Card comparison

Which card is better between Southwest Rapid Rewards Plus Credit Card and Marriott Bonvoy Bountiful Credit Card?

Southwest Rapid Rewards Plus Credit Card is the better overall pick over Marriott Bonvoy Bountiful Credit Card because it leads on Madeen's weighted scorecard (56 vs 45) across categories, bonus, benefits, and fee.

Effective rate Tie
Annual fee Southwest Rapid Rewards Plus Credit Card
Welcome bonus Southwest Rapid Rewards Plus Credit Card
Benefits value Tie

Southwest Rapid Rewards Plus Credit Card is the stronger overall pick between Southwest Rapid Rewards Plus Credit Card and Marriott Bonvoy Bountiful Credit Card because it leads on Madeen's weighted scorecard (56 vs 45) across categories, bonus, benefits, and fee. Southwest Rapid Rewards Plus Credit Card and Marriott Bonvoy Bountiful Credit Card split the win across categories, fees, and bonuses. Madeen's snapshot favors checking dining, grocery, and travel rows — not just each card's headline top category — before you.

Choose A if

Choose Southwest Rapid Rewards Plus Credit Card when its strongest categories, bonus, or perks match how you actually spend.

Choose B if

Choose Marriott Bonvoy Bountiful Credit Card when the fee, welcome bonus, or issuer ecosystem fits better than the headline winner.

Full comparison

How do Southwest Rapid Rewards Plus Credit Card and Marriott Bonvoy Bountiful Credit Card compare across all spend categories?

Across all five spend categories, Southwest Rapid Rewards Plus Credit Card and Marriott Bonvoy Bountiful Credit Card trade wins row by row. Southwest Rapid Rewards Plus Credit Card peaks at 2.8% effective; Marriott Bonvoy Bountiful Credit Card peaks at 2.8%. Tie wins the headline effective-rate view in this pair.

Category / metric Southwest Rapid Rewards Plus Credit Card Marriott Bonvoy Bountiful Credit Card Winner
Dining 2x miles (2.8%) 4x points (2.8%) Tie
Grocery 1x miles (1.4%) 4x points (2.8%) Marriott Bonvoy Bountiful Credit Card · 1.4 pts
Gas 2x miles (2.8%) 2x points (1.4%) Southwest Rapid Rewards Plus Credit Card · 1.4 pts
Travel 1x miles (1.4%) 2x points (1.4%) Tie
Other 1x miles (1.4%) 2x points (1.4%) Tie
Welcome bonus ~$1120 estimated ~$595 estimated Southwest Rapid Rewards Plus Credit Card
Est. annual benefits $1004/yr $1004/yr Tie
Annual fee $99 $250 Southwest Rapid Rewards Plus Credit Card
Holistic overall 56 pts (cat 20, bonus 13, benefits 13, fee 10) 45 pts (cat 20, bonus 7, benefits 13, fee 5) Southwest Rapid Rewards Plus Credit Card

Chase · Visa vs Chase · Visa

Madeen take

How to think about this pair

Southwest Rapid Rewards Plus Credit Card and Marriott Bonvoy Bountiful Credit Card split the win across categories, fees, and bonuses. Madeen's snapshot favors checking dining, grocery, and travel rows — not just each card's headline top category — before you pick a primary wallet card.

Strategy

Use Southwest Rapid Rewards Plus Credit Card when Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement.. Use Marriott Bonvoy Bountiful Credit Card when Best for spenders who put meaningful volume in dining and can earn 4x points. The welcome bonus can help if you can meet the spend requirement.. Southwest Rapid Rewards.

Hold both?

Many Chase users can hold both cards if each covers a different spend lane and the combined annual fees still clear your break-even math.

Welcome bonus playbook

If you are chasing a welcome bonus, Southwest Rapid Rewards Plus Credit Card leads on catalog bonus value. For long-term category earn after the bonus, Marriott Bonvoy Bountiful Credit Card is the stronger keeper in this pair — but only if its annual fee still makes sense for your spend.

Madeen analysis

Which card has stronger benefits: Southwest Rapid Rewards Plus Credit Card or Marriott Bonvoy Bountiful Credit Card?

Madeen estimates $1004 annual benefit value on Southwest Rapid Rewards Plus Credit Card versus $1004 on Marriott Bonvoy Bountiful Credit Card. Credits only matter if you will use them.

Southwest Rapid Rewards Plus Credit Card

Total est. value: $1,004/yr

Credits and perks only help if you will actually use them in a typical year.

  • Sofar Sounds $240/yr
  • DoorDash $120/yr
  • Global Entry Statement Credit $120/yr
  • OpenTable $120/yr
  • Priority Pass airport lounge access $99/yr

Marriott Bonvoy Bountiful Credit Card

Total est. value: $1,004/yr

Credits and perks only help if you will actually use them in a typical year.

  • Sofar Sounds $240/yr
  • DoorDash $120/yr
  • Global Entry Statement Credit $120/yr
  • OpenTable $120/yr
  • Priority Pass airport lounge access $99/yr
Welcome bonus

Which welcome bonus is stronger for Southwest Rapid Rewards Plus Credit Card or Marriott Bonvoy Bountiful Credit Card?

If you are chasing a welcome bonus, Southwest Rapid Rewards Plus Credit Card leads on catalog bonus value. For long-term category earn after the bonus, Marriott Bonvoy Bountiful Credit Card is the stronger keeper in this pair — but only if its annual fee still makes sense for your spend. Southwest Rapid Rewards Plus Credit Card lists 80k Southwest Rapid.

Caps & conditions

Caps and earn limits

Both Southwest Rapid Rewards Plus Credit Card and Marriott Bonvoy Bountiful Credit Card carry structured reward caps in the catalog. Compare the category that matters most before assuming the headline multiplier lasts all year.

Southwest Rapid Rewards Plus Credit Card

  • Earn 2 points for each dollar spent at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year. Capped at $5000 per year.

Marriott Bonvoy Bountiful Credit Card

  • Earn 4X points for every $1 on the first $15,000 in combined purchases each year on grocery stores and dining Capped at $15000 per year.
Who should pick which

Scenario playbook

Cashback-first user

Pick Southwest Rapid Rewards Plus Credit Card

Southwest Rapid Rewards Plus Credit Card is the better cashback-style pick because it has the cleaner effective-rate and fee blend for this pair.

Travel & points user

Pick Southwest Rapid Rewards Plus Credit Card

Southwest Rapid Rewards Plus Credit Card is the stronger travel-style pick because it combines better reward value with more travel-friendly positioning.

No annual fee priority

Pick Southwest Rapid Rewards Plus Credit Card

Southwest Rapid Rewards Plus Credit Card is easier to keep for no-fee users because it has the lighter annual-fee burden in this pair.

Heavy dining spend

Pick Tie

For restaurant and dining-coded spend, the winner is whoever posts the stronger dining effective rate after caps and exclusions — see the category matrix for the current snapshot.

Heavy grocery spend

Pick Marriott Bonvoy Bountiful Credit Card

Supermarket and grocery coding can differ from superstores and delivery, so compare the grocery row before you optimize a weekly shopping basket.

Welcome bonus chaser

Pick Southwest Rapid Rewards Plus Credit Card

If you are chasing a welcome bonus, Southwest Rapid Rewards Plus Credit Card leads on catalog bonus value. For long-term category earn after the bonus, Marriott Bonvoy Bountiful Credit Card is the stronger keeper in this pair — but only if its annual fee still makes sense for your spend.

Fee-sensitive keeper

Pick Southwest Rapid Rewards Plus Credit Card

When you want the card that is easiest to keep year two, annual fee often matters more than a narrow category edge.

Decision guide

Which card is better between Southwest Rapid Rewards Plus Credit Card and Marriott Bonvoy Bountiful Credit Card?

Southwest Rapid Rewards Plus Credit Card is the better overall pick because it leads on Madeen's weighted scorecard (56 vs 45) across categories, bonus, benefits, and fee. Southwest Rapid Rewards Plus Credit Card and Marriott Bonvoy Bountiful Credit Card split the win across categories, fees, and bonuses. Madeen's snapshot favors checking dining, grocery, and travel rows — not just each.

When should you pick Southwest Rapid Rewards Plus Credit Card over Marriott Bonvoy Bountiful Credit Card?

Choose Southwest Rapid Rewards Plus Credit Card if Best for spenders who put meaningful volume in dining and can earn 2x miles. The welcome bonus can help if you can meet the spend requirement.. Best for dining-heavy spend when the $99 fee fits your usage; confirm issuer terms before applying.

Strengths

  • Strongest Madeen category is dining at about 2.8% effective (2x miles).
  • That dining rate ranks higher than about 81% of cards we track in the category.
  • No foreign transaction fee listed.

Tradeoffs

  • $99 annual fee requires enough spend in bonus categories to offset.
  • Southwest Rapid Rewards value depends on how you redeem, not straight cash back.
Full Southwest Rapid Rewards Plus Credit Card review →

When should you pick Marriott Bonvoy Bountiful Credit Card over Southwest Rapid Rewards Plus Credit Card?

Choose Marriott Bonvoy Bountiful Credit Card if Best for spenders who put meaningful volume in dining and can earn 4x points. The welcome bonus can help if you can meet the spend requirement.. Best for dining-heavy spend when the $250 fee fits your usage; confirm issuer terms before applying.

Strengths

  • Strongest Madeen category is dining at about 2.8% effective (4x points).
  • That dining rate ranks higher than about 81% of cards we track in the category.
  • No foreign transaction fee listed.

Tradeoffs

  • $250 annual fee requires enough spend in bonus categories to offset.
  • Marriott Bonvoy value depends on how you redeem, not straight cash back.
Full Marriott Bonvoy Bountiful Credit Card review →

Common questions about Southwest Rapid Rewards Plus Credit Card vs Marriott Bonvoy Bountiful Credit Card

Which card is better between Southwest Rapid Rewards Plus Credit Card and Marriott Bonvoy Bountiful Credit Card?

Southwest Rapid Rewards Plus Credit Card is the stronger overall fit because it leads on Madeen's weighted scorecard (56 vs 45) across categories, bonus, benefits, and fee. The overall winner depends on your spend mix — use the scorecard rows and scenario playbook to see where each card actually wins.

Which card wins on dining: Southwest Rapid Rewards Plus Credit Card or Marriott Bonvoy Bountiful Credit Card?

Dining is effectively a tie on effective rate in this snapshot.

Which card is better for cashback users: Southwest Rapid Rewards Plus Credit Card or Marriott Bonvoy Bountiful Credit Card?

Southwest Rapid Rewards Plus Credit Card is the better cashback-style pick between Southwest Rapid Rewards Plus Credit Card and Marriott Bonvoy Bountiful Credit Card.

Which welcome bonus is stronger between Southwest Rapid Rewards Plus Credit Card and Marriott Bonvoy Bountiful Credit Card?

If you are chasing a welcome bonus, Southwest Rapid Rewards Plus Credit Card leads on catalog bonus value. For long-term category earn after the bonus, Marriott Bonvoy Bountiful Credit Card is the stronger keeper in this pair — but only if its annual fee still makes sense for your spend.

Which card has stronger benefits: Southwest Rapid Rewards Plus Credit Card or Marriott Bonvoy Bountiful Credit Card?

Both cards carry meaningful perks; compare the benefits table for credits you will actually use.

Which card has the lower annual fee: Southwest Rapid Rewards Plus Credit Card or Marriott Bonvoy Bountiful Credit Card?

Southwest Rapid Rewards Plus Credit Card has the simpler fee story in this pair ($99 vs $250). Annual fee only wins if you use the rewards and credits that justify it.

Is Southwest Rapid Rewards Plus Credit Card or Marriott Bonvoy Bountiful Credit Card better for travel spend?

Southwest Rapid Rewards Plus Credit Card is the stronger travel-style pick between Southwest Rapid Rewards Plus Credit Card and Marriott Bonvoy Bountiful Credit Card in this snapshot.

Can you hold both Chase cards?

Yes, many people can hold both Chase cards when each covers a different spend lane and the combined fees still make sense.

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Marriott Bonvoy Bountiful Credit Card

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Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-14
Content tier Standard

Madeen compares cards you add to your wallet using published catalog rules — no bank login required. Issuer pages control current fees, caps, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice. Madeen may earn compensation from apply links. Affiliate disclosure

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