Madeen encyclopedia

Excellent credit cards

Madeen lists 20 indexable excellent credit cards in our catalog snapshot, ranked by effective earn rate. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Which excellent credit cards are in the Madeen catalog?

Top effective rate among matches: Wyndham Rewards Earner® Business at 7.2%. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Ranked by Madeen effective rate in each card's strongest category. Issuer terms control current offers.

Card Issuer Top category Effective rate Annual fee
Wyndham Rewards Earner Business Barclays Gas 7.2% $95
Blue Cash Preferred American Express Grocery 6% $95
Morgan Stanley Blue Cash Preferred Card American Express Grocery 6% $95
Aven Rewards Visa Coastal Community Bank Grocery 6% $0
USALLIANCE Financial Visa Signature USALLIANCE Financial Grocery 6% $0
Wyndham Rewards Earner Plus Barclays Gas 5.4% $75
1st Source Bank Visa Max Cash Preferred 1st Source Bank Other 5% $0
A+ Federal Credit Union Visa Max Cash Preferred A+ Federal Credit Union Other 5% $0
Abby Bank Visa Max Cash Preferred Abby Bank Other 5% $0
Abound Visa Platinum Abound Credit Union Gas 5% $0
Air Academy Credit Union Visa Max Cash Preferred Air Academy Credit Union Other 5% $0
Alerus Visa Max Cash Preferred Alerus Other 5% $0
Allegiance Credit Union Visa Max Cash Preferred Allegiance Credit Union Other 5% $0
Alliance Credit Union Visa Max Cash Preferred Alliance Credit Union Other 5% $0
AllSouth Federal Credit Union Visa Max Cash Preferred AllSouth Federal Credit Union Other 5% $0
American Savings Bank Visa Max Cash Preferred American Savings Bank Other 5% $0
Ameris Bank Visa Max Cash Preferred Ameris Bank Other 5% $0
AmeriServ Financial Visa Max Cash Preferred AmeriServ Financial Other 5% $0
Amplify Credit Union Visa Max Cash Preferred Amplify Credit Union Other 5% $0
Associated Bank Visa Max Cash Preferred Associated Bank Other 5% $0

Frequently asked questions

What is Excellent credit cards?
Excellent credit cards in the Madeen credit card encyclopedia. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.
Does Madeen guarantee approval or bonus eligibility?
No. Madeen summarizes public catalog and issuer information for education. Approval, offers, and benefit enrollment are controlled by issuers and can change. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only. Issuer terms control eligibility, caps, and exclusions; Madeen summarizes catalog data for comparison only.

Madeen analysis. Data from catalog snapshot 2026-06-01. Last reviewed 2026-06-01. Reviewed by Madeen editorial review. Issuer pages control rewards, fees, benefits, and eligibility.

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