Breeze Easy™ Visa®
The Breeze Easy™ Visa® from Barclays earns up to 2% effective value on dining in Madeen's catalog snapshot. Its annual fee is $89. New applicants may see: Earn 30,000 Bonus BreezePoints that’s a $300 value, after spending $1,000 on purchases within the first 90 days.. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Dining
- Effective value
- 2%
- Annual fee
- $89
Madeen may earn compensation from some apply links. Affiliate disclosure
Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the Breeze Easy™ Visa earn in each category?
Dining is the strongest category at 2% effective value (2x miles at about 1 cents each). That dining rate ranks higher than about 29% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Dining is the strongest category at 2% effective value (2x miles at about 1 cents each). That dining rate ranks higher than about 29% of the 1,547 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 2x miles | 2% Top category |
| Grocery Supermarkets and grocery stores | 2x miles | 2% |
| Gas Gas stations and fuel | 1x miles | 1% |
| Travel Flights, hotels, transit | 1x miles | 1% |
| Other General everyday spend | 1x miles | 1% |
Madeen values BreezePoints at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Breeze Easy™ Visa reward caps and conditions?
The Breeze Easy™ Visa has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Earn 2X BreezePoints on restaurant purchases
- Earn 2X BreezePoints on grocery stores purchases
Who should get the Breeze Easy™ Visa?
The Breeze Easy™ Visa fits spenders who put meaningful volume in dining and can earn 2x miles. Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement.
Breeze Easy™ Visa fits spenders who put meaningful volume in dining and can earn 2x miles. Madeen ranks its dining effective rate higher than about 29% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement.
Compare it against simpler no-fee cards if you want minimum complexity.
Best for dining-heavy spend when the $89 fee fits your usage; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is dining at about 2% effective (2x miles).
- No foreign transaction fee listed.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- $89 annual fee requires enough spend in bonus categories to offset.
- BreezePoints value depends on how you redeem, not straight cash back.
Does the Breeze Easy™ Visa have an annual fee, and what's the welcome bonus?
The Breeze Easy™ Visa has an annual fee of $89 and a foreign transaction fee of None. New applicants may see: Earn 30,000 Bonus BreezePoints that’s a $300 value, after spending $1,000 on purchases within the first 90 days.. Confirm current issuer terms before applying.
- Annual fee
- $89
- Foreign transaction fee
- None
- Signup bonus
- Earn 30,000 Bonus BreezePoints that’s a $300 value, after spending $1,000 on purchases within the first 90 days.
What benefits come with the Breeze Easy™ Visa?
The Breeze Easy™ Visa includes Anniversary Bonus, Booking.com, BreezePoints Never Expire in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Anniversary Bonus
Earn 7,500 Anniversary Bonus BreezePoints after every account anniversary with eligible purchases.days a week.
- Booking.comIncluded with Visa Signature®
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
- BreezePoints Never Expire
As a cardmemeber, your BreezePoints never expire. They're yours to earn and yours to burn for as long as you want.portion or the entire cost of the item using Your Account and/or rewards program associated with Your covered Account.
- Dovly Uplift™Included with Visa Signature®
Get free access to Dovly Uplift. Dovly helps you raise your credit score and get more for your money. While Dovly's platform is designed to remove inaccuracies from your credit report, every case is different, and not everyone will achieve the same results.
- Full Points Flexibility
Use BreezePoints how you want, whenever you want.($1,000.00) per Account.
- Global Entry Statement CreditIncluded with Visa Signature®
Apply for Global Entry, a U.S. Customs and Border Protection program and use your Visa Signature card to pay the application fee (currently $120) to receive a $120 statement credit.
- Golf Benefits from Troon Rewards®Included with Visa Signature®
Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.
- OpenTableIncluded with Visa Signature®
Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
What annual spend bonuses does the Breeze Easy™ Visa offer?
- Earn 7,500 Anniversary Bonus BreezePoints after every account anniversary with eligible purchases.
Common questions about the Breeze Easy™ Visa
Does the Breeze Easy™ Visa have an annual fee?
The Breeze Easy™ Visa carries an annual fee of $89 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the Breeze Easy™ Visa?
Dining is the strongest Madeen category for the Breeze Easy™ Visa at about 2% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the Breeze Easy™ Visa charge foreign transaction fees?
The Breeze Easy™ Visa does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What is the Breeze Easy™ Visa welcome bonus?
The Breeze Easy™ Visa welcome offer in our snapshot: Earn 30,000 Bonus BreezePoints that’s a $300 value, after spending $1,000 on purchases within the first 90 days.. Minimum spend, eligibility, and offer windows are set by the issuer and can change.
Is the Breeze Easy™ Visa annual fee worth it?
Whether the $89 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the Breeze Easy™ Visa?
Madeen's catalog lists a typical credit range of Good to Excellent for the Breeze Easy™ Visa. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the Breeze Easy™ Visa compare to similar cards?
Compare the Breeze Easy™ Visa against Hawaiian Airlines World Elite Mastercard (3.6% on Dining, $99 fee); Hawaiian Airlines World Elite Business Mastercard (3.6% on Dining, $99 fee); FRONTIER Airlines World Mastercard (3.3% on Dining, $99 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Breeze Easy™ Visa This card | Dining | 2% | $89 |
| Dining | 3.6% | $99 | |
| Dining | 3.6% | $99 | |
| Dining | 3.3% | $99 | |
Barclays | Dining | 3% | $0 |
Related Madeen guides
Related cards
Issuer links
Madeen may earn compensation from some apply links. Compensation may affect which offers are available, but it does not control recommendations for cards you have already added to your wallet. Affiliate disclosure
See how this card ranks in your wallet
Madeen compares the cards you already carry for dining, groceries, gas, travel, and everyday purchases — free, no bank login required.