Amex EveryDay® Preferred

Grocery is the strongest category at 1.8% effective value (3x points at about 0.6 cents each). That grocery rate ranks higher than about 46% of the 1,552 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Grocery is the strongest category at 1.8% effective value (3x points at about 0.6 cents each). That grocery rate ranks higher than about 46% of the 1,552 cards we track in that category.

Madeen values American Express Membership Rewards at about 0.6 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

The Amex EveryDay Preferred has 2 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

• Earn 2X points at U.S. gas stations for purchases made directly at U.S. gas stations
• Earn 3X points at U.S. supermarkets on up to $6,000 per calendar year in purchases (then 1X) Capped at $6000 per year.

The Amex EveryDay Preferred fits spenders who put meaningful volume in grocery and can earn 3x points. Best for spenders who put meaningful volume in grocery and can earn 3x points. The welcome bonus can help if you can meet the spend requirement.

Amex EveryDay Preferred fits spenders who put meaningful volume in grocery and can earn 3x points. Madeen ranks its grocery effective rate higher than about 46% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in grocery and can earn 3x points. The welcome bonus can help if you can meet the spend requirement.

Less compelling if the $95 annual fee is hard to offset. Foreign transaction fees make it weaker for international spend.

Best for grocery-heavy spend when the $95 fee fits your usage; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

The Amex EveryDay Preferred has an annual fee of $95 and a foreign transaction fee of $2.70. New applicants may see: Earn 15,000 Membership Rewards® Points after you spend $2,000 in qualifying purchases on the Card within your first 6 months of Card Membership.. Confirm current issuer terms before applying.

Annual fee

$95

Foreign transaction fee

$2.70

Signup bonus

Earn 15,000 Membership Rewards® Points after you spend $2,000 in qualifying purchases on the Card within your first 6 months of Card Membership.

The Amex EveryDay Preferred includes Car Rental Loss and Damage Insurance, Earn 50% Extra Points, Global Assist® Hotline in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

• Car Rental Loss and Damage Insurance

  Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.

• Earn 50% Extra Points

  Use your Card 30 or more times on purchases in a billing period and earn 50% extra points on those purchases less returns and credits.

• Global Assist® Hotline

  Whenever you travel more than 100 miles from home, Global Assist Hotline is available for 24/7 medical, legal, financial and other select emergency assistance and coordination services, such as medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.

• Return Protection

  With Return Protection, you may return eligible purchases to American Express if the seller won't take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories.

Compare the Amex EveryDay Preferred against Blue Cash Preferred (6% on Grocery, $95 fee); Morgan Stanley Blue Cash Preferred Card (6% on Grocery, $95 fee); Blue Cash Everyday (3% on Grocery, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

• Grocery

• Blue Cash Preferred®American Express · 6% on grocery
• Morgan Stanley Blue Cash Preferred CardAmerican Express · 6% on grocery
• Blue Cash Everyday®American Express · 3% on grocery
• Amex EveryDay®American Express · 1.2% on grocery

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