Madeen encyclopedia

Points credit cards

Madeen lists 20 indexable points credit cards in our catalog snapshot, ranked by effective earn rate. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Which points credit cards are in the Madeen catalog?

Top effective rate among matches: Wyndham Rewards Earner® Business at 7.2%. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Ranked by Madeen effective rate in each card's strongest category. Issuer terms control current offers.

Card Issuer Top category Effective rate Annual fee
Wyndham Rewards Earner Business Barclays Gas 7.2% $95
USALLIANCE Financial Visa Signature USALLIANCE Financial Grocery 6% $0
Wyndham Rewards Earner Plus Barclays Gas 5.4% $75
Baxter Credit Union Travel Rewards+ Visa Baxter Credit Union Travel 5% $95
BFSFCU BEYOND Visa Signature Bank-Fund Staff Federal Credit Union Travel 5% $0
Amtrak Guest Rewards Mastercard FNBO Dining 5% $0
Amtrak Guest Rewards Preferred Mastercard FNBO Dining 5% $99
GreenState Credit Union World Mastercard GreenState Credit Union Travel 5% $0
PenFed Platinum Rewards Visa Signature Card PenFed Credit Union Gas 5% $0
H-D™ H.O.G.™ Elite Visa Signature U.S. Bank Gas 5% $99
Best Western Rewards Mastercard FNBO Dining 4.6% $0
Best Western Rewards Premium Mastercard FNBO Dining 4.6% $0
Wyndham Rewards Earner Barclays Gas 4.5% $0
BMO Escape BMO Dining 4% $150
Chase Sapphire Reserve Credit Card Chase Travel 4% $795
U.S. Bank Altitude Connect Visa Signature U.S. Bank Gas 4% $0
Wells Fargo Autograph Journey Wells Fargo Travel 4% $95
1st Source Bank Visa Everyday Rewards+ 1st Source Bank Dining 4% $0
1st Source Bank Visa Travel Rewards+ 1st Source Bank Gas 4% $99
A+ Federal Credit Union Visa Everyday Rewards+ A+ Federal Credit Union Dining 4% $0

Frequently asked questions

What is Points credit cards?
Points credit cards in the Madeen credit card encyclopedia. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Does Madeen guarantee approval or bonus eligibility?
No. Madeen summarizes public catalog and issuer information for education. Approval, offers, and benefit enrollment are controlled by issuers and can change. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Madeen analysis. Data from catalog snapshot 2026-06-01. Last reviewed 2026-06-01. Reviewed by Madeen editorial review. Issuer pages control rewards, fees, benefits, and eligibility.

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