AAdvantage® Aviator® World Elite Business Mastercard®
The AAdvantage® Aviator® World Elite Business Mastercard® from Barclays earns up to 1.5% effective value on dining in Madeen's catalog snapshot. Its annual fee is $95. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Dining
- Effective value
- 1.5%
- Annual fee
- $95
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the AAdvantage Aviator World Elite Business Mastercard earn in each category?
Dining is the strongest category at 1.5% effective value (1x miles at about 1.5 cents each). That dining rate ranks higher than about 14% of the 1,547 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Dining is the strongest category at 1.5% effective value (1x miles at about 1.5 cents each). That dining rate ranks higher than about 14% of the 1,547 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1x miles | 1.5% Top category |
| Grocery Supermarkets and grocery stores | 1x miles | 1.5% |
| Gas Gas stations and fuel | 1x miles | 1.5% |
| Travel Flights, hotels, transit | 1x miles | 1.5% |
| Other General everyday spend | 1x miles | 1.5% |
Madeen values American AAdvantage at about 1.5 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
Who should get the AAdvantage Aviator World Elite Business Mastercard?
The AAdvantage Aviator World Elite Business Mastercard fits spenders who put meaningful volume in dining and can earn 1x miles. Best for spenders who put meaningful volume in dining and can earn 1x miles. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
AAdvantage Aviator World Elite Business Mastercard fits spenders who put meaningful volume in dining and can earn 1x miles. Madeen ranks its dining effective rate higher than about 14% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in dining and can earn 1x miles.
Less compelling if the $95 annual fee is hard to offset. Mostly a flat base earn card without strong category bonuses.
Worth a look for dining spend if you need a business card and can use American AAdvantage the way you redeem today. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is dining at about 1.5% effective (1x miles).
- No foreign transaction fee listed.
- Includes travel or statement credits in our benefits snapshot.
Cons
- $95 annual fee requires enough spend in bonus categories to offset.
- American AAdvantage value depends on how you redeem, not straight cash back.
- Business card — rewards and liability rules differ from consumer cards.
Does the AAdvantage Aviator World Elite Business Mastercard have an annual fee, and what's the welcome bonus?
The AAdvantage Aviator World Elite Business Mastercard has an annual fee of $95 and a foreign transaction fee of None. Issuer pages control fees and offers; Madeen labels this as catalog analysis, not issuer-confirmed terms. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Annual fee
- $95
- Foreign transaction fee
- None
What travel perks does the AAdvantage Aviator World Elite Business Mastercard include?
The AAdvantage Aviator World Elite Business Mastercard includes Free checked bag in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Free checked bagFirst checked bag free for you and up to 4 companions on eligible bags when traveling on domestic itineraries operated by American Airlines.
What annual spend bonuses does the AAdvantage Aviator World Elite Business Mastercard offer?
- Companion Certificate good for 1 guest at $99, issued each year after your account anniversary if you spend $30,000 or more on eligible purchases (taxes and fees apply)
Common questions about the AAdvantage Aviator World Elite Business Mastercard
Does the AAdvantage Aviator World Elite Business Mastercard have an annual fee?
The AAdvantage Aviator World Elite Business Mastercard carries an annual fee of $95 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the AAdvantage Aviator World Elite Business Mastercard?
Dining is the strongest Madeen category for the AAdvantage Aviator World Elite Business Mastercard at about 1.5% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the AAdvantage Aviator World Elite Business Mastercard charge foreign transaction fees?
The AAdvantage Aviator World Elite Business Mastercard does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Is the AAdvantage Aviator World Elite Business Mastercard annual fee worth it?
Whether the $95 annual fee pays off depends on how much you spend in dining and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the AAdvantage Aviator World Elite Business Mastercard?
Madeen's catalog lists a typical credit range of Good to Excellent for the AAdvantage Aviator World Elite Business Mastercard. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do you redeem rewards on the AAdvantage Aviator World Elite Business Mastercard?
Rewards on the AAdvantage Aviator World Elite Business Mastercard post as American AAdvantage. Redemption value depends on how you use American AAdvantage (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the AAdvantage Aviator World Elite Business Mastercard compare to similar cards?
Compare the AAdvantage Aviator World Elite Business Mastercard against Hawaiian Airlines World Elite Mastercard (3.6% on Dining, $99 fee); Hawaiian Airlines World Elite Business Mastercard (3.6% on Dining, $99 fee); FRONTIER Airlines World Mastercard (3.3% on Dining, $99 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
AAdvantage Aviator World Elite Business Mastercard This card | Dining | 1.5% | $95 |
| Dining | 3.6% | $99 | |
| Dining | 3.6% | $99 | |
| Dining | 3.3% | $99 | |
Barclays | Dining | 3% | $0 |
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