Amegy Bank AmaZing Rewards
The Amegy Bank AmaZing Rewards from Amegy Bank earns up to 2% effective value on travel in Madeen's catalog snapshot. It has no annual fee. New applicants may see: Get 100,000 points when you spend $5,000 in the first 120 days.. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Travel
- Effective value
- 2%
- Annual fee
- $0
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the Amegy Bank AmaZing Rewards earn in each category?
Travel is the strongest category at 2% effective value (2x points at about 1 cents each). That travel rate ranks higher than about 66% of the 1,546 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Travel is the strongest category at 2% effective value (2x points at about 1 cents each). That travel rate ranks higher than about 66% of the 1,546 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1x points | 1% |
| Grocery Supermarkets and grocery stores | 1x points | 1% |
| Gas Gas stations and fuel | 1x points | 1% |
| Travel Flights, hotels, transit | 2x points | 2% Top category |
| Other General everyday spend | 1x points | 1% |
Madeen values Amegy Bank Points at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Amegy Bank AmaZing Rewards reward caps and conditions?
The Amegy Bank AmaZing Rewards has 1 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Capped at $150000 per year.
Who should get the Amegy Bank AmaZing Rewards?
The Amegy Bank AmaZing Rewards fits spenders who put meaningful volume in travel and can earn 2x points. Best for spenders who put meaningful volume in travel and can earn 2x points. The welcome bonus can help if you can meet the spend requirement.
Amegy Bank AmaZing Rewards fits spenders who put meaningful volume in travel and can earn 2x points. Madeen ranks its travel effective rate higher than about 66% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in travel and can earn 2x points. The welcome bonus can help if you can meet the spend requirement.
Foreign transaction fees make it weaker for international spend.
Worth a look for travel spend if you need a business card and can use Amegy Bank Points the way you redeem today. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is travel at about 2% effective (2x points).
- No annual fee in our catalog snapshot.
- Welcome bonus may add value if you can meet spend requirements.
Cons
- Charges $3 foreign transaction fees.
- Amegy Bank Points value depends on how you redeem, not straight cash back.
- Business card — rewards and liability rules differ from consumer cards.
Does the Amegy Bank AmaZing Rewards have an annual fee, and what's the welcome bonus?
The Amegy Bank AmaZing Rewards has an annual fee of $0 and a foreign transaction fee of $3. New applicants may see: Get 100,000 points when you spend $5,000 in the first 120 days.. Confirm current issuer terms before applying.
- Annual fee
- $0
- Foreign transaction fee
- $3
- Signup bonus
- Get 100,000 points when you spend $5,000 in the first 120 days.
What benefits come with the Amegy Bank AmaZing Rewards?
The Amegy Bank AmaZing Rewards includes Auto Rental Collision Damage Waiver, Booking.com, OpenTable in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Auto Rental Collision Damage WaiverIncluded with Visa Traditional
Auto Rental Collision Damage Waiver (ARCDW) provides primary insurance coverage for physical damage and theft, reasonable and customary towing, and valid loss-of-use charges and administrative fees when you reserve and pay for a rental car with your covered Visa Business card.
- Booking.comIncluded with Visa Traditional
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
- OpenTableIncluded with Visa Traditional
Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
- Purchase Security and Extended ProtectionIncluded with Visa Traditional
Purchase Security can replace, repair or reimburse you for an eligible item purchased with your covered card up to $10,000.00 per claim in the event your item is stolen or damaged. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to 1 additional year on eligible warranties of 3 years or less.
- Roadside Dispatch®Included with Visa Traditional
This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
- Sofar SoundsIncluded with Visa Traditional
Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
- Travel Accident Insurance
When you purchase an airline ticket with your Card, you can receive $500,000 of accidental death and dismemberment coverage. But this coverage doesn’t just apply to air travel, it can also be in place when you’ve used your covered Agility Cash Card to purchase a ticket for other means of travel like a ferry, cruise ship, train, or bus.
- Travel and Emergency Assistance ServicesIncluded with Visa Traditional
When you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.
Common questions about the Amegy Bank AmaZing Rewards
Does the Amegy Bank AmaZing Rewards have an annual fee?
The Amegy Bank AmaZing Rewards carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the Amegy Bank AmaZing Rewards?
Travel is the strongest Madeen category for the Amegy Bank AmaZing Rewards at about 2% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the Amegy Bank AmaZing Rewards charge foreign transaction fees?
The Amegy Bank AmaZing Rewards charges a foreign transaction fee of $3 in our catalog snapshot. Check issuer terms before international spend because rates and fee waivers can change. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What is the Amegy Bank AmaZing Rewards welcome bonus?
The Amegy Bank AmaZing Rewards welcome offer in our snapshot: Get 100,000 points when you spend $5,000 in the first 120 days.. Minimum spend, eligibility, and offer windows are set by the issuer and can change. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the Amegy Bank AmaZing Rewards?
Madeen's catalog lists a typical credit range of Good to Excellent for the Amegy Bank AmaZing Rewards. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do you redeem rewards on the Amegy Bank AmaZing Rewards?
Rewards on the Amegy Bank AmaZing Rewards post as Amegy Bank Points. Redemption value depends on how you use Amegy Bank Points (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the Amegy Bank AmaZing Rewards compare to similar cards?
Compare the Amegy Bank AmaZing Rewards against Amegy Bank AmaZing Cash (2% on Travel, $0 fee); Amegy Bank Elite (3% on Dining, $195 fee); Amegy Bank Reserve (3% on Dining, $450 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Amegy Bank AmaZing Rewards This card | Travel | 2% | $0 |
Amegy Bank | Travel | 2% | $0 |
Amegy Bank | Dining | 3% | $195 |
Amegy Bank | Dining | 3% | $450 |
Amegy Bank | Dining | 3% | $0 |
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