation may affect which offers are available, but it does not control recommendations for cards you have already added to your wallet. Affiliate disclosure

Madeen app

See how this card ranks in your wallet

Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.

Download on the App Store
Apply Get Madeen