Synovus Business Travel Rewards Visa®
The Synovus Business Travel Rewards Visa® from Synovus earns up to 3% effective value on grocery in Madeen's catalog snapshot. Its annual fee is $50. Madeen compares this card against the cards you already carry — no bank login required.
- Top category
- Grocery
- Effective value
- 3%
- Annual fee
- $50
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Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.
What does the Synovus Business Travel Rewards Visa earn in each category?
Grocery is the strongest category at 3% effective value (3x points at about 1 cents each). That grocery rate ranks higher than about 95% of the 1,552 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Grocery is the strongest category at 3% effective value (3x points at about 1 cents each). That grocery rate ranks higher than about 95% of the 1,552 cards we track in that category.
| Category | Earn rate | Effective value |
|---|---|---|
| Dining Restaurants, cafes, takeout | 1x points | 1% |
| Grocery Supermarkets and grocery stores | 3x points | 3% Top category |
| Gas Gas stations and fuel | 3x points | 3% |
| Travel Flights, hotels, transit | 1x points | 1% |
| Other General everyday spend | 1x points | 1% |
Madeen values Synovus Rewards at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.
What are the Synovus Business Travel Rewards Visa reward caps and conditions?
The Synovus Business Travel Rewards Visa has 1 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Capped at $3000 per quarter.
Who should get the Synovus Business Travel Rewards Visa?
The Synovus Business Travel Rewards Visa fits spenders who put meaningful volume in grocery and can earn 3x points. Best for spenders who put meaningful volume in grocery and can earn 3x points. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Synovus Business Travel Rewards Visa fits spenders who put meaningful volume in grocery and can earn 3x points. Madeen ranks its grocery effective rate higher than about 95% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.
Best for spenders who put meaningful volume in grocery and can earn 3x points.
Compare it against simpler no-fee cards if you want minimum complexity.
Worth a look for grocery spend if you need a business card and can use Synovus Rewards the way you redeem today. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Pros
- Strongest Madeen category is grocery at about 3% effective (3x points).
- That grocery rate ranks higher than about 95% of cards we track in the category.
- No foreign transaction fee listed.
Cons
- $50 annual fee requires enough spend in bonus categories to offset.
- Synovus Rewards value depends on how you redeem, not straight cash back.
- Business card — rewards and liability rules differ from consumer cards.
Does the Synovus Business Travel Rewards Visa have an annual fee, and what's the welcome bonus?
The Synovus Business Travel Rewards Visa has an annual fee of $50 and a foreign transaction fee of None. Issuer pages control fees and offers; Madeen labels this as catalog analysis, not issuer-confirmed terms. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Annual fee
- $50
- Foreign transaction fee
- None
What benefits come with the Synovus Business Travel Rewards Visa?
The Synovus Business Travel Rewards Visa includes Auto Rental Collision Damage Waiver, Booking.com, OpenTable in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
- Auto Rental Collision Damage WaiverIncluded with Visa Traditional
Auto Rental Collision Damage Waiver (ARCDW) provides primary insurance coverage for physical damage and theft, reasonable and customary towing, and valid loss-of-use charges and administrative fees when you reserve and pay for a rental car with your covered Visa Business card.
- Booking.comIncluded with Visa Traditional
Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.
- OpenTableIncluded with Visa Traditional
Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.
- Purchase Security and Extended ProtectionIncluded with Visa Traditional
Purchase Security can replace, repair or reimburse you for an eligible item purchased with your covered card up to $10,000.00 per claim in the event your item is stolen or damaged. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to 1 additional year on eligible warranties of 3 years or less.
- Roadside Dispatch®Included with Visa Traditional
This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.
- Sofar SoundsIncluded with Visa Traditional
Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.
- Travel and Emergency Assistance ServicesIncluded with Visa Traditional
When you are traveling or working anywhere in the world, your covered Visa card gets you access to a multilingual call center 24 hours a day, 365 days a year to help get the assistance you need. As a covered cardholder, you, your spouse and dependent children under 22 years of age who are traveling with can call a dedicated toll-free number in the United States, or call collect when traveling abroad.
Common questions about the Synovus Business Travel Rewards Visa
Does the Synovus Business Travel Rewards Visa have an annual fee?
The Synovus Business Travel Rewards Visa carries an annual fee of $50 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What category earns the most with the Synovus Business Travel Rewards Visa?
Grocery is the strongest Madeen category for the Synovus Business Travel Rewards Visa at about 3% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Does the Synovus Business Travel Rewards Visa charge foreign transaction fees?
The Synovus Business Travel Rewards Visa does not charge a foreign transaction fee in Madeen's catalog snapshot, which can make it stronger for purchases outside the U.S. Issuer terms still control international acceptance and other fees. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
Is the Synovus Business Travel Rewards Visa annual fee worth it?
Whether the $50 annual fee pays off depends on how much you spend in grocery and whether you use the card's benefits. Madeen compares effective rates across the cards you already carry without bank login. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
What credit score do you need for the Synovus Business Travel Rewards Visa?
Madeen's catalog lists a typical credit range of Good to Excellent for the Synovus Business Travel Rewards Visa. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How do you redeem rewards on the Synovus Business Travel Rewards Visa?
Rewards on the Synovus Business Travel Rewards Visa post as Synovus Rewards. Redemption value depends on how you use Synovus Rewards (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.
How does the Synovus Business Travel Rewards Visa compare to similar cards?
Compare the Synovus Business Travel Rewards Visa against Synovus Business Rewards Visa (3% on Grocery, $0 fee); Synovus Cash Rewards Visa (3% on Dining, $0 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.
| Card | Top category | Effective value | Annual fee |
|---|---|---|---|
Synovus Business Travel Rewards Visa This card | Grocery | 3% | $50 |
| Grocery | 3% | $0 | |
Synovus | Dining | 3% | $0 |
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