U.S. Bank FlexPerks® Business Travel Rewards
The U.S. Bank FlexPerks® Business Travel Rewards from U.S. Bank earns up to 2% effective value on gas in Madeen's catalog snapshot. Its annual fee is $55. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Gas
- Effective value
- 2%
- Annual fee
- $55
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the U.S. Bank FlexPerks Business Travel Rewards earn in each category?
Gas is the strongest category at 2% effective value (2x points at about 1 cents each). That gas rate ranks higher than about 22% of the 1,551 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Gas is the strongest category at 2% effective value (2x points at about 1 cents each). That gas rate ranks higher than about 22% of the 1,551 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1x points | 1% |
| Grocery Supermarkets and grocery stores | 1x points | 1% |
| Gas Gas stations and fuel | 2x points | 2% Top category |
| Travel Flights, hotels, transit | 2x points | 2% |
| Other General everyday spend | 1x points | 1% |
Madeen values U.S. Bank FlexPoints at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the U.S. Bank FlexPerks Business Travel Rewards reward caps and conditions?
The U.S. Bank FlexPerks Business Travel Rewards has 1 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Earn 2X FlexPoints for every $1 spent at gas and electric vehicle charging stations, office supply stores, or airlines — whichever you spend most on each monthly billing cycle.
Who should get the U.S. Bank FlexPerks Business Travel Rewards?
The U.S. Bank FlexPerks Business Travel Rewards fits spenders who put meaningful volume in gas and can earn 2x points. Best for spenders who put meaningful volume in gas and can earn 2x points. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
U.S. Bank FlexPerks Business Travel Rewards fits spenders who put meaningful volume in gas and can earn 2x points. Madeen ranks its gas effective rate higher than about 22% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in gas and can earn 2x points.
Compare it against simpler no-fee cards if you want minimum complexity.
Worth a look for gas spend if you need a business card and can use U.S. Bank FlexPoints the way you redeem today. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is gas at about 2% effective (2x points).
- No foreign transaction fee listed.
Cons
- $55 annual fee requires enough spend in bonus categories to offset.
- U.S. Bank FlexPoints value depends on how you redeem, not straight cash back.
- Business card — rewards and liability rules differ from consumer cards.
Does the U.S. Bank FlexPerks Business Travel Rewards have an annual fee, and what's the welcome bonus?
The U.S. Bank FlexPerks Business Travel Rewards has an annual fee of $55 and a foreign transaction fee of None. Issuer pages control fees and offers; Madeen labels this as catalog analysis, not issuer-confirmed terms. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Annual fee
- $55
- Foreign transaction fee
- None
What benefits come with the U.S. Bank FlexPerks Business Travel Rewards?
The U.S. Bank FlexPerks Business Travel Rewards includes Auto Rental Collision Damage Waiver, Extended Warranty, Roadside Dispatch in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Auto Rental Collision Damage Waiver
Receive Auto Rental coverage by charging your entire rental transaction amount to your eligible card and declining the extra collision insurance (or loss damage waiver) from the rental company. If your rental car is damaged or stolen while you’re traveling, you can be covered! It’s your ticket to significant savings and increased peace of mind. Certain terms, conditions, and exclusions may apply
- Extended Warranty
Double the time period of the original manufacturer’s written U.S. warranty up to one (1) additional year on warranties of three (3) years or less – up to a maximum of ten thousand dollars ($10,000) per claim. The eligible item must have been purchased with your eligible credit card. Certain terms, conditions, and exclusions may apply.
- Roadside Dispatch
Get emergency roadside assistance with services like towing, fuel delivery, and more by calling 1-800-VISA-TOW (1-800-847-2869). Tell the operator where you are, what the problem is, and the operator will arrange a dispatch to a reliable tow operator or locksmith to provide help. The operator will let you know the name of the local tow operator or locksmith being sent to assist you. Cardmembers are responsible for any service fees. Certain terms, conditions, and exclusions may apply.
- Travel Accident Insurance
Use your eligible credit card to purchase travel fares on common carriers (train, plane, bus, or ship) and receive automatic Accidental Death and Dismemberment Insurance for you and your family. Certain terms, restrictions, and exclusions may apply.
Common questions about the U.S. Bank FlexPerks Business Travel Rewards
Does the U.S. Bank FlexPerks Business Travel Rewards have an annual fee?
The U.S. Bank FlexPerks Business Travel Rewards carries an annual fee of $55 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.
What category earns the most with the U.S. Bank FlexPerks Business Travel Rewards?
Gas is the strongest Madeen category for the U.S. Bank FlexPerks Business Travel Rewards at about 2% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the U.S. Bank FlexPerks Business Travel Rewards charge foreign transaction fees?
The U.S. Bank FlexPerks Business Travel Rewards does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Is the U.S. Bank FlexPerks Business Travel Rewards annual fee worth it?
Whether the $55 annual fee pays off depends on how much you spend in gas and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the U.S. Bank FlexPerks Business Travel Rewards?
Madeen's catalog lists a typical credit range of Good for the U.S. Bank FlexPerks Business Travel Rewards. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do you redeem rewards on the U.S. Bank FlexPerks Business Travel Rewards?
Rewards on the U.S. Bank FlexPerks Business Travel Rewards post as U.S. Bank FlexPoints. Redemption value depends on how you use U.S. Bank FlexPoints (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the U.S. Bank FlexPerks Business Travel Rewards compare to similar cards?
Compare the U.S. Bank FlexPerks Business Travel Rewards against H-D™ H.O.G.™ Elite Visa Signature (5% on Gas, $99 fee); U.S. Bank Altitude Connect Visa Signature (4% on Gas, $0 fee); U.S. Bank Business Altitude™ Connect Visa Signature (4% on Gas, $95 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
U.S. Bank FlexPerks Business Travel Rewards This card | Gas | 2% | $55 |
U.S. Bank | Gas | 5% | $99 |
| Gas | 4% | $0 | |
| Gas | 4% | $95 | |
U.S. Bank | Gas | 3% | $0 |
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