National Bank of Arizona · Business

National Bank of Arizona AmaZing Rewards

Highest earn rate in Travel at 2% effective value

The National Bank of Arizona AmaZing Rewards from National Bank of Arizona earns up to 2% effective value on travel in Madeen's catalog snapshot. It has no annual fee. New applicants may see: Get 100,000 points when you spend $5,000 in the first 120 days.. Madeen compares this card against the cards you already carry — no bank login required.

Top category
Travel
Effective value
2%
Annual fee
$0

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National Bank of Arizona AmaZing Rewards card art
Reviewed by Madeen editorial review
Catalog snapshot 2026-05-01
Updated 2026-06-03
Data source Madeen catalog analysis

Madeen compares public issuer terms with its card-rule catalog. Issuer pages control rewards, fees, benefits, exclusions, and eligibility; Madeen does not issue cards, make approval decisions, or provide financial advice.

Madeen analysis

What does the National Bank of Arizona AmaZing Rewards earn in each category?

Travel is the strongest category at 2% effective value (2x points at about 1 cents each). That travel rate ranks higher than about 66% of the 1,546 cards we track in that category. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Travel is the strongest category at 2% effective value (2x points at about 1 cents each). That travel rate ranks higher than about 66% of the 1,546 cards we track in that category.

Category Earn rate Effective value
Dining
Restaurants, cafes, takeout
1x points 1%
Grocery
Supermarkets and grocery stores
1x points 1%
Gas
Gas stations and fuel
1x points 1%
Travel
Flights, hotels, transit
2x points 2% Top category
Other
General everyday spend
1x points 1%

Madeen values National Bank of Arizona Points at about 1 cents each. Madeen compares every card using this cash-equivalent estimate while still showing the raw earn rate for context.

Reward rules

What are the National Bank of Arizona AmaZing Rewards reward caps and conditions?

The National Bank of Arizona AmaZing Rewards has 1 notable cap or condition rule(s) in Madeen's catalog, including activation windows, spend limits, and category exclusions. Review each bullet below before assuming unlimited earn rates. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

  • Capped at $150000 per year.
Madeen take

Who should get the National Bank of Arizona AmaZing Rewards?

The National Bank of Arizona AmaZing Rewards fits spenders who put meaningful volume in travel and can earn 2x points. Best for spenders who put meaningful volume in travel and can earn 2x points. The welcome bonus can help if you can meet the spend requirement.

National Bank of Arizona AmaZing Rewards fits spenders who put meaningful volume in travel and can earn 2x points. Madeen ranks its travel effective rate higher than about 66% of the catalog in that category. Compare it against cards you already carry with Madeen — no bank login required.

Best for spenders who put meaningful volume in travel and can earn 2x points. The welcome bonus can help if you can meet the spend requirement.

Foreign transaction fees make it weaker for international spend.

Worth a look for travel spend if you need a business card and can use National Bank of Arizona Points the way you redeem today.

Pros

  • Strongest Madeen category is travel at about 2% effective (2x points).
  • No annual fee in our catalog snapshot.
  • Welcome bonus may add value if you can meet spend requirements.

Cons

  • Charges $3 foreign transaction fees.
  • National Bank of Arizona Points value depends on how you redeem, not straight cash back.
  • Business card — rewards and liability rules differ from consumer cards.
Fees and bonus

Does the National Bank of Arizona AmaZing Rewards have an annual fee, and what's the welcome bonus?

The National Bank of Arizona AmaZing Rewards has an annual fee of $0 and a foreign transaction fee of $3. New applicants may see: Get 100,000 points when you spend $5,000 in the first 120 days.. Confirm current issuer terms before applying.

Annual fee
$0
Foreign transaction fee
$3
Signup bonus
Get 100,000 points when you spend $5,000 in the first 120 days.
Benefits

What benefits come with the National Bank of Arizona AmaZing Rewards?

The National Bank of Arizona AmaZing Rewards includes Auto Rental Collision Damage Waiver, Booking.com, Golf Benefits from Troon Rewards® in our snapshot. Perks and benefits can change; verify coverage on the issuer site before you rely on them. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

  • Auto Rental Collision Damage WaiverIncluded with Visa Signature®

    Auto Rental Collision Damage Waiver (ARCDW) provides primary insurance coverage for physical damage and theft, reasonable and customary towing, and valid loss-of-use charges and administrative fees when you reserve and pay for a rental car with your covered Visa Business card.

  • Booking.comIncluded with Visa Signature®

    Purchase qualifying stays with your eligible Visa Credit or Debit card and get up to 8% in Travel Credits to use on future flights, stays, car rentals, attractions, car rentals, taxis and more.

  • Golf Benefits from Troon Rewards®Included with Visa Signature®

    Enjoy automatic Silver Status when you sign up for Troon Rewards®, for 10% savings on golf fees, merchandise and lessons at over 150 golf courses across the United States and the world.

  • Lost Luggage ReimbursementIncluded with Visa Signature®

    Lost Luggage Reimbursement will reimburse you up to $3,000 If your checked luggage or carry on baggage is lost due to theft or misdirection by the common carrier (e.g., airline, rail, bus, ferry). For New York residents coverage is limited to $2,000 per bag.

  • OpenTableIncluded with Visa Signature®

    Eligible Visa cardholders can enjoy special events access to the hottest dining events on OpenTable. Restrictions apply.

  • Purchase Security and Extended ProtectionIncluded with Visa Signature®

    Purchase Security can replace, repair or reimburse you for an eligible item purchased with your covered card up to $10,000.00 per claim in the event your item is stolen or damaged. Extended Protection doubles the time period of the original manufacturer's written U.S. warranty up to 1 additional year on eligible warranties of 3 years or less.

  • Roadside Dispatch®Included with Visa Signature®

    This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, find out what the problem is, and will remain on the phone with you while arranging a dispatch to a reliable tow operator or locksmith. You pay a set price per service call.

  • Sofar SoundsIncluded with Visa Signature®

    Enjoy a free ticket per show with the purchase of one or more tickets, plus you can access 7-day Visa Exclusive Presale opportunities.

Common questions about the National Bank of Arizona AmaZing Rewards

Does the National Bank of Arizona AmaZing Rewards have an annual fee?

The National Bank of Arizona AmaZing Rewards carries an annual fee of $0 in Madeen's catalog snapshot. Issuer terms can change, so confirm the current fee on the issuer's site before you apply. Madeen does not predict approval or prequalification.

What category earns the most with the National Bank of Arizona AmaZing Rewards?

Travel is the strongest Madeen category for the National Bank of Arizona AmaZing Rewards at about 2% effective value, based on our catalog snapshot and standard point valuations. Other categories are listed in the effective-rate table on this page. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

Does the National Bank of Arizona AmaZing Rewards charge foreign transaction fees?

The National Bank of Arizona AmaZing Rewards charges a foreign transaction fee of $3 in our catalog snapshot. Check issuer terms before international spend because rates and fee waivers can change. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What is the National Bank of Arizona AmaZing Rewards welcome bonus?

The National Bank of Arizona AmaZing Rewards welcome offer in our snapshot: Get 100,000 points when you spend $5,000 in the first 120 days.. Minimum spend, eligibility, and offer windows are set by the issuer and can change. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

What credit score do you need for the National Bank of Arizona AmaZing Rewards?

Madeen's catalog lists a typical credit range of Good to Excellent for the National Bank of Arizona AmaZing Rewards. Issuers decide approval using their own criteria; Madeen does not predict approval odds or prequalification. Madeen summarizes catalog reward rules for comparison only; issuer pages control current fees, caps, exclusions, and eligibility.

How do you redeem rewards on the National Bank of Arizona AmaZing Rewards?

Rewards on the National Bank of Arizona AmaZing Rewards post as National Bank of Arizona Points. Redemption value depends on how you use National Bank of Arizona Points (statement credit, travel, transfers, or issuer portals). Madeen shows effective cash-equivalent rates using standard valuations.

Compare

How does the National Bank of Arizona AmaZing Rewards compare to similar cards?

Compare the National Bank of Arizona AmaZing Rewards against National Bank of Arizona AmaZing Cash (2% on Travel, $0 fee); National Bank of Arizona Elite (3% on Dining, $195 fee); National Bank of Arizona Reserve (3% on Dining, $450 fee). Madeen ranks effective value by category and annual fee using the same catalog snapshot dated 2026-05-01.

CardTop categoryEffective valueAnnual fee
National Bank of Arizona AmaZing Rewards
This card
Travel2%$0
Travel2%$0
National Bank of Arizona
Dining3%$195
National Bank of Arizona
Dining3%$450
Dining3%$0
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