Amex EveryDay®
The Amex EveryDay® from American Express earns up to 1.2% effective value on grocery in Madeen's catalog snapshot. It has no annual fee. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Grocery
- Effective value
- 1.2%
- Annual fee
- $0
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the Amex EveryDay earn in each category?
Grocery is the strongest category at 1.2% effective value (2x points at about 0.6 cents each). That grocery rate ranks higher than about 28% of the 1,552 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Grocery is the strongest category at 1.2% effective value (2x points at about 0.6 cents each). That grocery rate ranks higher than about 28% of the 1,552 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1x points | 0.6% |
| Grocery Supermarkets and grocery stores | 2x points | 1.2% Top category |
| Gas Gas stations and fuel | 1x points | 0.6% |
| Travel Flights, hotels, transit | 1x points | 0.6% |
| Other General everyday spend | 1x points | 0.6% |
Madeen values American Express Membership Rewards at about 0.6 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Amex EveryDay reward caps and conditions?
The Amex EveryDay has 1 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Earn 2X points at U.S. supermarkets on up to $6,000 per calendar year in purchases (then 1X) Capped at $6000 per year.
Who should get the Amex EveryDay?
The Amex EveryDay fits spenders who put meaningful volume in grocery and can earn 2x points. Best for spenders who put meaningful volume in grocery and can earn 2x points. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Amex EveryDay fits spenders who put meaningful volume in grocery and can earn 2x points. Madeen ranks its grocery effective rate higher than about 28% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in grocery and can earn 2x points.
Foreign transaction fees make it weaker for international spend.
Best for grocery-heavy spend when you want to avoid an annual fee; confirm issuer terms before applying. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is grocery at about 1.2% effective (2x points).
- No annual fee in our catalog snapshot.
Cons
- Charges $2.70 foreign transaction fees.
- American Express Membership Rewards value depends on how you redeem, not straight cash back.
Does the Amex EveryDay have an annual fee, and what's the welcome bonus?
The Amex EveryDay has an annual fee of $0 and a foreign transaction fee of $2.70. Issuer pages control fees and offers; Madeen labels this as catalog analysis, not issuer-confirmed terms. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Annual fee
- $0
- Foreign transaction fee
- $2.70
What benefits come with the Amex EveryDay?
The Amex EveryDay includes Car Rental Loss and Damage Insurance, Earn 20% Extra Points, Global Assist® Hotline in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Car Rental Loss and Damage Insurance
Getting into your Rental Vehicle can be the start of a great vacation. When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver at the rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage.
- Earn 20% Extra Points
Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.
- Global Assist® Hotline
Whenever you travel more than 100 miles from home, Global Assist Hotline is available for 24/7 medical, legal, financial and other select emergency assistance and coordination services, such as medical and legal referrals, emergency cash wires, and missing luggage assistance. Card Members are responsible for the costs charged by third-party service providers. Other terms and conditions apply.
Common questions about the Amex EveryDay
Does the Amex EveryDay have an annual fee?
The Amex EveryDay carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the Amex EveryDay?
Grocery is the strongest Madeen category for the Amex EveryDay at about 1.2% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the Amex EveryDay charge foreign transaction fees?
The Amex EveryDay charges a foreign transaction fee of $2.70 in our catalog snapshot. Check issuer terms before international spend because rates and fee waivers can change. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the Amex EveryDay?
Madeen's catalog lists a typical credit range of Good to Excellent for the Amex EveryDay. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do you redeem rewards on the Amex EveryDay?
Rewards on the Amex EveryDay post as American Express Membership Rewards. Redemption value depends on how you use American Express Membership Rewards (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do I maximize rewards on the Amex EveryDay?
To maximize the Amex EveryDay, route grocery and other bonus categories through this card when they match your spend, then compare it against cards you already carry with Madeen at checkout—no bank login required. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the Amex EveryDay compare to similar cards?
Compare the Amex EveryDay against Blue Cash Preferred (6% on Grocery, $95 fee); Morgan Stanley Blue Cash Preferred Card (6% on Grocery, $95 fee); Blue Cash Everyday (3% on Grocery, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Amex EveryDay This card | Grocery | 1.2% | $0 |
American Express | Grocery | 6% | $95 |
American Express | Grocery | 6% | $95 |
American Express | Grocery | 3% | $0 |
American Express | Grocery | 1.8% | $95 |
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